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Apartment for sale · Sanem

3-bedroom apartment in Belvaux

Asking price
€795,000
Bedrooms
3
Bathrooms
2
Living area
100 m²
Energy class
A
Floor
Ground floor

3% below the commune median per m²226 similar adverts

  • Terrace
  • Indoor parking
  • Parking
  • Lift
  • Cellar

Description

Translated by ChatHome. The agency's own words are one press away.

HER-IMMO is pleased to present this beautiful 3-bedroom apartment in Luxembourg-Delvaux – 795 000 € Located in Luxembourg-Belvaux, on the ground floor of a contemporary residence built in 2016, this apartment with a living area of approximately 100 m2 offers a particularly pleasant living environment, combining spacious interiors, natural light and modern features. From the entrance, the generous layout of the apartment clearly separates the living spaces from the private sleeping area.

At the heart of the apartment is an attractive living space of approximately 30 m2, combining the living room, dining room and a fully equipped open kitchen with a central island. The large windows provide abundant natural light and open directly onto a loggia of approximately 5 m2, offering a pleasant outdoor extension to the living space.

Full description

The sleeping area comprises 3 comfortable bedrooms, including a main bedroom of approximately 15,5 m2. The apartment also has 2 bathrooms, providing genuine comfort for a family, as well as a separate WC.

A terrace of approximately 8 m2, accessible directly from one of the bedrooms, completes the outdoor areas. Overall, the apartment features a understated and contemporary interior, with particularly well-maintained spaces and a layout that allows you to move in without undertaking any works.

A private cellar and 2 indoor parking spaces complete the property. The residence also benefits from excellent energy performance: the building's energy performance certificate shows an energy class A as well as a remarkable thermal insulation class A+, qualities that are especially valued in terms of comfort and energy efficiency.

Its location in Luxembourg-Belvaux allows you to enjoy a residential environment while remaining close to the amenities, transport links and infrastructure of Luxembourg-ville. Sale price: 795 000 € An apartment

Photo groups use stored image labels, not verified property facts.

1 / 40

Open-plan kitchen with fitted cabinets, dining furniture, a sofa and large glazed doors.

Original listing photo

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Every fact

Every fact

Home essentials

Property type
Apartment
Price
€795,000
Living area
100 m²
Rooms
5
Bedrooms
3
Bathrooms
2
Listing type
For sale
Location
Sanem
Energy · thermal class
A · A+
Heating
Gas
Lift
Yes
Parking
Indoor parking
Floor
Ground floor

Full record

CPE · énergie primaire
A
CPE · isolation thermique
A+
Advertised asking price
€795,000
Buyer-facing asking price
€795,000
Price basis
Asking price
Full cash price known
Yes
Sale arrangement
Full ownership

Features

Offer type
For sale
Living area · Area measurement standard
Source-declared area (Luxembourg)
Main rooms
5
Year built
2016
Floor
0
Heating system (source)
gas
Heating energy
gas
Parking spaces
1
Parking
Yes
Indoor parking
Yes
Terrace
Yes
Private outdoor area
8 m²
Cellar
Yes
Open kitchen
Yes
Glazing
triple
Fitted kitchen
Yes
Separate WC
Yes
Triple glazing

Construction state, Orientation · Not stated.

Price

Asking price
€795,000
Per m²
€7,950
Commune median / m²
€8,237
No price estimate for this home yet.

Local asking-price comparison

Per m²
€7,950
Commune median / m²
€8,237
Against the commune median
-3.5%
Comparable adverts
226
Reference period
2026-11

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.

Every price change recorded since this offer began. Earlier offers of this home are not shown.

Source and method
  1. 19 Oct 2026 · €795,000
days on ChatHome
27
First seen
19 Oct 2026
Source checked
19 Oct 2026
Recorded changes
0

A longer listing period or a reduction does not prove the seller will accept less.

2018-Q1 · €570,027

Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.

Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
Against the commune median
-3.5%
Comparable adverts
226
Reference period
2026-11
Area at the commune median
96.5 m²

An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.

Asking price€795,000

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A private working amount. Saving it does not send an offer to the agency.

Asking price
€795,000

An indicative range, not a valuation or a promised selling price.

Finance

Cash needed≥ €216,595
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €852,595
Financing assumptions · 20% · 25 years
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Down payment

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Project budget
≥ €852,595

Estimated acquisition subtotal

Asking price
€795,000
registration duty
€47,700
transcription duty
€7,950
municipal surcharge
€0
Transfer taxes
€55,650
Notary remuneration estimate (excluding VAT)
€1,945

Estimate from the official notary tariff (RGD 24.07.1971 · Art. 6, barème 7 · Art. 19(89); checked 29 Oct 2026). Excluding VAT, copies and disbursements. Ask the notary for the exact amount.

Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.

Mortgage balance
€636,000
Financing assumptions · 20% · 25 years
What financing would suit you?
Down payment

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Use for the tax calculation
Costs and assumptions

6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu

Fees and other costs · € (enter 0 only if confirmed)

Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees

Monthly budget

Add the missing amounts in the cost controls to complete this result.

Known costs only

Financing assumptions · 20% · 25 years
What financing would suit you?
Down payment

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Costs and assumptions

Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.

0 means confirmed none; blank means unknown.

Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.

Loan payment only. Running costs and fees are separate. · 25

Source and method

Monthly costs · upfront cash · assumptions

Running costs

Our estimate
To move in
€55,650
Calculated from the facts above · as of 22 Oct 2026

Not stated: Running costs

Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, notary fees, professional fees

Use a comparable rent, excluding charges. Change it if your current home is different.

Costs and assumptions

0 means confirmed none; blank means unknown.

Your scenario

€
%
%

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years
years

Projected net worth by year

No starting rate or example rent is available. Enter both to draw the chart.

Earlier saved calculation

These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.

Saved constant-rate scenario: 4.43% · 5 Oct 2026.

Loan term: 20 years

The chart is a conditional known-cost scenario; missing costs may change the result.

Our estimate: Sanem asking rents for a home of this size, €24.13/m² × 100 m². · Q4 2026 · €2,410

Scheduled mortgage payment
€4,000
Owner outflow in month one
€4,663
Renter outflow in month one
€2,410
Key assumptions
Down payment
20.0%
Time horizon
20 years
Annual property appreciation
2.0%
Annual rent increase
2.0%
Expected net investment return
4.0%
Annual maintenance reserve
1.0%
Selling costs
3.5%
Assumed unused Bëllegen Akt credit (one buyer)
€40,000

Example only — review the assumptions below and calculate with your own figures before using the result.

Monthly cash flow (Investors) · Estimated

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Default

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Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.

Assumptions you can tune

Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.

ACD — LIR 106

Assumptions you can tune

Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.

What is estimated

Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.

Default
Rent defaults to a Luxembourg-oriented gross-yield estimate until you replace it.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
Earlier saved calculation

These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.

Saved constant-rate scenario: 4.43% · 5 Oct 2026.

Loan term: 25 years

Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.

Our estimate: Sanem asking rents for a home of this size, €24.13/m² × 100 m². · Q4 2026 · €2,410

before vacancy
3.6%
after a 5.0% vacancy reserve
3.5%
Monthly mortgage
€3,510
Monthly cash flow · known costs only · before property tax
-€1,460

Energy

A

Energy class A · Thermal class A+

Heating: Gas

Verified
Energy class
A
Thermal class
A+
Heating
Gas

No certificate document is recorded for this listing.

Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.

Country-specific model and source assumptions

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

Next verification

Ask for recent consumption, bills and building charge statements.

Costs & classes →

Land

Location
Sanem
Year built
—
This section is much better with the address. Do you know it?

Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.

Published search area · Géoportail · Orthophoto 2025

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

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Source and map detailsGéoportail / ACT

Published search area

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

Mapped thresholds · dB Lden
Not established

Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.

Loading map records…

Source and map detailsAdministration de l’environnement

Published search area

Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.

Mapped flood scenarios
Not established

The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.

Loading map records…

Source and map detailsAdministration de la gestion de l’eau

Neighbourhood

Locality
Sanem
Search radius
2 km
Snapshot dated
9 Nov 2026

Places shown

Supermarket2

Pharmacy1

Shopping centre0

No places recorded in this category within 2 km.

Cafés1

Distances from the search-area centre, not the home

Published search areaEveryday

Distances from the search-area centre, not the home

Places shown
4
Nearest listed place
Colruyt · 320 m
Earlier area record

These saved counts use their recorded search radii and date; they are separate from the named places shown above.

Commute · transit · neighbourhood · local context

What is around it?

Nearest, on foot

Not measured yet: Nearest crèche · Nearest bus or tram stop · Nearest park · Nearest school · Nearest train station

Official figures for Sanem — For the whole commune, not for this home

Population
19,611
2026 · +2.8 % in one year · STATEC
Recorded apartment prices
€7,149/m² (€5,053 – €9,573)
07/2025 – 06/2026 · 117 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Police region
Sud-Ouest
nearest station: Commissariat Belvaux

Sanem in numbers

ChatHome POI snapshot · 9 Nov 2026

Published search areaSchools and crèches

Distances from the search-area centre, not the home

Places shown
10
Nearest listed place
Zolwerknäppercher · 910 m

A nearby school does not confirm catchment, places or admission.

