Energy
F
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- Asking price
- €395,000
- Bathrooms
- 1
- Living area
- 107 m²
- Energy class
- F
- Floor
- 1
45% below the commune median per m²312 similar adverts
Description
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The agency's description, word for wordWe are pleased to present this beautiful apartment renovated in 2025 with 3 bedrooms of approximately 107 m2 in the heart of Differdange. The city center of Differdange and the Gerlache park have everything to please: - Well-maintained residence - Delaize shopping center - International school - Pharmacy, nursery, physiotherapist, doctor - Train station and buses Located on the 1st floor of the residence, the apartment comprises: - An entrance hall - A bright living space - A kitchen to be installed - Three large bedrooms - Bathroom layout to be planned - A storage space in the laundry room HIGHLIGHTS: - POSSIBILITY TO INSTALL OFFICES OR A PRIVATE PRACTICE - SIGNIFICANT RENOVATION FUNDS
We are pleased to present this beautiful apartment renovated in 2025 with 3 bedrooms of approximately 107 m2 in the heart of Differdange. The city center of Differdange and the Gerlache park have everything to please: - Well-maintained residence - Delaize shopping center - International school - Pharmacy, nursery, physiotherapist, doctor - Train station and buses Located on the 1st floor of the residence, the apartment comprises: - An entrance hall - A bright living space - A kitchen to be installed - Three large bedrooms - Bathroom layout to be planned - A storage space in the laundry room HIGHLIGHTS: - POSSIBILITY TO INSTALL OFFICES OR A PRIVATE PRACTICE - SIGNIFICANT RENOVATION FUNDS
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Original listing photo
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Every fact
Every fact
Home essentials
- Property type
- Apartment
- Price
- €395,000
- Living area
- 107 m²
- Rooms
- 2
- Bathrooms
- 1
- Listing type
- For sale
- Location
- Differdange
- Energy · thermal class
- F
- Heating
- Gas
- Lift
- Yes
- Floor
- 1
Full record
- CPE · énergie primaire
- F
- Advertised asking price
- €395,000
- Buyer-facing asking price
- €395,000
- Price basis
- Asking price
- Full cash price known
- Yes
- Sale arrangement
- Full ownership
Features
- Offer type
- For sale
- Living area · Area measurement standard
- Source-declared area (Luxembourg)
- Main rooms
- 2
- Condition (source)
- Excellent
- Heating system (source)
- gas
- Heating energy
- gas
- Glazing
- double
- Laundry room
- Yes
Bedrooms · Needs a fresher source. Construction state, Parking, Orientation · Not stated.
Price
- Asking price
- €395,000
- Per m²
- €3,692
- Commune median / m²
- €6,688
Local asking-price comparison
- Against the commune median
- -44.8%
- Comparable adverts
- 312
- Reference period
- 2026-11
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 3 Aug 2026 · €395,000
- 31 Oct 2026 · €395,000
- days on ChatHome
- 103
- First seen
- 3 Aug 2026
- Source checked
- 31 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
- Against the commune median
- -44.8%
- Comparable adverts
- 312
- Reference period
- 2026-11
- Area at the commune median
- 59.1 m²
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €395,000
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €108,195
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €424,195
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €424,195
Estimated acquisition subtotal
- Asking price
- €395,000
- registration duty
- €23,700
- transcription duty
- €3,950
- municipal surcharge
- €0
- Transfer taxes
- €27,650
- Notary remuneration estimate (excluding VAT)
- €1,545
Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €316,000
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Buy vs Rent Simulation
Should you buy or rent in Differdange?
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Costs and assumptions
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Monthly cash flow (Investors) · Estimated
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Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Rent defaults to a Luxembourg-oriented gross-yield estimate until you replace it.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
The initial renovation budget is estimated from size, age, and energy signals and should be treated as a placeholder.
Energy
F
Energy class F
Heating: Gas
A+ABCDEFGHI
Verified
- Energy class
- F
- Heating
- Gas
Not stated: Thermal class
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Differdange
- Year built
- —
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Published location · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
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Source and map details
Géoportail / ACTPublished location
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
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Source and map details
Administration de l’environnementPublished location
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
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Source and map details
Administration de la gestion de l’eauNeighbourhood
- Locality
- Differdange
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
Places shown
Supermarket7
Pharmacy5
Shopping centre1
Cafés3
Straight-line distances · 2 km search, not journey times
Published home locationEveryday
Straight-line distances · 2 km search, not journey times
- Places shown
- 16
- Nearest listed place
- Pharmacie Gravity · 390 m
Earlier area record
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
Commute · transit · neighbourhood · local context
What is around it?
Nearest, on foot
Not measured yet: Nearest crèche · Nearest bus or tram stop · Nearest park · Nearest school · Nearest train station
Differdange in numbers
Local context
ChatHome POI snapshot · 9 Nov 2026
Published home locationSchools and crèches
Straight-line distances · 2 km search, not journey times
- Places shown
- 23
- Nearest listed place
- CRECHE CASA DEL BAMBINO · 740 m
A nearby school does not confirm catchment, places or admission.
Published home locationSports hall
Straight-line distances · 2 km search, not journey times
- Places shown
- 6
- Nearest listed place
- Hall sportif Foussbann · 680 m
Commute
Choose a destination and transport mode to compare the route with your time budget.
Straight-line distances · 2 km search, not walking times
- Stops shown
- 16
- Nearest listed stop
- Differdange, Arbed · 320 m
- Differdange, ArbedPublic-transport stop · Mobiliteit.lu320 m
- Differdange, FousbannPublic-transport stop · Mobiliteit.lu400 m
- Differdange, Parc GerlachePublic-transport stop · Mobiliteit.lu470 m
- Differdange, GareTrain station · Mobiliteit.lu500 m
- Niederkorn, Al GarePublic-transport stop · Mobiliteit.lu540 m
- Differdange, CentrePublic-transport stop · Mobiliteit.lu570 m
- Differdange, OpkornPublic-transport stop · Mobiliteit.lu570 m
- Differdange, SchoulPublic-transport stop · Mobiliteit.lu590 m
- Differdange, JugendfabrikPublic-transport stop · Mobiliteit.lu700 m
- Differdange, SeelebunnPublic-transport stop · Mobiliteit.lu720 m
- Differdange, MaartplazPublic-transport stop · Mobiliteit.lu750 m
- Niederkorn, HonsbëschPublic-transport stop · Mobiliteit.lu780 m
- Differdange, Henri GreyPublic-transport stop · Mobiliteit.lu800 m
- Differdange, GemengPublic-transport stop · Mobiliteit.lu830 m
- Differdange, Aalt StadhausPublic-transport stop · Mobiliteit.lu870 m
- Differdange, GroussstroossPublic-transport stop · Mobiliteit.lu890 m
GTFS / ChatHome POI snapshot · 9 Nov 2026
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