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Apartment for sale · cents, Luxembourg

Apartment in Luxembourg-Cents

Asking price
€695,000
Bedrooms
2
Bathrooms
1
Living area
94 m²
Energy class
E
Floor
Ground floor

38% below the commune median per m²1,878 similar adverts

  • Balcony
  • Garden
  • Parking
  • Lift
  • Cellar

Description

Translated by ChatHome. The agency's own words are one press away.

Spacious 2-bedroom apartment with balcony – In Luxembourg-Cents

Photo groups use stored image labels, not verified property facts.

1 / 7

Covered balcony with two white woven chairs and a small table, overlooking mature trees, hedges, lawn and nearby houses under a cloudy sky.

Original listing photo

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Every fact

Every fact

Home essentials

Property type
Apartment
Price
€695,000
Living area
94.3 m²
Bedrooms
2
Bathrooms
1
Listing type
For sale
Location
LuxembourgPosition is approximate
Energy · thermal class
E · E
Lift
Yes
Parking
Yes
Floor
Ground floor
Year built
2002
Cellar
Yes

Full record

CPE · énergie primaire
E
CPE · isolation thermique
E
Advertised asking price
€695,000
Buyer-facing asking price
€695,000
Price basis
Asking price
Full cash price known
Yes
Sale arrangement
Full ownership

Features

Offer type
For sale
Living area
94.25 m²
Living area · Area measurement standard
Source-declared area (Luxembourg)
Floor
0
Balcony
Yes
Private outdoor area
5.14 m²
Storage space
Yes
Open kitchen
No
Video intercom
Yes
Laundry room
Yes
Bathtub
Yes
Separate WC
Yes
Garden
Yes

Rooms, Construction state, Heating, Orientation · Not stated.

Price

Asking price
€695,000
Per m²
€7,374
Commune median / m²
€11,908

Estimated range

An indicative range, not a valuation or a promised selling price.

Estimated range
€749,753 – €808,680
Estimate dated
9 Oct 2026
Against the commune median
-38.1%
Comparable adverts
1,878
Reference period
2026-11

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.

Source and method

Advertised price vs our estimate

This compares the advertised price with our own estimate for a home like this one. It is not a valuation of the property.

Our estimate for a home like this €749,753 – €808,680

For homes like this one, 9 out of 10 of our estimates land within 27% of the advertised price.

Method version: fair-price-2026.4

Every price change recorded since this offer began. Earlier offers of this home are not shown.

Source and method
  1. 12 Jul 2026 · €695,000
  2. 28 Sept 2026 · €695,000
days on ChatHome
125
First seen
12 Jul 2026
Source checked
28 Sept 2026
Recorded changes
0

A longer listing period or a reduction does not prove the seller will accept less.

2018-Q1 · €498,326

Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.

Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
Against the commune median
-38.1%
Comparable adverts
1,878
Reference period
2026-11
Area at the commune median
58.4 m²

An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.

Asking price€695,000

Enter an amount to compare

A private working amount. Saving it does not send an offer to the agency.

Asking price
€695,000

An indicative range, not a valuation or a promised selling price.

Finance

Cash needed≥ €189,495
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €745,495
Financing assumptions · 20% · 25 years
What financing would suit you?
Down payment

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Add the missing amounts in the cost controls to complete this result.

Project budget
≥ €745,495

Estimated acquisition subtotal

Asking price
€695,000
registration duty
€41,700
transcription duty
€6,950
Transfer taxes
€48,650
Notary remuneration estimate (excluding VAT)
€1,845

Estimate from the official notary tariff (RGD 24.07.1971 · Art. 6, barème 7 · Art. 19(89); checked 29 Oct 2026). Excluding VAT, copies and disbursements. Ask the notary for the exact amount.

Not included: Bëllegen Akt tax credit, municipal surcharge, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.

Mortgage balance
€556,000
Financing assumptions · 20% · 25 years
What financing would suit you?
Down payment

Loading the stored starting rate…

Use for the tax calculation
Costs and assumptions

6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu

Fees and other costs · € (enter 0 only if confirmed)

Bëllegen Akt tax credit · municipal surcharge · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees

Monthly budget

Add the missing amounts in the cost controls to complete this result.

Known costs only

Financing assumptions · 20% · 25 years
What financing would suit you?
Down payment

Loading the stored starting rate…

Costs and assumptions

Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.

0 means confirmed none; blank means unknown.

Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.

Loan payment only. Running costs and fees are separate. · 25

Source and method

Monthly costs · upfront cash · assumptions

Running costs

Our estimate
To move in
€48,650
Calculated from the facts above · as of 30 Sept 2026

Not stated: Running costs

Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, municipal surcharge, notary disbursements, notary fees, professional fees

Use a comparable rent, excluding charges. Change it if your current home is different.

Costs and assumptions

0 means confirmed none; blank means unknown.

Your scenario

€

Editable example rent: €50.17/m² × 94.25 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.

%
%

Loading the stored starting rate…

years
years

Projected net worth by year

No starting rate is available. Enter a rate to draw the chart.

Monthly cash flow (Investors) · Estimated

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Default

Editable example rent: €50.17/m² × 94.25 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.

Loading the stored starting rate…

Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.

Assumptions you can tune

Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.

ACD — LIR 106

Assumptions you can tune

Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.

What is estimated

Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.

Default
Editable example rent: €50.17/m² × 94.25 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
The initial renovation budget is estimated from size, age, and energy signals and should be treated as a placeholder.

Energy

E

Energy class E · Thermal class E

Verified
Energy class
E
Thermal class
E

Not stated: Heating

No certificate document is recorded for this listing.

Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.

Country-specific model and source assumptions

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

Next verification

Ask for recent consumption, bills and building charge statements.

Costs & classes →

Land

Location
Luxembourg
Year built
2002
This section is much better with the address. Do you know it?

Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.

Commune area · Géoportail · Orthophoto 2025

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

Loading map records…

Source and map detailsGéoportail / ACT

Commune area

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

Mapped thresholds · dB Lden
Not established

Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.

Loading map records…

Source and map detailsAdministration de l’environnement

Commune area

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

Mapped flood scenarios
Not established

The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.

Loading map records…

Source and map detailsAdministration de la gestion de l’eau

Around Luxembourg

Locality
Luxembourg
Search radius
2 km
Snapshot dated
9 Nov 2026

Places shown

Supermarket1

Pharmacy2

Shopping centre0

No places recorded in this category within 2 km.

Cafés13

The exact home location is not public. The information shown describes the area.

No public map position is available.Everyday

The exact home location is not public. The information shown describes the area.

Places shown
16
Earlier area record

These saved counts use their recorded search radii and date; they are separate from the named places shown above.

28 Sept 2026

Commute · transit · neighbourhood · local context

What is around it?

The exact home location is not public. The information shown describes the area.

Earlier area record

The address is needed to check distances, noise and flood exposure for this home.

Official figures for Luxembourg — For the whole commune, not for this home

Population
137,678
2026 · +1.1 % in one year · STATEC
Announced rent, apartments
€2,032 per month · €50.2/m²
07/2025 – 06/2026 · 5,655 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Announced rent, houses
€4,616 per month · €23.8/m²
07/2025 – 06/2026 · 176 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Recorded apartment prices
€10,269/m² (€6,991 – €14,126)
07/2025 – 06/2026 · 613 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Police region
Capitale
nearest station: Commissariat Kirchberg

Luxembourg in numbers

What is nearby — counted within the search radius, not rated

These saved counts use their recorded search radii and date; they are separate from the named places shown above.

28 Sept 2026

  • Supermarket1Search radius: 1 km
  • Pharmacy1Search radius: 1 km
  • Restaurants14Search radius: 1 km
  • Cafés1Search radius: 1 km
  • Nightlife3Search radius: 1 km
  • Gym5Search radius: 1 km
  • Swimming pool1Search radius: 1 km
  • Tennis2Search radius: 1 km
  • Playground21Search radius: 1 km
  • Schools8Search radius: 1 km
  • Crèche8Search radius: 1 km
  • Park2Search radius: 1 km
  • HospitalNone within 1000 mSearch radius: 1 km

Distances the agency states

  • Findel se trouvent à environ · 5000 m

Taken from the agency's own text. We have not measured these.

ChatHome POI snapshot · 9 Nov 2026

No public map position is available.Schools and crèches

The exact home location is not public. The information shown describes the area.

Places shown
86

A nearby school does not confirm catchment, places or admission.

No public map position is available.Playground

The exact home location is not public. The information shown describes the area.

Places shown
4

Commute

Routes recorded
28 Sept 2026

Choose a destination and transport mode to compare the route with your time budget.

The exact home location is not public. The information shown describes the area.

