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Apartment for sale · Bergem, Mondercange

Duplex for sale with 3 bedrooms in Bergem

Asking price
€995,000
Bedrooms
3
Bathrooms
2
Living area
160 m²
Energy class
F
Floor
1

18% below the commune median per m²41 similar adverts

  • Terrace
  • Garden
  • Shared garden
  • Garage
  • Parking

Description

Translated by ChatHome. The agency's own words are one press away.

We are pleased to present this exclusive duplex apartment, located on the second and top floor of a small, intimate residence of only four units, built on a plot of 8 ares. With a total area of approximately 160 m2, this bright and well-maintained property comprises the following: On the main level: - An welcoming entrance hall, a fully equipped kitchen, a separate WC, a bedroom, and a spacious living/dining room with direct access to the terrace and a pleasant view of the garden.

On the upper floor: - A large bathroom with a shower and a bathtub, a bedroom, an office, and a master suite with its own dressing room. The apartment stands out for its careful finishes, its good natural light and its excellent overall condition.

Full description

It is available shortly. Also included: a cellar, a closed garage with an outdoor parking space, and a lovely shared garden, fully enclosed, ensuring calm and privacy.

Privileged location, ideal for those who appreciate comfort and tranquillity. Quiet residential village, peaceful atmosphere, surrounded by nature. - Local shops in Mondercange, Foetz and Wickrange, with supermarkets, restaurants, doctors, pharmacies, post office and other services. - A local day nursery, primary schools and school facilities are available in Mondercange / Pontpierre. - Regular bus service from the Bergem/Centre stop to Bettembourg, Esch-sur-Alzette and Luxembourg City.

Quick access to motorways (A4, A13). - Close to larger towns (approximately 15 minutes by car from Luxembourg City). - Particularly suited to families or to those seeking a quieter lifestyle. Agency fees are included in the sale price and are payable by the seller.

For any viewing request or further information, please do not hesitate to contact us at 265341, or directly our agent Mrs VEIGAS at 621 505 621 or by email at cristina.veigas@cl-im

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Home essentials

Property type
Apartment
Price
€995,000
Living area
160 m²
Bedrooms
3
Bathrooms
2
Listing type
For sale
Location
MondercangePosition is approximate
Energy · thermal class
F
Parking
Yes
Floor
1
Year built
1986
Plot
839 m²
Terrace
Yes

Full record

CPE · énergie primaire
F
Advertised asking price
€995,000
Buyer-facing asking price
€995,000
Price basis
Asking price
Full cash price known
Yes
Sale arrangement
Full ownership

Features

Offer type
For sale
Living area · Area measurement standard
Source-declared area (Luxembourg)
Gross area
160 m²
Gross area · Area measurement standard
Source-declared area (Luxembourg)
Plot area
839 m²
Plot area · Area measurement standard
Source-declared area (Luxembourg)
Garage
Yes
Shared garden
Yes
Cellar
Yes
Storage space
Yes
Fitted kitchen
Yes
Laundry room
Yes
Bathtub
Yes
Separate WC
Yes
Garden
Yes

Rooms, Construction state, Heating, Lift, Orientation · Not stated.

Price

Asking price
€995,000
Per m²
€6,219
Commune median / m²
€7,615
No price estimate for this home yet.

Local asking-price comparison

Per m²
€6,219
Commune median / m²
€7,615
Against the commune median
-18.3%
Comparable adverts
41
Reference period
2026-11

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.

Every price change recorded since this offer began. Earlier offers of this home are not shown.

Source and method
  1. 13 Oct 2026 · €995,000
days on ChatHome
33
First seen
13 Oct 2026
Source checked
13 Oct 2026
Recorded changes
0

A longer listing period or a reduction does not prove the seller will accept less.

2018-Q1 · €713,431

Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.

Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
Against the commune median
-18.3%
Comparable adverts
41
Reference period
2026-11
Area at the commune median
130.7 m²

An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.

Asking price€995,000

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Asking price
€995,000

An indicative range, not a valuation or a promised selling price.

