Energy
G
Ask to see the energy certificate and check its date.
Contact →1 / 32
The exact home location is not public. The information shown describes the area.
- Asking price
- €695,000
- Bedrooms
- 4
- Bathrooms
- 1
- Living area
- 136 m²
- Energy class
- G
5% below the commune median per m²52 similar adverts
- Terrace
- Garden
- Private garden
- Fireplace
- Solar panels
Photo groups use stored image labels, not verified property facts.
1 / 32
White kitchen cabinets and a wooden worktop are visible; the room has no movable seating.
Original listing photo
Start with your own routine
No score and no pressure. Use the photos, recorded facts and maps to test what matters to you.
Every fact
Every fact
Home essentials
- Property type
- House
- Price
- €695,000
- Living area
- 136 m²
- Bedrooms
- 4
- Bathrooms
- 1
- Listing type
- For sale
- Location
- HabschtPosition is approximate
- Energy · thermal class
- G
- Heating
- Electric
- Year built
- 1920
- Plot
- 160 m²
- Terrace
- Yes
Full record
- CPE · énergie primaire
- G
- Advertised asking price
- €695,000
- Buyer-facing asking price
- €695,000
- Price basis
- Asking price
- Full cash price known
- Yes
- Sale arrangement
- Full ownership
Features
- Offer type
- For sale
- Living area · Area measurement standard
- Source-declared area (Luxembourg)
- Plot area
- 160 m²
- Plot area · Area measurement standard
- Source-declared area (Luxembourg)
- Heating system (source)
- electric
- Heating energy
- electric
- Renovation year
- 2025
- Private garden
- Yes
- Glazing
- triple
- Fireplace
- Yes
- Solar panels
- Yes
- Garden
- Yes
- Triple glazing
Rooms, Construction state, Lift, Orientation · Not stated. Parking · Sources disagree.
Price
- Asking price
- €695,000
- Per m²
- €5,110
- Commune median / m²
- €5,367
Local asking-price comparison
- Against the commune median
- -4.8%
- Comparable adverts
- 52
- Reference period
- 2026-11
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 19 Oct 2026 · €695,000
- 20 Oct 2026 · €695,000
- days on ChatHome
- 26
- First seen
- 19 Oct 2026
- Source checked
- 20 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
- Against the commune median
- -4.8%
- Comparable adverts
- 52
- Reference period
- 2026-11
- Area at the commune median
- 129.5 m²
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €695,000
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €189,495
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €745,495
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €745,495
Estimated acquisition subtotal
- Asking price
- €695,000
- registration duty
- €41,700
- transcription duty
- €6,950
- municipal surcharge
- €0
- Transfer taxes
- €48,650
- Notary remuneration estimate (excluding VAT)
- €1,845
Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €556,000
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Source and method
Monthly costs · upfront cash · assumptions
Running costs
Our estimate
- To move in
- €48,650Calculated from the facts above · as of 21 Oct 2026
Not stated: Running costs
Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, notary fees, professional fees
Buy vs Rent Simulation
Should you buy or rent in Habscht?
Example only — review the assumptions below and calculate with your own figures before using the result.
Use a comparable rent, excluding charges. Change it if your current home is different.
Costs and assumptions
0 means confirmed none; blank means unknown.
Your scenario
€
%
%
Loading the stored starting rate…
years
years
No starting rate or example rent is available. Enter both to draw the chart.
Projected net worth by year
No starting rate or example rent is available. Enter both to draw the chart.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4.43% · 5 Oct 2026.
Loan term: 20 years
The chart is a conditional known-cost scenario; missing costs may change the result.
Our estimate from Habscht's sale prices: asking rents for a home of this size, €18.87/m² × 136 m² (Habscht has too few rentals). · Q4 2026 · €2,570
- Scheduled mortgage payment
- €3,497
- Owner outflow in month one
- €4,077
- Renter outflow in month one
- €2,570
Key assumptions
- Down payment
- 20.0%
- Time horizon
- 20 years
- Annual property appreciation
- 2.0%
- Annual rent increase
- 2.0%
- Expected net investment return
- 4.0%
- Annual maintenance reserve
- 1.0%
- Selling costs
- 3.5%
- Assumed unused Bëllegen Akt credit (one buyer)
- €40,000
Example only — review the assumptions below and calculate with your own figures before using the result.