  1. Luxembourg stationArea estimate13–16 min
  2. KirchbergArea estimate12–17 min
  3. Cloche d'OrArea estimate16–20 min
  4. Luxembourg City centreArea estimate15–19 min
  5. Belval / EschArea estimate25–29 min
  6. Findel airportArea estimate16–21 min

0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub

Sources and recorded routes

Recorded commute estimates

Recorded . Travel times may vary.

  • To Luxembourg station · Driving · Peak · District area13–16 min
  • To Kirchberg · Driving · Peak · District area12–17 min
  • To Cloche d'Or · Driving · Peak · District area16–20 min
  • To Luxembourg City centre · Driving · Peak · District area15–19 min
  • To Belval / Esch · Driving · Peak · District area25–29 min
  • To Findel airport · Driving · Peak · District area16–21 min
  • To Luxembourg station · Public transport · Peak · District area18–28 min
  • To Kirchberg · Public transport · Peak · District area26–30 min
  • To Cloche d'Or · Public transport · Peak · District area37–41 min
  • To Luxembourg City centre · Public transport · Peak · District area18–26 min
  • To Belval / Esch · Public transport · Peak · District area57–70 min
  • To Findel airport · Public transport · Peak · District area20–30 min
All recorded routes
  • To Luxembourg station · Driving · Off-peak · District area10–13 min
  • To Kirchberg · Driving · Off-peak · District area10–14 min
  • To Cloche d'Or · Driving · Off-peak · District area12–16 min
  • To Luxembourg City centre · Driving · Off-peak · District area12–15 min
  • To Belval / Esch · Driving · Off-peak · District area22–26 min
  • To Findel airport · Driving · Off-peak · District area12–17 min
  • To Luxembourg station · Driving · Peak · District area13–16 min
  • To Kirchberg · Driving · Peak · District area12–17 min
  • To Cloche d'Or · Driving · Peak · District area16–20 min
  • To Luxembourg City centre · Driving · Peak · District area15–19 min
  • To Belval / Esch · Driving · Peak · District area25–29 min
  • To Findel airport · Driving · Peak · District area16–21 min
  • From Luxembourg station · Driving · Off-peak · District area12–14 min
  • From Kirchberg · Driving · Off-peak · District area11–14 min
  • From Cloche d'Or · Driving · Off-peak · District area13–17 min
  • From Luxembourg City centre · Driving · Off-peak · District area9–13 min
  • From Belval / Esch · Driving · Off-peak · District area21–26 min
  • From Findel airport · Driving · Off-peak · District area12–17 min
  • From Luxembourg station · Driving · Peak · District area14–16 min
  • From Kirchberg · Driving · Peak · District area12–16 min
  • From Cloche d'Or · Driving · Peak · District area15–19 min
  • From Luxembourg City centre · Driving · Peak · District area10–15 min
  • From Belval / Esch · Driving · Peak · District area23–27 min
  • From Findel airport · Driving · Peak · District area14–19 min
  • To Luxembourg station · Public transport · Peak · District area18–28 min
  • To Kirchberg · Public transport · Peak · District area26–30 min
  • To Cloche d'Or · Public transport · Peak · District area37–41 min
  • To Luxembourg City centre · Public transport · Peak · District area18–26 min
  • To Belval / Esch · Public transport · Peak · District area57–70 min
  • To Findel airport · Public transport · Peak · District area20–30 min
  • From Luxembourg station · Public transport · Peak · District area24–31 min
  • From Kirchberg · Public transport · Peak · District area29–35 min
  • From Cloche d'Or · Public transport · Peak · District area41–47 min
  • From Luxembourg City centre · Public transport · Peak · District area27–33 min
  • From Belval / Esch · Public transport · Peak · District area61–66 min
  • From Findel airport · Public transport · Peak · District area25–34 min
  • To Luxembourg station · Walking · Off-peak · District area39–51 min
  • To Kirchberg · Walking · Off-peak · District area26–35 min
  • To Cloche d'Or · Walking · Off-peak · District area71–84 min
  • To Luxembourg City centre · Walking · Off-peak · District area25–43 min
  • To Findel airport · Walking · Off-peak · District area51–65 min
  • To Luxembourg station · Cycling · Off-peak · District area13–16 min
  • To Kirchberg · Cycling · Off-peak · District area14–18 min
  • To Cloche d'Or · Cycling · Off-peak · District area23–26 min
  • To Luxembourg City centre · Cycling · Off-peak · District area11–17 min
  • To Belval / Esch · Cycling · Off-peak · District area88–92 min
  • To Findel airport · Cycling · Off-peak · District area14–19 min
  • To Luxembourg station · Public transport · Off-peak · District area16–28 min
  • To Kirchberg · Public transport · Off-peak · District area25–37 min
  • To Cloche d'Or · Public transport · Off-peak · District area34–41 min
  • To Luxembourg City centre · Public transport · Off-peak · District area18–26 min
  • To Belval / Esch · Public transport · Off-peak · District area54–66 min
  • To Findel airport · Public transport · Off-peak · District area20–31 min
  • From Luxembourg station · Public transport · Off-peak · District area24–30 min
  • From Kirchberg · Public transport · Off-peak · District area29–35 min
  • From Cloche d'Or · Public transport · Off-peak · District area41–46 min
  • From Luxembourg City centre · Public transport · Off-peak · District area27–33 min
  • From Belval / Esch · Public transport · Off-peak · District area56–63 min
  • From Findel airport · Public transport · Off-peak · District area20–32 min