Finance

Cash needed≥ €270,795
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €1,066,795
Financing assumptions · 20% · 25 years
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Down payment

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Project budget
≥ €1,066,795

Estimated acquisition subtotal

Asking price
€995,000
registration duty
€59,700
transcription duty
€9,950
municipal surcharge
€0
Transfer taxes
€69,650
Notary remuneration estimate (excluding VAT)
€2,145

Estimate from the official notary tariff (RGD 24.07.1971 · Art. 6, barème 7 · Art. 19(89); checked 29 Oct 2026). Excluding VAT, copies and disbursements. Ask the notary for the exact amount.

Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.

Mortgage balance
€796,000
Financing assumptions · 20% · 25 years
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Down payment

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Costs and assumptions

6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu

Fees and other costs · € (enter 0 only if confirmed)

Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees

Monthly budget

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Known costs only

Financing assumptions · 20% · 25 years
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Down payment

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Costs and assumptions

Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.

0 means confirmed none; blank means unknown.

Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.

Loan payment only. Running costs and fees are separate. · 25

Source and method

Monthly costs · upfront cash · assumptions

Running costs

Our estimate
To move in
€69,650
Calculated from the facts above · as of 21 Oct 2026

Not stated: Running costs

Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, notary fees, professional fees

Use a comparable rent, excluding charges. Change it if your current home is different.

Costs and assumptions

0 means confirmed none; blank means unknown.

Your scenario

€
%
%

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years
years

Projected net worth by year

No starting rate or example rent is available. Enter both to draw the chart.

Earlier saved calculation

These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.

Saved constant-rate scenario: 4.43% · 5 Oct 2026.

Loan term: 20 years

The chart is a conditional known-cost scenario; missing costs may change the result.

Our estimate from Mondercange's sale prices: asking rents for a home of this size, €15.47/m² × 160 m² (Mondercange has too few rentals). · Q4 2026 · €2,480

Scheduled mortgage payment
€5,006
Owner outflow in month one
€5,836
Renter outflow in month one
€2,480
Key assumptions
Down payment
20.0%
Time horizon
20 years
Annual property appreciation
2.0%
Annual rent increase
2.0%
Expected net investment return
4.0%
Annual maintenance reserve
1.0%
Selling costs
3.5%
Assumed unused Bëllegen Akt credit (one buyer)
€40,000

Example only — review the assumptions below and calculate with your own figures before using the result.

Monthly cash flow (Investors) · Estimated

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Default

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Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.

Assumptions you can tune

Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.

ACD — LIR 106

Assumptions you can tune

Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.

What is estimated

Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.

Default
Rent defaults to a Luxembourg-oriented gross-yield estimate until you replace it.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
The initial renovation budget is estimated from size, age, and energy signals and should be treated as a placeholder.
Earlier saved calculation

These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.

Saved constant-rate scenario: 4.43% · 5 Oct 2026.

Loan term: 25 years

Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.

Our estimate from Mondercange's sale prices: asking rents for a home of this size, €15.47/m² × 160 m² (Mondercange has too few rentals). · Q4 2026 · €2,480

before vacancy
3.0%
after a 5.0% vacancy reserve
2.8%
Monthly mortgage
€4,393
Monthly cash flow · known costs only · before property tax
-€2,421

Energy

F

Energy class F

Verified
Energy class
F

Not stated: Thermal class · Heating

No certificate document is recorded for this listing.

Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.

Country-specific model and source assumptions

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

Next verification

Ask for recent consumption, bills and building charge statements.

Costs & classes →

Land

Location
Mondercange
Year built
1986
Plot
839 m²
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Published search area · Géoportail · Orthophoto 2025

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

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Source and map detailsGéoportail / ACT

Published search area

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

Mapped thresholds · dB Lden
Not established

Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.

Loading map records…

Source and map detailsAdministration de l’environnement

Published search area

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

Mapped flood scenarios
Not established

The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.