Published search areaGym

Distances from the search-area centre, not the home

Places shown
1
Nearest listed place
MaxiMouss GYM · 1.9 km

Commute

Routes recorded
8 Nov 2026

Choose a destination and transport mode to compare the route with your time budget.

  1. Luxembourg stationArea estimate23 min
  2. KirchbergArea estimate30 min
  3. Cloche d'OrArea estimate23 min
  4. Luxembourg City centreArea estimate28 min
  5. Belval / EschArea estimate13 min
  6. Findel airportArea estimate36 min

0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub

Sources and recorded routes

Recorded commute estimates

Recorded . Travel times may vary.

  • To Luxembourg station · Driving · Peak · Commune area0–183 min
  • To Kirchberg · Driving · Peak · Commune area0–191 min
  • To Cloche d'Or · Driving · Peak · Commune area0–184 min
  • To Luxembourg City centre · Driving · Peak · Commune area0–188 min
  • To Belval / Esch · Driving · Peak · Commune area0–173 min
  • To Findel airport · Driving · Peak · Commune area0–196 min
  • To Luxembourg station · Public transport · Peak · Commune area0–201 min
  • To Kirchberg · Public transport · Peak · Commune area0–232 min
  • To Cloche d'Or · Public transport · Peak · Commune area0–213 min
  • To Luxembourg City centre · Public transport · Peak · Commune area0–222 min
  • To Belval / Esch · Public transport · Peak · Commune area0–193 min
  • To Findel airport · Public transport · Peak · Commune area0–230 min
All recorded routes
  • To Luxembourg station · Driving · Off-peak · Commune area0–181 min
  • To Kirchberg · Driving · Off-peak · Commune area0–188 min
  • To Cloche d'Or · Driving · Off-peak · Commune area0–180 min
  • To Luxembourg City centre · Driving · Off-peak · Commune area0–185 min
  • To Belval / Esch · Driving · Off-peak · Commune area0–171 min
  • To Findel airport · Driving · Off-peak · Commune area0–193 min
  • To Luxembourg station · Driving · Peak · Commune area0–183 min
  • To Kirchberg · Driving · Peak · Commune area0–191 min
  • To Cloche d'Or · Driving · Peak · Commune area0–184 min
  • To Luxembourg City centre · Driving · Peak · Commune area0–188 min
  • To Belval / Esch · Driving · Peak · Commune area0–173 min
  • To Findel airport · Driving · Peak · Commune area0–196 min
  • From Luxembourg station · Driving · Off-peak · Commune area0–180 min
  • From Kirchberg · Driving · Off-peak · Commune area0–189 min
  • From Cloche d'Or · Driving · Off-peak · Commune area0–180 min
  • From Luxembourg City centre · Driving · Off-peak · Commune area0–183 min
  • From Belval / Esch · Driving · Off-peak · Commune area0–171 min
  • From Findel airport · Driving · Off-peak · Commune area0–193 min
  • From Luxembourg station · Driving · Peak · Commune area0–181 min
  • From Kirchberg · Driving · Peak · Commune area0–191 min
  • From Cloche d'Or · Driving · Peak · Commune area0–182 min
  • From Luxembourg City centre · Driving · Peak · Commune area0–185 min
  • From Belval / Esch · Driving · Peak · Commune area0–173 min
  • From Findel airport · Driving · Peak · Commune area0–195 min
  • To Luxembourg station · Public transport · Peak · Commune area0–201 min
  • To Kirchberg · Public transport · Peak · Commune area0–232 min
  • To Cloche d'Or · Public transport · Peak · Commune area0–213 min
  • To Luxembourg City centre · Public transport · Peak · Commune area0–222 min
  • To Belval / Esch · Public transport · Peak · Commune area0–193 min
  • To Findel airport · Public transport · Peak · Commune area0–230 min
  • From Luxembourg station · Public transport · Peak · Commune area0–216 min
  • From Kirchberg · Public transport · Peak · Commune area0–244 min
  • From Cloche d'Or · Public transport · Peak · Commune area0–220 min
  • From Luxembourg City centre · Public transport · Peak · Commune area0–232 min
  • From Belval / Esch · Public transport · Peak · Commune area0–208 min
  • From Findel airport · Public transport · Peak · Commune area0–253 min
  • To Belval / Esch · Walking · Off-peak · Commune area0–212 min
  • To Luxembourg station · Cycling · Off-peak · Commune area0–145 min
  • To Kirchberg · Cycling · Off-peak · Commune area0–160 min
  • To Cloche d'Or · Cycling · Off-peak · Commune area0–145 min
  • To Luxembourg City centre · Cycling · Off-peak · Commune area0–150 min
  • To Belval / Esch · Cycling · Off-peak · Commune area0–98 min
  • To Findel airport · Cycling · Off-peak · Commune area11–172 min
  • To Luxembourg station · Public transport · Off-peak · Commune area0–213 min
  • To Kirchberg · Public transport · Off-peak · Commune area0–235 min
  • To Cloche d'Or · Public transport · Off-peak · Commune area0–215 min
  • To Luxembourg City centre · Public transport · Off-peak · Commune area0–223 min
  • To Belval / Esch · Public transport · Off-peak · Commune area0–193 min
  • To Findel airport · Public transport · Off-peak · Commune area0–238 min
  • From Luxembourg station · Public transport · Off-peak · Commune area0–230 min
  • From Kirchberg · Public transport · Off-peak · Commune area0–249 min
  • From Cloche d'Or · Public transport · Off-peak · Commune area0–223 min
  • From Luxembourg City centre · Public transport · Off-peak · Commune area0–240 min
  • From Belval / Esch · Public transport · Off-peak · Commune area0–208 min
  • From Findel airport · Public transport · Off-peak · Commune area0–263 min