property-location-commute-v2.5

Straight-line distances · 2 km search, not walking times

Area results, not a measurement from the home.

Stops shown
16
  1. Centre, GruefPublic-transport stop · Mobiliteit.lu
  2. Centre, KasinosgaassPublic-transport stop · Mobiliteit.lu
  3. Centre, CathédralePublic-transport stop · Mobiliteit.lu
  4. Pfaffenthal, Um BockPublic-transport stop · Mobiliteit.lu
  5. Centre, BadanstaltPublic-transport stop · Mobiliteit.lu
  6. Centre, F.D. RooseveltPublic-transport stop · Mobiliteit.lu
  7. Pfaffenthal, VaubanPublic-transport stop · Mobiliteit.lu
  8. Hamilius-Centre (Tram)Tram stop · Mobiliteit.lu
  9. Hamilius (Bus)Public-transport stop · Mobiliteit.lu
  10. Grund, Stadgronn-BréckPublic-transport stop · Mobiliteit.lu
  11. Pfaffenthal, ThéiwesbuerPublic-transport stop · Mobiliteit.lu
  12. Luxembourg/Centre, MontereyPublic-transport stop · Mobiliteit.lu
  13. Clausen, RummPublic-transport stop · Mobiliteit.lu
  14. Luxembourg, AméliePublic-transport stop · Mobiliteit.lu
  15. Luxembourg, Place de MetzTram stop · Mobiliteit.lu
  16. Clausen, Plateau AltmunsterPublic-transport stop · Mobiliteit.lu

GTFS / ChatHome POI snapshot · 9 Nov 2026

Next step

4/5
Facts we can prove
12 Jul 2026
First seen

Buying

Asking price
€695,000
To move in
€48,650
Costs & energy →

Typical planning ranges from the official procedure — not a promise; tap a step for who does what.

Lovin'Home

Source · Lovin'Home
First seen
12 Jul 2026
Last checked
28 Sept 2026

Facts we can prove · 4/5

Next step · Lovin'Home

Contact

Who to speak to

Lovin'Home

Last checked · 28 Sept 2026

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Property truth report

About this data

Asking details as the agency published them, not a completed-sale value. Every figure carries a dot saying who established it.

Is this your agency?

Your message

Energy

E

Ask to see the energy certificate and check its date.

Contact →

Balcony

Yes

Measure the outdoor space and check its condition.

Contact →

Parking

Yes

Check which parking space is included and any extra cost.

Contact →

Monthly charges

Not stated

Ask for the latest charges statement and what it includes.

Contact →
Review my choices

Questions

The obvious questions

Answered by ChatHome from the facts on this page. Answers about the area name the public data behind them. None of this is the agency's own wording.

How much does this apartment cost?

The agency's asking price is €695,000.

What is the price per m²?

€7,374 per m²: €695,000 divided by the stated living area of 94.3 m².

How big is it, and how many bedrooms and bathrooms?

The living area is 94.3 m². It has 2 bedrooms. It has 1 bathroom.

What is the energy class?

The energy certificate gives class E.

Where is this property located?

The property is in Luxembourg, Luxembourg.

When was this property built?

It was built in 2002.

Show all 7 questions

What type of property is this?

This is an apartment.

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