Energy
A
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Contact →1 / 2
- Asking price
- €435,000
- Bedrooms
- 0
- Bathrooms
- 1
- Living area
- 40 m²
- Energy class
- A
- Floor
- 3
- Balcony
- Balcony with a view
- Lift
- Cellar
- Video intercom
Description
The agency's description, word for wordTranslated by ChatHome. The agency's own words are one press away.
HEKTAR vous propose le Projet URBAN, une résidence composée de 12 appartements, allant du studio au penthouse 2 chambres. Bénéficiant d'un emplacement privilégié à quelques minutes du centre-ville de Luxembourg, le projet offre un cadre de vie urbain. Le studio A.3.2 situé au 3ᵉ étage de la résidence URBAN offre un cadre de vie moderne, lumineux et parfaitement optimisé. Avec une surface intérieure de 39,86 m², il constitue un pied‑à‑terre idéal ou un logement confortable pour une personne seule ou un couple recherchant qualité et fonctionnalité. L'entrée mène directement vers un séjour avec espace nuit et cuisine ouverte de 35,15 m², un volume généreux baigné de lumière naturelle grâce à une large baie vitrée donnant accès à un balcon de 6,00 m². Cet espace extérieur permet de profiter d'un prolongement agréable du séjour, avec une vue dégagée et une atmosphère paisible. L'appartement dispose d'une salle de bain de 4,20 m², équipée selon les standards contemporains de la résidence. Les finitions soignées et la conception rationnelle des espaces garantissent un confort optimal au quotidien. Situé au cœur du quartier recherché de Merl, à proximité immédiate des commerces, des écoles, des transports et des espaces verts, cet appartement combine praticité, modernité et qualité de vie au sein d'une résidence neuve de standing Une cave privative complète ce bien. Prix TVAC 3 %* : 435.000,00 € (*sous réserve d'approbation par l'autorité compétente). Prix TVAC 17%: 467.951,52 €. Le projet URBAN bénéficie d'un emplacement privilégié, à proximité des commerces, des transports publics et des grands axes routiers, tout en étant à seulement du centre de la Ville de Luxembourg et de la Zone d'Activité Bourmicht de Bertrange.
HEKTAR presents the URBAN Project, a residence comprising 12 apartments, ranging from studios to 2-bedroom penthouses. Benefiting from a privileged location just minutes from Luxembourg city center, the project offers an urban living environment.
Studio A.3.2, located on the 3rd floor of the URBAN residence, offers a modern, bright, and perfectly optimized living environment. With an interior area of 39,86 m², it constitutes an ideal pied-à-terre or a comfortable home for a single person or a couple seeking quality and functionality.
Full description
The entrance leads directly into a living room with sleeping area and open kitchen of 35,15 m², a generous space bathed in natural light thanks to a large bay window providing access to a 6,00 m² balcony. This outdoor space allows you to enjoy a pleasant extension of the living room, with an unobstructed view and a peaceful atmosphere.
The apartment features a 4,20 m² bathroom, equipped according to the contemporary standards of the residence. The meticulous finishes and rational design of the spaces guarantee optimal day-to-day comfort.
Located in the heart of the sought-after Merl district, in the immediate vicinity of shops, schools, transport, and green spaces, this apartment combines practicality, modernity, and quality of life within an upscale new residence. A private cellar completes this property.
Price incl. 3 % VAT* : 435.000,00 € (*subject to approval by the competent authority). Price incl. 17% VAT: 467.951,52 €.
The URBAN project benefits from a prime location close to shops, public transport, and major roadways, while being just minutes from the center of Luxembourg City and the Zone d'Activité Bourmicht in Bertrange.
Photo groups use stored image labels, not verified property facts.
1 / 2
Multi-storey residential building with a light facade, large windows and projecting glass-balustraded balconies.
Original listing photo
Start with your own routine
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Listing documents · 1
Every fact
Every fact
Home essentials
- Property type
- Studio
- Price
- €435,000
- Living area
- 39.9 m²
- Bedrooms
- 0
- Bathrooms
- 1
- Listing type
- For sale
- Location
- Luxembourg
- Energy · thermal class
- A
- Lift
- Yes
- Parking
- No
- Floor
- 3
- Cellar
- Yes
Full record
- CPE · énergie primaire
- A
- Advertised asking price
- €435,000
- Price basis
- Asking price
Features
- Offer type
- For sale
- Living area
- 39.86 m²
- Bedrooms
- 0 count
- Bathrooms
- 1 count
- Floor
- 3 count
- Floor plan
- Yes
- Views (source)
- vue dégagée
- Interior features (source)
- séjour avec espace nuit et cuisine ouverte de 35,15 m², salle de bain de 4,20 m², large baie vitrée, Vidéophone, Volets électriques, cave privative
- Exterior features (source)
- balcon de 6,00 m²
- Parking spaces
- 0 count
- Balcony
- Yes
- Balcony view
- Yes
- Private outdoor area
- 6 m²
- Storage space
- Yes
- Open kitchen
- Yes
- Video intercom
- Yes
- Separate WC
- Yes
- Balcony with a view
Rooms, Construction state, Heating, Orientation · Not stated.
