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The exact home location is not public. The information shown describes the area.
- Asking price
- €445,000
- Bedrooms
- 1
- Bathrooms
- 1
- Living area
- 51 m²
- Floor
- 2
11% above the commune median per m²37 similar adverts
- Terrace
- Indoor parking
- Parking
- Lift
- Laundry room
Description
The agency's description, word for wordTranslated by ChatHome. The agency's own words are one press away.
Wasserbillig- Centre, bel appartement 1 ch 51m2 construit 2020-2021 proche de commerces et transport public 250 m de la Gare à 5 minutes de l'autoroute - Kirchberg 25 minutes libre de suite, terrasse couverte, buanderie, parking intérieur visites possibles 7/7 pour un compromis il faut des fonds propres de 15 à 20% minimum
Wasserbillig- Centre, beautiful 1-bedroom apartment with 51m2, built 2020-2021 close to shops and public transport 250 m from the train station 5 minutes from the motorway - Kirchberg 25 minutes immediately available, covered terrace, laundry room, indoor parking viewings possible 7/7 for a preliminary sale agreement, a minimum of 15 to 20% equity is required
Photo groups use stored image labels, not verified property facts.
1 / 12
White residential buildings surrounding a paved courtyard with surface parking and trees
Original listing photo
Start with your own routine
No score and no pressure. Use the photos, recorded facts and maps to test what matters to you.
Every fact
Every fact
Home essentials
- Property type
- Apartment
- Price
- €445,000
- Living area
- 51 m²
- Rooms
- 4
- Bedrooms
- 1
- Bathrooms
- 1
- Listing type
- For sale
- Location
- MertertPosition is approximate
- Lift
- Yes
- Parking
- Indoor parking
- Floor
- 2
- Terrace
- Yes
- Construction state
- Existing building
Full record
- Advertised asking price
- €445,000
- Price basis
- Asking price
Features
- Offer type
- For sale
- Construction status
- Existing building
- Main rooms
- 4 count
- Bedrooms
- 1 count
- Bathrooms
- 1 count
- Floor
- 2 count
- Building floors
- 5 count
- Wheelchair access
- Yes
- Interior features (source)
- buanderie, loggia
- Exterior features (source)
- terrasse couverte
- Parking spaces
- 1 count
- Parking type (source)
- indoor
- Parking
- Yes
- Indoor parking
- Yes
- Fitted kitchen
- Yes
- Laundry room
- Yes
Energy · thermal class, Heating, Orientation · Not stated.
Price
- Asking price
- €445,000
- Per m²
- €8,725
- Commune median / m²
- €7,867
Local asking-price comparison
- Against the commune median
- +10.9%
- Comparable adverts
- 37
- Reference period
- 2026-11
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 22 Oct 2026 · €445,000
- 22 Oct 2026 · €445,000
- days on ChatHome
- 24
- First seen
- 22 Oct 2026
- Source checked
- 22 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
- Against the commune median
- +10.9%
- Comparable adverts
- 37
- Reference period
- 2026-11
- Area at the commune median
- 56.6 m²
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €445,000
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €121,745
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €477,745
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €477,745
Estimated acquisition subtotal
- Asking price
- €445,000
- registration duty
- €26,700
- transcription duty
- €4,450
- municipal surcharge
- €0
- Transfer taxes
- €31,150
- Notary remuneration estimate (excluding VAT)
- €1,595
Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €356,000
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Source and method
Monthly costs · upfront cash · assumptions
Running costs
Our estimate
- To move in
- €32,745Calculated from the facts above · as of 5 Nov 2026
Not stated: Running costs
Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, VAT on notary remuneration, professional fees
Buy vs Rent Simulation
Should you buy or rent in Mertert?
Example only — review the assumptions below and calculate with your own figures before using the result.
Use a comparable rent, excluding charges. Change it if your current home is different.
Costs and assumptions
0 means confirmed none; blank means unknown.
Your scenario
€
Editable example rent: €25.18/m² × 51 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
%
%
Loading the stored starting rate…
years
years
No starting rate is available. Enter a rate to draw the chart.
Projected net worth by year
No starting rate is available. Enter a rate to draw the chart.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 20 years
The chart is a conditional known-cost scenario; missing costs may change the result.
Our estimate from Mertert's sale prices: asking rents for a home of this size, €26.51/m² × 51 m² (Mertert has too few rentals). · Q4 2026 · €1,350
- Scheduled mortgage payment
- €2,157
- Owner outflow in month one
- €2,529
- Renter outflow in month one
- €1,350
Key assumptions
- Down payment
- 20.0%
- Time horizon
- 20 years
- Annual property appreciation
- 2.0%
- Annual rent increase
- 2.0%
- Expected net investment return
- 4.0%
- Annual maintenance reserve
- 1.0%
- Selling costs
- 3.5%
- Assumed unused Bëllegen Akt credit (one buyer)
- €40,000
Example only — review the assumptions below and calculate with your own figures before using the result.
