House for sale · merl, Luxembourg

Semi-detached house for sale with 5 bedrooms in Luxembourg-Merl

Asking price: €995,000
Bedrooms: 5
Bathrooms: 1
Living area: 145 m²
Energy class: G

28% below the commune median per m²255 similar adverts

Description

Translated by ChatHome. The agency's own words are one press away.

Description of a 145m2 house located at 198, route de Longwy à Lux - Merl. It comprises the following: - Living room - Separate kitchen - Separate toilet - 5 bedrooms - Terrace - Bathroom - Attic - Cellar

Photo groups use stored image labels, not verified property facts.

1 / 15

Narrow attached house with a pale green rendered facade, cream stone trim, roller shutters, dormer windows, white entrance door, and a small for-sale sign beside the door.

Original listing photo

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Every fact

Property type: House
Price: €995,000
Living area: 145 m²
Bedrooms: 5
Bathrooms: 1
Listing type: For sale
Location: Luxembourg
Energy · thermal class: G · F
Heating: Gas
Year built: 1939
Plot: 100 m²
Terrace: Yes
Cellar: Yes

CPE · énergie primaire: G
CPE · isolation thermique: F
Advertised asking price: €995,000
Buyer-facing asking price: €995,000
Price basis: Asking price
Full cash price known: Yes
Sale arrangement: Full ownership

Offer type: For sale
Living area · Area measurement standard: Source-declared area (Luxembourg)
Plot area: 100 m²
Plot area · Area measurement standard: Source-declared area (Luxembourg)
Heating system (source): gas
Heating energy: gas
Storage space: Yes
Open kitchen: No

Rooms, Construction state, Lift, Parking, Orientation · Not stated.

Price

Asking price: €995,000
Per m²: €6,862
Commune median / m²: €9,522

No price estimate for this home yet.

Local asking-price comparison

Per m²: €6,862
Commune median / m²: €9,522

Against the commune median: -27.9%
Comparable adverts: 255
Reference period: 2026-11

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.

Every price change recorded since this offer began. Earlier offers of this home are not shown.

Source and method

16 Sept 2026 · €995,000
27 Oct 2026 · €995,000

days on ChatHome: 60
First seen: 16 Sept 2026
Source checked: 27 Oct 2026
Recorded changes: 0

A longer listing period or a reduction does not prove the seller will accept less.

Historical2018-Q1 · €713,431

Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.

Source and method

Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)

Against the commune median: -27.9%
Comparable adverts: 255
Reference period: 2026-11
Area at the commune median: 104.5 m²

An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.

Asking price€995,000

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Asking price: €995,000

An indicative range, not a valuation or a promised selling price.

Finance

Cash needed≥ €270,795

Mortgage / monthAdd your amount

Monthly costAdd your amount

Project budget≥ €1,066,795

Financing assumptions · 20% · 25 years

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Down payment

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Project budget: ≥ €1,066,795

Estimated acquisition subtotal

Asking price: €995,000
registration duty: €59,700
transcription duty: €9,950
Transfer taxes: €69,650
Notary remuneration estimate (excluding VAT): €2,145

Estimate from the official notary tariff (RGD 24.07.1971 · Art. 6, barème 7 · Art. 19(89); checked 29 Oct 2026). Excluding VAT, copies and disbursements. Ask the notary for the exact amount.

Not included: Bëllegen Akt tax credit, municipal surcharge, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.

Mortgage balance: €796,000

Financing assumptions · 20% · 25 years

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Down payment

Down payment · %Loan termYour annual rate, %

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Use for the tax calculation

Costs and assumptions

6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu

Works and moving budget · €

Mandatory extras · €

municipal surcharge

Fees and other costs · € (enter 0 only if confirmed)

Notary remuneration quote (including VAT)notary disbursementsmortgage deed costslender feesprofessional fees

Bëllegen Akt tax credit · municipal surcharge · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees

Monthly budget

Add the missing amounts in the cost controls to complete this result.

Known costs only

Financing assumptions · 20% · 25 years

What financing would suit you?

Down payment

Down payment · %Loan termYour annual rate, %

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Building charges / month · €Energy / month · €

Energy is included in these charges

Costs and assumptions

Insurance / year · €Maintenance reserve / year · €Property tax / year · €

0 means confirmed none; blank means unknown.

Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.

Loan payment only. Running costs and fees are separate. · 25

Use a comparable rent, excluding charges. Change it if your current home is different.

Costs and assumptions

Building charges / month · €Energy / month · €Insurance / year · €

0 means confirmed none; blank means unknown.

Your scenario

Equivalent monthly rent

€

Editable example rent: €23.83/m² × 145 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.