Price
- Asking price
- €435,000
- Per m²
- €10,913
Estimated range
Asking price: €435,000
€558,203 – €601,098
An indicative range, not a valuation or a promised selling price.
- Estimated range
- €558,203 – €601,098
- Estimate dated
- 4 Nov 2026
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Source and method
Advertised price vs our estimate
This compares the advertised price with our own estimate for a home like this one. It is not a valuation of the property.
Our estimate for a home like this €558,203 – €601,098
For homes like this one, 9 out of 10 of our estimates land within 27% of the advertised price.
Method version: fair-price-2026.4
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 23 Oct 2026 · €435,000
- 23 Oct 2026 · €435,000
- days on ChatHome
- 22
- First seen
- 23 Oct 2026
- Source checked
- 23 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €435,000
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €119,035
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €467,035
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €467,035
Estimated acquisition subtotal
- Asking price
- €435,000
- registration duty
- €26,100
- transcription duty
- €4,350
- Transfer taxes
- €30,450
- Notary remuneration estimate (excluding VAT)
- €1,585
Not included: Bëllegen Akt tax credit, municipal surcharge, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €348,000
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · municipal surcharge · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Source and method
Monthly costs · upfront cash · assumptions
Running costs
Our estimate
- To move in
- €32,035Calculated from the facts above · as of 4 Nov 2026
Not stated: Running costs
Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, municipal surcharge, notary disbursements, VAT on notary remuneration, professional fees
Buy vs Rent Simulation
Should you buy or rent in Luxembourg?
Example only — review the assumptions below and calculate with your own figures before using the result.
Use a comparable rent, excluding charges. Change it if your current home is different.
Costs and assumptions
0 means confirmed none; blank means unknown.
Your scenario
€
Editable example rent: €50.17/m² × 39.86 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
%
%
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years
years
No starting rate is available. Enter a rate to draw the chart.
Projected net worth by year
No starting rate is available. Enter a rate to draw the chart.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 20 years
The chart is a conditional known-cost scenario; missing costs may change the result.
Our estimate: Luxembourg asking rents for a home of this size, €45.60/m² × 39.86 m². · Q4 2026 · €1,820
- Scheduled mortgage payment
- €2,109
- Owner outflow in month one
- €2,472
- Renter outflow in month one
- €1,820
Key assumptions
- Down payment
- 20.0%
- Time horizon
- 20 years
- Annual property appreciation
- 2.0%
- Annual rent increase
- 2.0%
- Expected net investment return
- 4.0%
- Annual maintenance reserve
- 1.0%
- Selling costs
- 3.5%
- Assumed unused Bëllegen Akt credit (one buyer)
- €40,000
Example only — review the assumptions below and calculate with your own figures before using the result.
Monthly cash flow (Investors) · Estimated
Loading the stored starting rate…
Default
Editable example rent: €50.17/m² × 39.86 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Loading the stored starting rate…
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Editable example rent: €50.17/m² × 39.86 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 25 years
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Our estimate: Luxembourg asking rents for a home of this size, €45.60/m² × 39.86 m². · Q4 2026 · €1,820
- before vacancy
- 5.0%
- after a 5.0% vacancy reserve
- 4.8%
- Monthly mortgage
- €1,837
- Monthly cash flow · known costs only · before property tax
- -€475
Energy
A
Energy class A
A+ABCDEFGHI
Verified
- Energy class
- A
Not stated: Thermal class · Heating
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Luxembourg
- Year built
- —
This section is much better with the address. Do you know it?
Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.
Published location · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
Loading map records…
Source and map details
Géoportail / ACTPublished location
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Road noise
- 60 dB Lden
- Rail noise
- None mapped
- Aircraft noise
- None mapped
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
Loading map records…
Source and map details
Administration de l’environnementPublished location
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Flood zone
- None mapped
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
Loading map records…
Source and map details
Administration de la gestion de l’eauNeighbourhood
- Locality
- Luxembourg
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
Places shown
Supermarket11
Pharmacy2
Shopping centre0
No places recorded in this category within 2 km.
Cafés3
Straight-line distances · 2 km search, not journey times
Published home locationEveryday
Straight-line distances · 2 km search, not journey times
- Places shown
- 16
- Nearest listed place
- Café Brasserie Saint-Hubert · 170 m
Earlier area record
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
4 Nov 2026
Commute · transit · neighbourhood · local context
What is around it?
Measured from the street, not the exact building. Minutes may differ slightly.