Monthly cash flow (Investors) · Estimated
Loading the stored starting rate…
Default
Editable example rent: €25.18/m² × 51 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Loading the stored starting rate…
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Editable example rent: €25.18/m² × 51 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 25 years
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Our estimate from Mertert's sale prices: asking rents for a home of this size, €26.51/m² × 51 m² (Mertert has too few rentals). · Q4 2026 · €1,350
- before vacancy
- 3.6%
- after a 5.0% vacancy reserve
- 3.5%
- Monthly mortgage
- €1,879
- Monthly cash flow · known costs only · before property tax
- -€781
Energy
A+ABCDEFGHI
The advert does not state an energy class. Ask the agency for the energy certificate: the seller or landlord has to provide one.
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Mertert
- Year built
- —
This section is much better with the address. Do you know it?
Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.
Commune area · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
Loading map records…
Source and map details
Géoportail / ACTCommune area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
Loading map records…
Source and map details
Administration de l’environnementCommune area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
Loading map records…
Source and map details
Administration de la gestion de l’eauAround Mertert
- Locality
- Mertert
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
Places shown
Supermarket2
Pharmacy1
Shopping centre2
Cafés0
No places recorded in this category within 2 km.
The exact home location is not public. The information shown describes the area.
No public map position is available.Everyday
The exact home location is not public. The information shown describes the area.
- Places shown
- 5
Earlier area record
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
5 Nov 2026
Commute · transit · neighbourhood · local context
What is around it?
The exact home location is not public. The information shown describes the area.
Earlier area record
The address is needed to check distances, noise and flood exposure for this home.
Official figures for Mertert — For the whole commune, not for this home
- Population
- 5,685
- 2026 · +2.3 % in one year · STATEC
- Announced rent, apartments
- €1,651 per month · €25.2/m²
- 07/2025 – 06/2026 · 39 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Recorded apartment prices
- €7,626/m² (€4,573 – €9,777)
- 07/2025 – 06/2026 · 48 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Police region
- Centre-Est
- nearest station: Commissariat Museldall
Mertert in numbers
What is nearby — counted within the search radius, not rated
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
5 Nov 2026
- Supermarket2Search radius: 1 km
- Pharmacy1Search radius: 1 km
- Restaurants6Search radius: 1 km
- Cafés3Search radius: 1 km
- Nightlife2Search radius: 1 km
- Playground8Search radius: 1 km
- Schools0Search radius: 1 km
- Crèche1Search radius: 1 km
- Park1Search radius: 1 km
- HospitalNone within 1000 mSearch radius: 1 km
- GymNone within 1000 mSearch radius: 1 km
- Swimming poolNone within 1000 mSearch radius: 1 km
- TennisNone within 1000 mSearch radius: 1 km
Local context
ChatHome POI snapshot · 9 Nov 2026
- Schools
- 0 · Search radius: 1 km
- Crèche
- 1 · Search radius: 1 km
The exact home location is not public. The information shown describes the area.
A nearby school does not confirm catchment, places or admission.
No public map position is available.Playground
The exact home location is not public. The information shown describes the area.
- Places shown
- 3
Commute
- Routes recorded
- 5 Nov 2026
Choose a destination and transport mode to compare the route with your time budget.
The exact home location is not public. The information shown describes the area.
- Luxembourg stationArea estimate34 min
- KirchbergArea estimate30 min
- Cloche d'OrArea estimate35 min
- Luxembourg City centreArea estimate39 min
- Belval / EschArea estimate45 min
- Findel airportArea estimate33 min
0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub
Sources and recorded routes
Recorded commute estimates
Recorded . Travel times may vary.