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Source and map detailsAdministration de la gestion de l’eau

Around Mondercange

Locality
Mondercange
Search radius
2 km
Snapshot dated
9 Nov 2026
Supermarket
None within 1000 m
Pharmacy
None within 1000 m
Hospital
None within 1000 m
Restaurants
1 · Search radius: 1 km
Cafés
None within 1000 m
Nightlife
None within 1000 m

Official figures for Mondercange — For the whole commune, not for this home

Population
7,312
2026 · +0.3 % in one year · STATEC
Recorded apartment prices
€7,079/m² (€5,157 – €9,478)
07/2025 – 06/2026 · 39 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Police region
Sud-Ouest
nearest station: Commissariat Porte du Sud

The exact home location is not public. The information shown describes the area.

Published search areaSchools and crèches

The exact home location is not public. The information shown describes the area.

Places shown
3

A nearby school does not confirm catchment, places or admission.

Published search areaAuto-Pédestre Bergem

The exact home location is not public. The information shown describes the area.

  • Auto-Pédestre Bergem

    Route length
    8.1 km
    Snapshot dated
    8 Nov 2026

Published routes. Distance is measured to the nearest point on the route, from the public location shown.

Commute

Choose a destination and transport mode to compare the route with your time budget.

Straight-line distances · 2 km search, not walking times

Area results, not a measurement from the home.

Stops shown
16
  1. Bergem, CentrePublic-transport stop · Mobiliteit.lu
  2. Bergem, Beim NëssertPublic-transport stop · Mobiliteit.lu
  3. Bergem, Am HaffPublic-transport stop · Mobiliteit.lu
  4. Bergem, SteebréckerweePublic-transport stop · Mobiliteit.lu
  5. Bergem, RaedelsboeschPublic-transport stop · Mobiliteit.lu
  6. Bergem, BlummestroossPublic-transport stop · Mobiliteit.lu
  7. Bergem, NaerzengerstroossPublic-transport stop · Mobiliteit.lu
  8. Pontpierre, SteeweePublic-transport stop · Mobiliteit.lu
  9. Pontpierre, Bei der KierchPublic-transport stop · Mobiliteit.lu
  10. Huncherange, R. RésistancePublic-transport stop · Mobiliteit.lu
  11. Pontpierre, KoppbiergPublic-transport stop · Mobiliteit.lu
  12. Pontpierre, Beim KuebPublic-transport stop · Mobiliteit.lu
  13. Pontpierre, Op der BréckPublic-transport stop · Mobiliteit.lu
  14. Pontpierre, PompjeesbauPublic-transport stop · Mobiliteit.lu
  15. Pontpierre, Lëtzebuergerstr.Public-transport stop · Mobiliteit.lu
  16. Noertzange, LohrwiesPublic-transport stop · Mobiliteit.lu

GTFS / ChatHome POI snapshot · 9 Nov 2026

Next step

4/5
Facts we can prove
13 Oct 2026
First seen

Buying

Asking price
€995,000
To move in
€69,650
Costs & energy →

Typical planning ranges from the official procedure — not a promise; tap a step for who does what.

C & L Immobilière

Source · C & L Immobilière
First seen
13 Oct 2026
Last checked
13 Oct 2026

Facts we can prove · 4/5

Next step · C & L Immobilière

Contact

Who to speak to

C & L Immobilière

Last checked · 13 Oct 2026

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Property truth report

About this data

Asking details as the agency published them, not a completed-sale value. Every figure carries a dot saying who established it.

Is this your agency?

Your message

Energy

F

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Terrace

Yes

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Parking

Yes

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Monthly charges

Not stated

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Questions

The obvious questions

Answered by ChatHome from the facts on this page. Answers about the area name the public data behind them. None of this is the agency's own wording.

How much does this apartment cost?

The agency's asking price is €995,000.

What is the price per m²?

€6,219 per m²: €995,000 divided by the stated living area of 160 m².

How big is it, and how many bedrooms and bathrooms?

The living area is 160 m². It has 3 bedrooms. It has 2 bathrooms.

What is the energy class?

The energy certificate gives class F.

Where is this property located?

The property is in Mondercange, Luxembourg.

When was this property built?

It was built in 1986.

Show all 7 questions

What type of property is this?

This is an apartment.

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