Nearest, on foot
Our estimate
- Nearest crèche
- 3 min
- Nearest bus or tram stop
- 1 min20 departures an hour on weekday mornings
- Nearest park
- 9 min
- Nearest school
- 2 min
- Nearest train station
- 28 min
Flood zone
Not in a flood zoneOfficial flood maps · measured from the street, not the exact building
Noise and air
- 60 dB LdenRoad noise
- None mappedRail noise
- None mappedAircraft noise
Not checked yet: Air quality · Traffic exposure
Official figures for Luxembourg — For the whole commune, not for this home
- Population
- 137,678
- 2026 · +1.1 % in one year · STATEC
- Announced rent, apartments
- €2,032 per month · €50.2/m²
- 07/2025 – 06/2026 · 5,655 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Announced rent, houses
- €4,616 per month · €23.8/m²
- 07/2025 – 06/2026 · 176 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Recorded apartment prices
- €10,269/m² (€6,991 – €14,126)
- 07/2025 – 06/2026 · 613 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Police region
- Capitale
- nearest station: Commissariat Merl/Belair (100 m)
Luxembourg in numbers
What is nearby — counted within the search radius, not rated
4 Nov 2026
- Supermarket2Search radius: 1 km
- Pharmacy1Search radius: 1 km
- Restaurants12Search radius: 1 km
- Cafés1Search radius: 1 km
- Nightlife4Search radius: 1 km
- Gym4Search radius: 1 km
- Playground6Search radius: 1 km
- Schools7· 2 min walkSearch radius: 1 km
- Crèche13· 3 min walkSearch radius: 1 km
- Park2· 9 min walkSearch radius: 1 km
- HospitalNone within 1000 mSearch radius: 1 km
- Swimming poolNone within 1000 mSearch radius: 1 km
- TennisNone within 1000 mSearch radius: 1 km
Local context
ChatHome POI snapshot · 9 Nov 2026
Published home locationSchools and crèches
Straight-line distances · 2 km search, not journey times
- Places shown
- 66
- Nearest listed place
- Ecole fondamentale Merl - bâtiment MEMER · 150 m
A nearby school does not confirm catchment, places or admission.
Published home locationPlayground
Straight-line distances · 2 km search, not journey times
- Places shown
- 4
- Nearest listed place
- Barrière Nord · 280 m
Commute
- Routes recorded
- 4 Nov 2026
Choose a destination and transport mode to compare the route with your time budget.
- Luxembourg stationArea estimate11 min
- KirchbergArea estimate18 min
- Cloche d'OrArea estimate13 min
- Luxembourg City centreArea estimate12 min
- Belval / EschArea estimate20 min
- Findel airportArea estimate27 min
0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub
Sources and recorded routes
Recorded commute estimates
Recorded . Travel times may vary.
- To Luxembourg station · Driving · Peak · Street area4–18 min
- To Kirchberg · Driving · Peak · Street area11–25 min
- To Cloche d'Or · Driving · Peak · Street area5–20 min
- To Luxembourg City centre · Driving · Peak · Street area4–19 min
- To Belval / Esch · Driving · Peak · Street area12–27 min
- To Findel airport · Driving · Peak · Street area19–34 min
- To Luxembourg station · Public transport · Peak · Street area12–41 min
- To Kirchberg · Public transport · Peak · Street area21–52 min
- To Cloche d'Or · Public transport · Peak · Street area11–34 min
- To Luxembourg City centre · Public transport · Peak · Street area12–36 min
- To Belval / Esch · Public transport · Peak · Street area36–75 min
- To Findel airport · Public transport · Peak · Street area32–63 min
All recorded routes
- To Luxembourg station · Driving · Off-peak · Street area1–16 min
- To Kirchberg · Driving · Off-peak · Street area7–21 min
- To Cloche d'Or · Driving · Off-peak · Street area3–17 min
- To Luxembourg City centre · Driving · Off-peak · Street area2–16 min
- To Belval / Esch · Driving · Off-peak · Street area10–24 min
- To Findel airport · Driving · Off-peak · Street area15–30 min
- To Luxembourg station · Driving · Peak · Street area4–18 min
- To Kirchberg · Driving · Peak · Street area11–25 min
- To Cloche d'Or · Driving · Peak · Street area5–20 min
- To Luxembourg City centre · Driving · Peak · Street area4–19 min
- To Belval / Esch · Driving · Peak · Street area12–27 min
- To Findel airport · Driving · Peak · Street area19–34 min
- From Luxembourg station · Driving · Off-peak · Street area0–14 min
- From Kirchberg · Driving · Off-peak · Street area6–20 min
- From Cloche d'Or · Driving · Off-peak · Street area3–17 min