Monthly cash flow (Investors) · Estimated
Loading the stored starting rate…
Default
Loading the stored starting rate…
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Rent defaults to a Luxembourg-oriented gross-yield estimate until you replace it.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
House maintenance starts from a monthly reserve based on the current buy-side calculator defaults.
The initial renovation budget is estimated from size, age, and energy signals and should be treated as a placeholder.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4.43% · 5 Oct 2026.
Loan term: 25 years
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Our estimate from Habscht's sale prices: asking rents for a home of this size, €18.87/m² × 136 m² (Habscht has too few rentals). · Q4 2026 · €2,570
- before vacancy
- 4.4%
- after a 5.0% vacancy reserve
- 4.2%
- Monthly mortgage
- €3,068
- Monthly cash flow · known costs only · before property tax
- -€990
Energy
G
Energy class G
Heating: Electric
A+ABCDEFGHI
Verified
- Energy class
- G
- Heating
- Electric
Not stated: Thermal class
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Habscht
- Year built
- 1920
- Plot
- 160 m²
This section is much better with the address. Do you know it?
Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.
Published search area · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
Loading map records…
Source and map details
Géoportail / ACTPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
Loading map records…
Source and map details
Administration de l’environnementPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
Loading map records…
Source and map details
Administration de la gestion de l’eauAround Habscht
- Locality
- Habscht
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
- Supermarket
- None within 1000 m
- Pharmacy
- None within 1000 m
- Hospital
- None within 1000 m
- Restaurants
- 4 · Search radius: 1 km
- Cafés
- None within 1000 m
- Nightlife
- 1 · Search radius: 1 km
Official figures for Habscht — For the whole commune, not for this home
- Population
- 5,337
- 2026 · +1.5 % in one year · STATEC
- Recorded apartment prices
- €6,485/m² (€5,025 – €9,081)
- 07/2025 – 06/2026 · 22 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Police region
- Nord
- nearest station: Commissariat Atert
The exact home location is not public. The information shown describes the area.
Published search areaSchools and crèches
The exact home location is not public. The information shown describes the area.
- Places shown
- 1
A nearby school does not confirm catchment, places or admission.
Published search areaSports hall
The exact home location is not public. The information shown describes the area.
- Places shown
- 1
Commute
- Routes recorded
- 6 Nov 2026
Choose a destination and transport mode to compare the route with your time budget.
The exact home location is not public. The information shown describes the area.
- Luxembourg stationArea estimate34 min
- KirchbergArea estimate41 min
- Cloche d'OrArea estimate36 min
- Luxembourg City centreArea estimate40 min
- Belval / EschArea estimate40 min
- Findel airportArea estimate46 min
0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub
Sources and recorded routes
Recorded commute estimates
Recorded . Travel times may vary.
- To Luxembourg station · Driving · Peak · District area0–86 min
- To Kirchberg · Driving · Peak · District area0–93 min
- To Cloche d'Or · Driving · Peak · District area0–87 min
- To Luxembourg City centre · Driving · Peak · District area0–92 min
- To Belval / Esch · Driving · Peak · District area0–92 min
- To Findel airport · Driving · Peak · District area0–98 min
- To Luxembourg station · Public transport · Peak · District area4–128 min
- To Kirchberg · Public transport · Peak · District area17–137 min
- To Cloche d'Or · Public transport · Peak · District area22–137 min
- To Luxembourg City centre · Public transport · Peak · District area11–130 min
- To Belval / Esch · Public transport · Peak · District area25–149 min
- To Findel airport · Public transport · Peak · District area27–145 min
All recorded routes
- To Luxembourg station · Driving · Off-peak · District area0–83 min
- To Kirchberg · Driving · Off-peak · District area0–89 min
- To Cloche d'Or · Driving · Off-peak · District area0–84 min