Down payment

%

Mortgage rate

%

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Loan term

years

Time horizon

years

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Projected net worth by year

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Monthly cash flow (Investors) · Estimated

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Expected monthly rentMonthly maintenance reserveVacancy reserveHold periodMortgage rateLoan term

Default

Editable example rent: €23.83/m² × 145 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.

Loading the stored starting rate…

Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.

Assumptions you can tune

Documented depreciable building value, excluding land (€)Current depreciation rate

Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.

ACD — LIR 106

Assumptions you can tune

Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.

Expected monthly rentDefault

EUR

Monthly maintenance reserveDefault

EUR

Initial renovation budgetDefault

EUR

Hold periodDefault

y

Down paymentDefault

%

Mortgage rateDefault

%

Loan termDefault

y

Current tax rateDefault

%

Sale tax rateDefault

%

Annual price growthDefault

%

ETF annual returnDefault

%

Vacancy reserveDefault

%

Exit costsDefault

%

What is estimated

Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.

Default

Editable example rent: €23.83/m² × 145 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.

Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.

The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.

House maintenance starts from a monthly reserve based on the current buy-side calculator defaults.

The initial renovation budget is estimated from size, age, and energy signals and should be treated as a placeholder.

Energy

G

Energy class G · Thermal class F

Heating: Gas

A+ABCDEFGHI

Verified

Energy class: G
Thermal class: F
Heating: Gas

No certificate document is recorded for this listing.

Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.

Country-specific model and source assumptions

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

Next verification

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Costs & classes →

Land

Commune planning rules

Location: Luxembourg
Year built: 1939
Plot: 100 m²

Published location · Géoportail · Orthophoto 2025

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Source and map details

Géoportail / ACT

Published location

Road noise: 60 dB Lden
Rail noise: None mapped
Aircraft noise: None mapped

Mapped thresholds · dB Lden: Not established

Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.

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Source and map details

Administration de l’environnement

Published location

Flood zone: None mapped

Mapped flood scenarios: Not established

The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.

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Source and map details

Administration de la gestion de l’eau

Neighbourhood

Locality: Luxembourg
Search radius: 2 km
Snapshot dated: 9 Nov 2026

Places shown

Supermarket8

Pharmacy3

Shopping centre1

Cafés4

Straight-line distances · 2 km search, not journey times

Published home locationEveryday

Straight-line distances · 2 km search, not journey times

Places shown: 16
Nearest listed place: Pharmacie Merl Place de France · 220 m

Earlier area record

These saved counts use their recorded search radii and date; they are separate from the named places shown above.

29 Sept 2026

Commute · transit · neighbourhood · local context

What is around it?

Nearest, on foot

Our estimate

Nearest crèche: 1 min
Nearest bus or tram stop: 2 min30 departures an hour on weekday mornings
Nearest park: 4 min
Nearest school: 0 min
Nearest train station: 22 min

Flood zone

Not in a flood zoneOfficial flood maps · measured from the address

Noise and air

60 dB LdenRoad noise
None mappedRail noise
None mappedAircraft noise

Not checked yet: Air quality · Traffic exposure

Official figures for Luxembourg — For the whole commune, not for this home

Population: 137,678; 2026 · +1.1 % in one year · STATEC
Announced rent, apartments: €2,032 per month · €50.2/m²; 07/2025 – 06/2026 · 5,655 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Announced rent, houses: €4,616 per month · €23.8/m²; 07/2025 – 06/2026 · 176 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Recorded apartment prices: €10,269/m² (€6,991 – €14,126); 07/2025 – 06/2026 · 613 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Police region: Capitale; nearest station: Commissariat Merl/Belair (700 m)

Luxembourg in numbers

What is nearby — counted within the search radius, not rated

29 Sept 2026

Supermarket1Search radius: 1 km
Pharmacy1Search radius: 1 km
Restaurants28Search radius: 1 km
Cafés3Search radius: 1 km
Nightlife5Search radius: 1 km
Gym6Search radius: 1 km
Swimming pool1Search radius: 1 km
Tennis10Search radius: 1 km
Playground12Search radius: 1 km
Schools17· 0 min walkSearch radius: 1 km
Crèche8· 1 min walkSearch radius: 1 km
Park8· 4 min walkSearch radius: 1 km
HospitalNone within 1000 mSearch radius: 1 km

Local context

ChatHome POI snapshot · 9 Nov 2026

Published home locationSchools and crèches

Straight-line distances · 2 km search, not journey times

Places shown: 84
Nearest listed place: ROYAL KIDS - Crèche et Foyer de Jour · 40 m

A nearby school does not confirm catchment, places or admission.

Published home locationPlayground

Straight-line distances · 2 km search, not journey times

Places shown: 4
Nearest listed place: Scheiwisschen · 280 m

Commute

Routes recorded: 6 Nov 2026

Choose a destination and transport mode to compare the route with your time budget.