- From Luxembourg City centre · Driving · Off-peak · Street area2–16 min
- From Belval / Esch · Driving · Off-peak · Street area10–24 min
- From Findel airport · Driving · Off-peak · Street area16–31 min
- From Luxembourg station · Driving · Peak · Street area1–16 min
- From Kirchberg · Driving · Peak · Street area8–23 min
- From Cloche d'Or · Driving · Peak · Street area4–18 min
- From Luxembourg City centre · Driving · Peak · Street area3–17 min
- From Belval / Esch · Driving · Peak · Street area11–26 min
- From Findel airport · Driving · Peak · Street area19–33 min
- To Luxembourg station · Public transport · Peak · Street area12–41 min
- To Kirchberg · Public transport · Peak · Street area21–52 min
- To Cloche d'Or · Public transport · Peak · Street area11–34 min
- To Luxembourg City centre · Public transport · Peak · Street area12–36 min
- To Belval / Esch · Public transport · Peak · Street area36–75 min
- To Findel airport · Public transport · Peak · Street area32–63 min
- From Luxembourg station · Public transport · Peak · Street area11–43 min
- From Kirchberg · Public transport · Peak · Street area20–55 min
- From Cloche d'Or · Public transport · Peak · Street area13–48 min
- From Luxembourg City centre · Public transport · Peak · Street area12–42 min
- From Belval / Esch · Public transport · Peak · Street area41–79 min
- From Findel airport · Public transport · Peak · Street area33–64 min
- To Luxembourg station · Walking · Off-peak · Street area35–49 min
- To Kirchberg · Walking · Off-peak · Street area64–78 min
- To Cloche d'Or · Walking · Off-peak · Street area41–56 min
- To Luxembourg City centre · Walking · Off-peak · Street area33–47 min
- To Luxembourg station · Cycling · Off-peak · Street area10–18 min
- To Kirchberg · Cycling · Off-peak · Street area18–26 min
- To Cloche d'Or · Cycling · Off-peak · Street area10–18 min
- To Luxembourg City centre · Cycling · Off-peak · Street area8–15 min
- To Belval / Esch · Cycling · Off-peak · Street area68–76 min
- To Findel airport · Cycling · Off-peak · Street area34–41 min
- To Luxembourg station · Public transport · Off-peak · Street area11–39 min
- To Kirchberg · Public transport · Off-peak · Street area21–51 min
- To Cloche d'Or · Public transport · Off-peak · Street area11–34 min
- To Luxembourg City centre · Public transport · Off-peak · Street area10–36 min
- To Belval / Esch · Public transport · Off-peak · Street area40–69 min
- To Findel airport · Public transport · Off-peak · Street area32–64 min
- From Luxembourg station · Public transport · Off-peak · Street area11–39 min
- From Kirchberg · Public transport · Off-peak · Street area20–55 min
- From Cloche d'Or · Public transport · Off-peak · Street area12–48 min
- From Luxembourg City centre · Public transport · Off-peak · Street area12–42 min
- From Belval / Esch · Public transport · Off-peak · Street area33–77 min
- From Findel airport · Public transport · Off-peak · Street area30–68 min
property-location-commute-v2.12
Straight-line distances · 2 km search, not walking times
- Stops shown
- 16
- Nearest listed stop
- Merl, St.Hubert · 100 m
- Walk to nearest public-transport stop
- 1 min
- Walk to nearest train station
- 28 min
20 departures an hour on weekday mornings.
- Merl, St.HubertPublic-transport stop · Mobiliteit.lu100 m
- Merl, St. GengoulPublic-transport stop · Mobiliteit.lu200 m
- Merl, Laang HeckPublic-transport stop · Mobiliteit.lu270 m
- Merl, CeltesPublic-transport stop · Mobiliteit.lu310 m
- Merl, BarrièrePublic-transport stop · Mobiliteit.lu320 m
- Merl, PlakPublic-transport stop · Mobiliteit.lu390 m
- Merl, CharlemagnePublic-transport stop · Mobiliteit.lu460 m
- Merl, Marcel CahenPublic-transport stop · Mobiliteit.lu580 m
- Merl, OrvalPublic-transport stop · Mobiliteit.lu610 m
- Merl, Op der MillenPublic-transport stop · Mobiliteit.lu680 m
- Merl, KierfechtPublic-transport stop · Mobiliteit.lu690 m
- Merl, ConservatoirePublic-transport stop · Mobiliteit.lu850 m
- Belair, Place de FrancePublic-transport stop · Mobiliteit.lu900 m
- Belair, OradourPublic-transport stop · Mobiliteit.lu900 m
- Belair, Val Ste CroixPublic-transport stop · Mobiliteit.lu910 m
- Belair, Glaesener-HartmannPublic-transport stop · Mobiliteit.lu970 m
GTFS / ChatHome POI snapshot · 9 Nov 2026
Do you need help? Please contact hello@chathome.lu