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The exact home location is not public. The information shown describes the area.
- Asking price
- €495,000
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 80 m²
- Floor
- Ground floor
13% below the commune median per m²441 similar adverts
- Swimming pool
- Parking
- Cellar
- Fitted kitchen
- Separate WC
Description
The agency's description, word for wordTranslated by ChatHome. The agency's own words are one press away.
Bel appartement très lumineux, rénové situé au rez-de-chaussée dans une petite copropriété très soignée (sans ascenseur) avec seulement 4 unités se composant comme suit : hall, living lumineux, cuisine équipée individuelle, 2 chambres à coucher, salle de douche avec WC, 1 WC séparé, débarras et une cave<br>Situation idéale, à deux pas du Lycée Hubert Clément, à proximité de l'hôpital Emile Mayrisch, de la piscine...<br>Possibilité d'acquérir un garage au prix de 30.000 €<br><br><br>
Very bright, renovated apartment on the ground floor in a small, well-maintained condominium (without lift) with only 4 units, comprising: hallway, bright living room, fitted individual kitchen, 2 bedrooms, shower room with WC, 1 separate WC, storage room and a cellar<br>Ideal location, just a few steps from Lycée Hubert Clément, close to the hôpital Emile Mayrisch, the swimming pool...<br>Possibility to acquire a garage for 30.000 €<br><br><br>
Photo groups use stored image labels, not verified property facts.
1 / 6
An empty rectangular room has wood flooring, white walls, a band of white-framed windows, two radiators, and trees outside.
Original listing photo
Start with your own routine
No score and no pressure. Use the photos, recorded facts and maps to test what matters to you.
Every fact
Every fact
Home essentials
- Property type
- Apartment
- Price
- €495,000
- Living area
- 80 m²
- Bedrooms
- 2
- Bathrooms
- 2
- Listing type
- For sale
- Location
- Esch-sur-AlzettePosition is approximate
- Lift
- No
- Parking
- Yes
- Floor
- Ground floor
- Cellar
- Yes
Full record
- Advertised asking price
- €495,000
- Buyer-facing asking price
- €495,000
- Price basis
- Asking price
- Full cash price known
- Yes
- Sale arrangement
- Full ownership
Features
- Offer type
- For sale
- Living area · Area measurement standard
- Source-declared area (Luxembourg)
- Floor
- 0
- Parking spaces
- 1
- Storage space
- Yes
- Fitted kitchen
- Yes
- Swimming pool
- Yes
- Separate WC
- Yes
Rooms, Construction state, Energy · thermal class, Heating, Orientation · Not stated.
Price
- Asking price
- €495,000
- Per m²
- €6,188
- Commune median / m²
- €7,078
Local asking-price comparison
- Against the commune median
- -12.6%
- Comparable adverts
- 441
- Reference period
- 2026-11
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 19 Oct 2026 · €495,000
- days on ChatHome
- 26
- First seen
- 19 Oct 2026
- Source checked
- 19 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
- Against the commune median
- -12.6%
- Comparable adverts
- 441
- Reference period
- 2026-11
- Area at the commune median
- 69.9 m²
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €495,000
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €135,295
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €531,295
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €531,295
Estimated acquisition subtotal
- Asking price
- €495,000
- registration duty
- €29,700
- transcription duty
- €4,950
- municipal surcharge
- €0
- Transfer taxes
- €34,650
- Notary remuneration estimate (excluding VAT)
- €1,645
Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €396,000
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Source and method
Monthly costs · upfront cash · assumptions
Running costs
Our estimate
- To move in
- €34,650Calculated from the facts above · as of 21 Oct 2026
Not stated: Running costs
Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, notary fees, professional fees
Buy vs Rent Simulation
Should you buy or rent in Esch-sur-Alzette?
Example only — review the assumptions below and calculate with your own figures before using the result.
Use a comparable rent, excluding charges. Change it if your current home is different.
Costs and assumptions
0 means confirmed none; blank means unknown.
Your scenario
€
%
%
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years
years
No starting rate or example rent is available. Enter both to draw the chart.