- To Luxembourg station · Driving · Peak · District area0–77 min
- To Kirchberg · Driving · Peak · District area0–73 min
- To Cloche d'Or · Driving · Peak · District area0–78 min
- To Luxembourg City centre · Driving · Peak · District area0–82 min
- To Belval / Esch · Driving · Peak · District area2–88 min
- To Findel airport · Driving · Peak · District area0–76 min
- To Luxembourg station · Public transport · Peak · District area0–94 min
- To Kirchberg · Public transport · Peak · District area0–91 min
- To Cloche d'Or · Public transport · Peak · District area11–117 min
- To Luxembourg City centre · Public transport · Peak · District area12–109 min
- To Belval / Esch · Public transport · Peak · District area26–135 min
- To Findel airport · Public transport · Peak · District area4–96 min
All recorded routes
- To Luxembourg station · Driving · Off-peak · District area0–75 min
- To Kirchberg · Driving · Off-peak · District area0–70 min
- To Cloche d'Or · Driving · Off-peak · District area0–75 min
- To Luxembourg City centre · Driving · Off-peak · District area0–79 min
- To Belval / Esch · Driving · Off-peak · District area0–85 min
- To Findel airport · Driving · Off-peak · District area0–73 min
- To Luxembourg station · Driving · Peak · District area0–77 min
- To Kirchberg · Driving · Peak · District area0–73 min
- To Cloche d'Or · Driving · Peak · District area0–78 min
- To Luxembourg City centre · Driving · Peak · District area0–82 min
- To Belval / Esch · Driving · Peak · District area2–88 min
- To Findel airport · Driving · Peak · District area0–76 min
- From Luxembourg station · Driving · Off-peak · District area0–76 min
- From Kirchberg · Driving · Off-peak · District area0–71 min
- From Cloche d'Or · Driving · Off-peak · District area0–76 min
- From Luxembourg City centre · Driving · Off-peak · District area0–79 min
- From Belval / Esch · Driving · Off-peak · District area0–85 min
- From Findel airport · Driving · Off-peak · District area0–73 min
- From Luxembourg station · Driving · Peak · District area0–78 min
- From Kirchberg · Driving · Peak · District area0–73 min
- From Cloche d'Or · Driving · Peak · District area0–78 min
- From Luxembourg City centre · Driving · Peak · District area0–81 min
- From Belval / Esch · Driving · Peak · District area1–87 min
- From Findel airport · Driving · Peak · District area0–75 min
- To Luxembourg station · Public transport · Peak · District area0–94 min
- To Kirchberg · Public transport · Peak · District area0–91 min
- To Cloche d'Or · Public transport · Peak · District area11–117 min
- To Luxembourg City centre · Public transport · Peak · District area12–109 min
- To Belval / Esch · Public transport · Peak · District area26–135 min
- To Findel airport · Public transport · Peak · District area4–96 min
- From Luxembourg station · Public transport · Peak · District area0–109 min
- From Kirchberg · Public transport · Peak · District area1–103 min
- From Cloche d'Or · Public transport · Peak · District area13–129 min
- From Luxembourg City centre · Public transport · Peak · District area10–121 min
- From Belval / Esch · Public transport · Peak · District area33–148 min
- From Findel airport · Public transport · Peak · District area1–106 min
- To Kirchberg · Cycling · Off-peak · District area90–133 min
- To Findel airport · Cycling · Off-peak · District area84–127 min
- To Luxembourg station · Public transport · Off-peak · District area0–94 min
- To Kirchberg · Public transport · Off-peak · District area0–111 min
- To Cloche d'Or · Public transport · Off-peak · District area10–115 min
- To Luxembourg City centre · Public transport · Off-peak · District area11–111 min
- To Belval / Esch · Public transport · Off-peak · District area26–136 min
- To Findel airport · Public transport · Off-peak · District area2–101 min
- From Luxembourg station · Public transport · Off-peak · District area0–119 min
- From Kirchberg · Public transport · Off-peak · District area0–120 min
- From Cloche d'Or · Public transport · Off-peak · District area6–142 min
- From Luxembourg City centre · Public transport · Off-peak · District area10–135 min
- From Belval / Esch · Public transport · Off-peak · District area25–157 min
- From Findel airport · Public transport · Off-peak · District area0–124 min
property-location-commute-v2.12
Straight-line distances · 2 km search, not walking times
Area results, not a measurement from the home.
- Stops shown
- 16
- Mertert, EglisePublic-transport stop · Mobiliteit.lu
- Mertert, GareTrain station · Mobiliteit.lu
- Mertert GarePublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- MertertPublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- Mertert, ParcPublic-transport stop · Mobiliteit.lu
- Mertert, route NationalePublic-transport stop · Mobiliteit.lu
- Mertert, BeckiusPublic-transport stop · Mobiliteit.lu
- Mertert, CopalPublic-transport stop · Mobiliteit.lu
- Mertert CopalPublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- Temmels, Zur FelsPublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- Wasserbillig, MaraisPublic-transport stop · Mobiliteit.lu
- Wasserbillig MaraisPublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- Temmels, Saarburger StraßePublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- Temmels, KirchePublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- Temmels, ObermoselstraßePublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- Wasserbillig GarePublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
GTFS / ChatHome POI snapshot · 9 Nov 2026
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