property-location-commute-v2.12

Straight-line distances · 2 km search, not walking times

Area results, not a measurement from the home.

Stops shown
16
Nearest listed stop
Soleuvre, Reitschoul · 230 m
  1. Soleuvre, ReitschoulPublic-transport stop · Mobiliteit.lu230 m
  2. Soleuvre, AessenPublic-transport stop · Mobiliteit.lu390 m
  3. Soleuvre, CollectricePublic-transport stop · Mobiliteit.lu480 m
  4. Sanem, UerschterhaffPublic-transport stop · Mobiliteit.lu600 m
  5. Soleuvre, Um BurPublic-transport stop · Mobiliteit.lu930 m
  6. Ehlerange, DännebëschPublic-transport stop · Mobiliteit.lu1.1 km
  7. Sanem, ChâteauPublic-transport stop · Mobiliteit.lu1.1 km
  8. Sanem, W.S.A.Public-transport stop · Mobiliteit.lu1.2 km
  9. Soleuvre, Emile MayrischPublic-transport stop · Mobiliteit.lu1.4 km
  10. Soleuvre, ZolwerknappPublic-transport stop · Mobiliteit.lu1.4 km
  11. Soleuvre, Place de l'IndépendancePublic-transport stop · Mobiliteit.lu1.5 km
  12. Ehlerange, RousebëschPublic-transport stop · Mobiliteit.lu1.6 km
  13. Soleuvre, 50, rue de Belvaux (prov.)Public-transport stop · Mobiliteit.lu1.6 km
  14. Soleuvre, Cité ScheierhaffPublic-transport stop · Mobiliteit.lu1.6 km
  15. Sanem, Place TornacoPublic-transport stop · Mobiliteit.lu1.6 km
  16. Sanem, ZentrumPublic-transport stop · Mobiliteit.lu1.6 km

GTFS / ChatHome POI snapshot · 9 Nov 2026

Next step

4/5
Facts we can prove
19 Oct 2026
First seen

Buying

Asking price
€795,000
To move in
€55,650
Costs & energy →

Typical planning ranges from the official procedure — not a promise; tap a step for who does what.

HER IMMO Sàrl

Source · HER IMMO Sàrl
First seen
19 Oct 2026
Last checked
19 Oct 2026

Facts we can prove · 4/5

Next step · HER IMMO Sàrl

Contact

Who to speak to

HER IMMO Sàrl

Last checked · 19 Oct 2026

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Property truth report

About this data

Asking details as the agency published them, not a completed-sale value. Every figure carries a dot saying who established it.

Is this your agency?

Your message

Energy

A

Ask to see the energy certificate and check its date.

Contact →

Terrace

Yes

Measure the outdoor space and check its condition.

Contact →

Parking

Indoor parking

Check which parking space is included and any extra cost.

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Monthly charges

Not stated

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Questions

The obvious questions

Answered by ChatHome from the facts on this page. Answers about the area name the public data behind them. None of this is the agency's own wording.

How much does this apartment cost?

The agency's asking price is €795,000.

What is the price per m²?

€7,950 per m²: €795,000 divided by the stated living area of 100 m².

How big is it, and how many bedrooms and bathrooms?

The living area is 100 m². It has 3 bedrooms. It has 2 bathrooms.

What is the energy class?

The energy certificate gives class A.

Where is this property located?

The property is in Sanem, Luxembourg.

When was this property built?

It was built in 2016.

Show all 7 questions

What type of property is this?

This is an apartment.

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