Data-backed guides and analysis on living, buying, and renting in Luxembourg
This calculator adds the transfer duties to the purchase price you enter. It applies the Bëllegen Akt credit only to a balance you confirm, and it shows notary and bank costs as itemised quote lines until you enter them.
For a monthly base rent, the calculator shows the minimum revalued capital that the rent implies at 5 percent a year. For a dwelling, the owner tab computes a maximum rent from the price, the dates and the works you enter, and shows every step. Neither result is a legal verdict.
Compare deductions from a documented building-only depreciable base. The July announcement is a scenario, not the rule currently applied to a tax return.
Enter the monthly base rent, the deposit asked and the date the keys are handed back. The calculator compares the deposit with 2 months of base rent and shows the date for the first half of the deposit. It does not compute a date for the balance.
Compare the owner path and the renter path over a time horizon you choose. The calculator uses the purchase cash, the loan, the costs you enter and the investment return you assume.
STATEC's census table has a commune breakdown, from 10.0% in Luxembourg City to 4.2% in Pétange and Sanem among the large communes. It counts dwellings with no registered resident, not homes left empty, the 2025 survey measures something else, and the State's 6% and the minister's 'around 10,000' are statements, not counts.
Houses close most of the bedroom gap, and in our data family flats show no sign of a rent premium against their purchase price. For a single parent on a median income the barrier is the rent itself: with two young children, it is a 2-bedroom flat where they share a room, or a 3-bedroom home that almost never fits.
€473.5 million was paid in 2025. The 2023 law requires every Aides à la pierre application to include planned start and end dates for the works, but the report gives no end date per convention.
We read every published peace-court housing file from 2025 and 2026, from all three courts. The State's cases are all against people who stayed in housing of the national reception office (ONA) past the date they had pledged to leave. Its share of the orders to leave was highest in Diekirch in 2025, at 40%.
In a strict current sample of 77 confirmed cross-agency sale clusters, ten carried different source-confirmed asking prices.
A Luxembourg search experiment keeps two bedrooms fixed and changes one constraint at a time.
A Luxembourg data test puts a number on the information needed to keep an energy preference without increasing the monthly cap.
The new official rent cadastre shows what tenants actually pay — and it is far below what new tenants are asked to pay today. Leases signed in 2024–25 run about 75% higher than pre-2010 leases, while sale prices barely move.
A clear guide to reading the national study 1998–2023 and using its results as life context, not as a score assigned to a home.
In chathome.lu's active listings on 8 October 2026, a Luxembourg two-bedroom flat asked more per m² than a Moselle one in 98% of pairs (227 flats against a 38-flat Moselle sample, adverts treated as independent), and the gap has a commute break-even.
Trier, Perl, Saarbrücken, Konz, Merzig: what our active listings show on both sides of the border, and what the cross-border employment figures (IGSS) say.
Commune-by-commune distribution, from the IGSS register at 2026-03-31, under explicit inclusion criteria
A tenant’s departure, a landlord’s notice and a change of co-tenant need different checks.
A fetched-evidence guide to atHome, Wortimmo and ChatHome, with an explicit verification limit for IMMOTOP.
Start with the City's 24-district directory, then verify the route, street and home that fit your daily life.
That is one more builder meeting than the year before. What fell away was the Housing Ministry's own record, from 30 entries to 1, and no tenant group appears in either year.
Bëllegen Akt €45,000, exemption from transfer duties in off-plan sales, 8% VAT, 3×6 depreciation, interest subsidy €300,000: status as of 24 August 2026 — what is announced, what awaits the vote on the law, and what share of the actual new-build stock falls below the caps.
Luxembourg opened its national affordable-housing register (RENLA) on 1 January 2026 and put registration online via MyGuichet on 15 April 2026. One application reaches every social landlord. Here is who qualifies, what rent you would pay, and how that compares with renting privately.
How the invested-capital rule works, what the 2024 reform changed, and why the 3.5% cut you may have read about is not the law
The government replaces the construction rules of 100 municipalities with a single national text of 83 articles — here's what changes, and what doesn't change yet.
A Luxembourg listing test separates monthly affordability from the cash needed before getting the keys.
Your rent is not indexed automatically like a salary. The law caps each adjustment at +10%, at most every two years, within the limit of 5% of the invested capital per year.
A payment-safe verification sequence for private landlords, agents, cadastral references, GouvCheck documents and victim support.
For new residential leases, the commission is shared equally and the deposit is limited to two months' rent excluding charges.
The legal clock starts with the return of the keys; Guichet’s procedure places a registered formal notice before the late-payment increase is claimed.
Fees, credit, notary, insurance and a verified example without invented percentages
Renting or buying, here is every aid you can actually claim in 2026, the limits that rule you out, and the calculator that gives you your amount.
Three public schemes — Bëllegen Akt, interest subsidy, and Klimaprêt — affect three different cost items, and two of them are not negotiable with your bank.
A short, official-source sequence from residence paperwork and rental search to the lease, commune declaration and electricity contract.
Financing, compromise, notary and steps to check before signing
A parcel-first checklist using Luxembourg's official river-flood, pluvial-flood, construction and energy-certificate sources.
The documents, independent checks and contract conditions to settle before a house purchase becomes binding.
Payment stages, deed annexes, completion guarantees, delivery and defects
What the tax credit covers, who may qualify, occupation duties and the 2026 announcement
A current commune comparison using active asking-price medians, with sale and rent samples beside every yield.
What the western premium buys—and what it does not
How much is a small commute gain worth in the south-west?
Similar asking prices, very different public-transport journeys
A modest commute gain versus a lower apartment asking price
The clearer compromise between Luxembourg City and Belval
Classes, validity, handover to the buyer, and limits to know before the notarial deed
Discover the prices per m² of apartments and houses commune by commune based on STATEC notarial deeds and active listings.
Apartment asking-price medians, segment samples and indicative gross yields across 20 Luxembourg communes.