- To Luxembourg City centre · Driving · Off-peak · District area0–87 min
- To Belval / Esch · Driving · Off-peak · District area0–88 min
- To Findel airport · Driving · Off-peak · District area0–94 min
- To Luxembourg station · Driving · Peak · District area0–86 min
- To Kirchberg · Driving · Peak · District area0–93 min
- To Cloche d'Or · Driving · Peak · District area0–87 min
- To Luxembourg City centre · Driving · Peak · District area0–92 min
- To Belval / Esch · Driving · Peak · District area0–92 min
- To Findel airport · Driving · Peak · District area0–98 min
- From Luxembourg station · Driving · Off-peak · District area0–82 min
- From Kirchberg · Driving · Off-peak · District area0–88 min
- From Cloche d'Or · Driving · Off-peak · District area0–83 min
- From Luxembourg City centre · Driving · Off-peak · District area0–84 min
- From Belval / Esch · Driving · Off-peak · District area0–89 min
- From Findel airport · Driving · Off-peak · District area0–95 min
- From Luxembourg station · Driving · Peak · District area0–84 min
- From Kirchberg · Driving · Peak · District area0–91 min
- From Cloche d'Or · Driving · Peak · District area0–85 min
- From Luxembourg City centre · Driving · Peak · District area0–86 min
- From Belval / Esch · Driving · Peak · District area0–91 min
- From Findel airport · Driving · Peak · District area0–97 min
- To Luxembourg station · Public transport · Peak · District area4–128 min
- To Kirchberg · Public transport · Peak · District area17–137 min
- To Cloche d'Or · Public transport · Peak · District area22–137 min
- To Luxembourg City centre · Public transport · Peak · District area11–130 min
- To Belval / Esch · Public transport · Peak · District area25–149 min
- To Findel airport · Public transport · Peak · District area27–145 min
- From Luxembourg station · Public transport · Peak · District area0–142 min
- From Kirchberg · Public transport · Peak · District area17–149 min
- From Cloche d'Or · Public transport · Peak · District area21–153 min
- From Luxembourg City centre · Public transport · Peak · District area10–144 min
- From Belval / Esch · Public transport · Peak · District area24–170 min
- From Findel airport · Public transport · Peak · District area25–162 min
- To Luxembourg station · Cycling · Off-peak · District area55–107 min
- To Kirchberg · Cycling · Off-peak · District area62–114 min
- To Cloche d'Or · Cycling · Off-peak · District area55–107 min
- To Luxembourg City centre · Cycling · Off-peak · District area52–104 min
- To Belval / Esch · Cycling · Off-peak · District area67–120 min
- To Findel airport · Cycling · Off-peak · District area76–128 min
- To Luxembourg station · Public transport · Off-peak · District area6–122 min
- To Kirchberg · Public transport · Off-peak · District area16–134 min
- To Cloche d'Or · Public transport · Off-peak · District area18–132 min
- To Luxembourg City centre · Public transport · Off-peak · District area8–126 min
- To Belval / Esch · Public transport · Off-peak · District area30–150 min
- To Findel airport · Public transport · Off-peak · District area25–140 min
- From Luxembourg station · Public transport · Off-peak · District area7–142 min
- From Kirchberg · Public transport · Off-peak · District area12–148 min
- From Cloche d'Or · Public transport · Off-peak · District area12–156 min
- From Luxembourg City centre · Public transport · Off-peak · District area10–143 min
- From Belval / Esch · Public transport · Off-peak · District area23–170 min
- From Findel airport · Public transport · Off-peak · District area26–161 min
property-location-commute-v2.12
Straight-line distances · 2 km search, not walking times
Area results, not a measurement from the home.
- Stops shown
- 10
- Hobscheid, SteekaulPublic-transport stop · Mobiliteit.lu
- Hobscheid, SchoulPublic-transport stop · Mobiliteit.lu
- Hobscheid, LaiteriePublic-transport stop · Mobiliteit.lu
- Hobscheid, EhnerpadPublic-transport stop · Mobiliteit.lu
- Hobscheid, RuppertPublic-transport stop · Mobiliteit.lu
- Hobscheid, HiehlPublic-transport stop · Mobiliteit.lu
- Hobscheid, VirstadPublic-transport stop · Mobiliteit.lu
- KreizerbuchPublic-transport stop · Mobiliteit.lu
- Hobscheid, KraizerbuchPublic-transport stop · Mobiliteit.lu
- Septfontaines, Op LauterburPublic-transport stop · Mobiliteit.lu
GTFS / ChatHome POI snapshot · 9 Nov 2026
Do you need help? Please contact hello@chathome.lu