Luxembourg station8 min
Kirchberg15 min
Cloche d'Or12 min
Luxembourg City centre9 min
Belval / Esch19 min
Findel airport28 min

0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub

Sources and recorded routes

Recorded commute estimates

Recorded Nov 6, 2026. Travel times may vary.

To Luxembourg station · Driving · Peak · Public property location3–14 min
To Kirchberg · Driving · Peak · Public property location10–21 min
To Cloche d'Or · Driving · Peak · Public property location6–17 min
To Luxembourg City centre · Driving · Peak · Public property location4–15 min
To Belval / Esch · Driving · Peak · Public property location14–25 min
To Findel airport · Driving · Peak · Public property location22–33 min
To Luxembourg station · Public transport · Peak · Public property location8–35 min
To Kirchberg · Public transport · Peak · Public property location18–47 min
To Cloche d'Or · Public transport · Peak · Public property location11–38 min
To Luxembourg City centre · Public transport · Peak · Public property location9–33 min
To Belval / Esch · Public transport · Peak · Public property location37–72 min
To Findel airport · Public transport · Peak · Public property location30–58 min

All recorded routes

To Luxembourg station · Driving · Off-peak · Public property location1–12 min
To Kirchberg · Driving · Off-peak · Public property location7–18 min
To Cloche d'Or · Driving · Off-peak · Public property location4–15 min
To Luxembourg City centre · Driving · Off-peak · Public property location2–13 min
To Belval / Esch · Driving · Off-peak · Public property location11–22 min
To Findel airport · Driving · Off-peak · Public property location18–29 min
To Luxembourg station · Driving · Peak · Public property location3–14 min
To Kirchberg · Driving · Peak · Public property location10–21 min
To Cloche d'Or · Driving · Peak · Public property location6–17 min
To Luxembourg City centre · Driving · Peak · Public property location4–15 min
To Belval / Esch · Driving · Peak · Public property location14–25 min
To Findel airport · Driving · Peak · Public property location22–33 min
From Luxembourg station · Driving · Off-peak · Public property location1–12 min
From Kirchberg · Driving · Off-peak · Public property location6–17 min
From Cloche d'Or · Driving · Off-peak · Public property location4–15 min
From Luxembourg City centre · Driving · Off-peak · Public property location2–13 min
From Belval / Esch · Driving · Off-peak · Public property location11–22 min
From Findel airport · Driving · Off-peak · Public property location18–29 min
From Luxembourg station · Driving · Peak · Public property location3–14 min
From Kirchberg · Driving · Peak · Public property location8–19 min
From Cloche d'Or · Driving · Peak · Public property location5–16 min
From Luxembourg City centre · Driving · Peak · Public property location3–14 min
From Belval / Esch · Driving · Peak · Public property location13–24 min
From Findel airport · Driving · Peak · Public property location21–32 min
To Luxembourg station · Public transport · Peak · Public property location8–35 min
To Kirchberg · Public transport · Peak · Public property location18–47 min
To Cloche d'Or · Public transport · Peak · Public property location11–38 min
To Luxembourg City centre · Public transport · Peak · Public property location9–33 min
To Belval / Esch · Public transport · Peak · Public property location37–72 min
To Findel airport · Public transport · Peak · Public property location30–58 min
From Luxembourg station · Public transport · Peak · Public property location7–40 min
From Kirchberg · Public transport · Peak · Public property location17–51 min
From Cloche d'Or · Public transport · Peak · Public property location12–46 min
From Luxembourg City centre · Public transport · Peak · Public property location9–39 min
From Belval / Esch · Public transport · Peak · Public property location36–77 min
From Findel airport · Public transport · Peak · Public property location30–61 min
To Luxembourg station · Walking · Off-peak · Public property location29–36 min
To Kirchberg · Walking · Off-peak · Public property location58–65 min
To Cloche d'Or · Walking · Off-peak · Public property location37–44 min
To Luxembourg City centre · Walking · Off-peak · Public property location27–34 min
To Findel airport · Walking · Off-peak · Public property location109–116 min
To Luxembourg station · Cycling · Off-peak · Public property location9–14 min
To Kirchberg · Cycling · Off-peak · Public property location17–22 min
To Cloche d'Or · Cycling · Off-peak · Public property location10–15 min
To Luxembourg City centre · Cycling · Off-peak · Public property location7–12 min
To Belval / Esch · Cycling · Off-peak · Public property location72–77 min
To Findel airport · Cycling · Off-peak · Public property location32–37 min
To Luxembourg station · Public transport · Off-peak · Public property location7–36 min
To Kirchberg · Public transport · Off-peak · Public property location18–43 min
To Cloche d'Or · Public transport · Off-peak · Public property location12–39 min
To Luxembourg City centre · Public transport · Off-peak · Public property location8–34 min
To Belval / Esch · Public transport · Off-peak · Public property location38–68 min
To Findel airport · Public transport · Off-peak · Public property location25–59 min
From Luxembourg station · Public transport · Off-peak · Public property location7–39 min
From Kirchberg · Public transport · Off-peak · Public property location17–52 min
From Cloche d'Or · Public transport · Off-peak · Public property location12–51 min
From Luxembourg City centre · Public transport · Off-peak · Public property location9–39 min
From Belval / Esch · Public transport · Off-peak · Public property location33–75 min
From Findel airport · Public transport · Off-peak · Public property location26–65 min