Projected net worth by year
No starting rate or example rent is available. Enter both to draw the chart.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4.43% · 5 Oct 2026.
Loan term: 20 years
The chart is a conditional known-cost scenario; missing costs may change the result.
Our estimate: Esch-sur-Alzette asking rents for a home of this size, €22.16/m² × 80 m². · Q4 2026 · €1,770
- Scheduled mortgage payment
- €2,490
- Owner outflow in month one
- €2,904
- Renter outflow in month one
- €1,770
Key assumptions
- Down payment
- 20.0%
- Time horizon
- 20 years
- Annual property appreciation
- 2.0%
- Annual rent increase
- 2.0%
- Expected net investment return
- 4.0%
- Annual maintenance reserve
- 1.0%
- Selling costs
- 3.5%
- Assumed unused Bëllegen Akt credit (one buyer)
- €40,000
Example only — review the assumptions below and calculate with your own figures before using the result.
Monthly cash flow (Investors) · Estimated
Loading the stored starting rate…
Default
Loading the stored starting rate…
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Rent defaults to a Luxembourg-oriented gross-yield estimate until you replace it.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4.43% · 5 Oct 2026.
Loan term: 25 years
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Our estimate: Esch-sur-Alzette asking rents for a home of this size, €22.16/m² × 80 m². · Q4 2026 · €1,770
- before vacancy
- 4.3%
- after a 5.0% vacancy reserve
- 4.1%
- Monthly mortgage
- €2,185
- Monthly cash flow · known costs only · before property tax
- -€779
Energy
A+ABCDEFGHI
The advert does not state an energy class. Ask the agency for the energy certificate: the seller or landlord has to provide one.
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Esch-sur-Alzette
- Year built
- —
This section is much better with the address. Do you know it?
Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.
Published search area · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
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Source and map details
Géoportail / ACTPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
Loading map records…
Source and map details
Administration de l’environnementPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
Loading map records…
Source and map details
Administration de la gestion de l’eauAround Esch-sur-Alzette (town level; exact home location unavailable)
- Locality
- Esch-sur-Alzette
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
Places shown
Supermarket2
Pharmacy5
Shopping centre0
No places recorded in this category within 2 km.
Cafés9
The exact home location is not public. The information shown describes the area.
Published search areaEveryday
The exact home location is not public. The information shown describes the area.
- Places shown
- 16
Earlier area record
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
Commute · transit · neighbourhood · local context
What is around it?
The exact home location is not public. The information shown describes the area.
Earlier area record
The address is needed to check distances, noise and flood exposure for this home.
Official figures for Esch-sur-Alzette — For the whole commune, not for this home
- Population
- 38,275
- 2026 · +0.9 % in one year · STATEC
- Recorded apartment prices
- €6,427/m² (€4,147 – €8,709)
- 07/2025 – 06/2026 · 239 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Police region
- Sud-Ouest
- nearest station: Commissariat Esch / Esch Centre
Esch-sur-Alzette in numbers
Local context
ChatHome POI snapshot · 9 Nov 2026
Published search areaSchools and crèches
The exact home location is not public. The information shown describes the area.
- Places shown
- 25
A nearby school does not confirm catchment, places or admission.
Published search areaSports hall
The exact home location is not public. The information shown describes the area.
- Places shown
- 7
Commute
Choose a destination and transport mode to compare the route with your time budget.
Straight-line distances · 2 km search, not walking times
Area results, not a measurement from the home.
- Stops shown
- 16
- Esch-sur-Alzette, Rue LargePublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, rue Large provisoirePublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Rue Victor HugoPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Grand-ruePublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, EIDEPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Auberge de JeunessePublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Place de l'Hôtel de VillePublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Passerelle GaalgebiergPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, GareTrain station · Mobiliteit.lu
- Esch-sur-Alzette, Lycée des GarçonsPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Gare routièrePublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Piscine Bains du ParcPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Place Norbert MetzPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Bibliothèque municipalePublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Place de StalingradPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, DellhéichtPublic-transport stop · Mobiliteit.lu
GTFS / ChatHome POI snapshot · 9 Nov 2026
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