property-location-commute-v2.12

Straight-line distances · 2 km search, not walking times

Stops shown: 16
Nearest listed stop: Merl, Orval · 130 m
Walk to nearest public-transport stop: 2 min
Walk to nearest train station: 22 min

30 departures an hour on weekday mornings.

Merl, OrvalPublic-transport stop · Mobiliteit.lu130 m
Belair, Place de FrancePublic-transport stop · Mobiliteit.lu150 m
Belair, Place de LiègePublic-transport stop · Mobiliteit.lu370 m
Belair, OradourPublic-transport stop · Mobiliteit.lu380 m
Merl, Geesseknäppchen (N)Public-transport stop · Mobiliteit.lu410 m
Merl, ConservatoirePublic-transport stop · Mobiliteit.lu440 m
Merl, ParcPublic-transport stop · Mobiliteit.lu440 m
Merl, Laang HeckPublic-transport stop · Mobiliteit.lu480 m
Merl, CharlemagnePublic-transport stop · Mobiliteit.lu490 m
Merl, AthénéePublic-transport stop · Mobiliteit.lu510 m
Merl, Marcel CahenPublic-transport stop · Mobiliteit.lu530 m
Belair, KierchPublic-transport stop · Mobiliteit.lu540 m
Merl, KierfechtPublic-transport stop · Mobiliteit.lu560 m
Belair, Glaesener-HartmannPublic-transport stop · Mobiliteit.lu630 m
Merl, BarrièrePublic-transport stop · Mobiliteit.lu670 m
Belair, FranciscainesPublic-transport stop · Mobiliteit.lu670 m

GTFS / ChatHome POI snapshot · 9 Nov 2026

Next step

4/5
Facts we can prove: 16 Sept 2026
First seen

Buying

Asking price: €995,000

Costs & energy →

Typical planning ranges from the official procedure — not a promise; tap a step for who does what.

Bureau Immobilier Stoffel

Source · Bureau Immobilier Stoffel

First seen: 16 Sept 2026
Last checked: 27 Oct 2026

Facts we can prove · 4/5

Next step · Bureau Immobilier Stoffel

Contact

Who to speak to

Bureau Immobilier Stoffel

Last checked · 27 Oct 2026

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About this data

Asking details as the agency published them, not a completed-sale value. Every figure carries a dot saying who established it.

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Energy

G

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Terrace

Yes

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Parking

Not stated

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Monthly charges

Not stated

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Questions

The obvious questions

Answered by ChatHome from the facts on this page. Answers about the area name the public data behind them. None of this is the agency's own wording.

How much does this house cost?

The agency's asking price is €995,000.

How far is the nearest bus or tram stop?

About 2 minutes on foot. Estimated at walking pace from the straight-line distance. Source: Published public-transport timetables. Measured from the address.

How far is the nearest train station?

About 22 minutes on foot. Estimated at walking pace from the straight-line distance. Source: Published public-transport timetables. Measured from the address.

Is this location in a flood zone?

The official flood maps show no flood zone at the measured point. Measured from the address.

What is the price per m²?

€6,862 per m²: €995,000 divided by the stated living area of 145 m².

How big is it, and how many bedrooms and bathrooms?

The living area is 145 m². It has 5 bedrooms. It has 1 bathroom.

Show all 10 questions

What is the energy class?

The energy certificate gives class G.

Where is this property located?

The property is in Luxembourg, Luxembourg.

When was this property built?

It was built in 1939.

What type of property is this?

This is a house.

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Semi-detached house for sale with 5 bedrooms in Luxembourg-Merl

Description

Start with your own routine

Every fact

Home essentials

Full record

Features

Local asking-price comparison

Buy vs Rent Simulation

Your scenario

Assumptions you can tune

What is estimated

Country-specific model and source assumptions

Next verification

Supermarket8

Pharmacy3

Shopping centre1

Cafés4

Luxembourg in numbers

Recorded commute estimates

Buying

Bureau Immobilier Stoffel

Your message

Energy

Terrace

Parking

Monthly charges

How much does this house cost?

How far is the nearest bus or tram stop?

How far is the nearest train station?

Is this location in a flood zone?

What is the price per m²?

How big is it, and how many bedrooms and bathrooms?

What is the energy class?

Where is this property located?

When was this property built?

What type of property is this?

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