Energy
Not stated
Ask to see the energy certificate and check its date.
Contact →1 / 12
The exact home location is not public. The information shown describes the area.
- Asking price
- €804,079
- Bedrooms
- 2
- Bathrooms
- 2
- Floor
- 2
Photo groups use stored image labels, not verified property facts.
1 / 12
Scaffolded multi-storey building under construction beside a yellow tower crane, with street traffic and pedestrians.
Original listing photo
Start with your own routine
No score and no pressure. Use the photos, recorded facts and maps to test what matters to you.
Every fact
Every fact
Home essentials
- Property type
- Apartment
- Price
- €804,079
- Bedrooms
- 2
- Bathrooms
- 2
- Listing type
- For sale
- Location
- SanemPosition is approximate
- Floor
- 2
Full record
- Advertised asking price
- €804,079
- Buyer-facing asking price
- €804,079
- Price basis
- Asking price
- Full cash price known
- Yes
- Sale arrangement
- Full ownership
Features
- Offer type
- For sale
- Living area · Area measurement standard
- Source-declared area (Luxembourg)
Living area · Sources disagree. Rooms, Construction state, Energy · thermal class, Heating, Lift, Parking, Orientation · Not stated.
Price
- Asking price
- €804,079
- Commune median / m²
- €8,237
Local asking-price comparison
- Comparable adverts
- 226
- Reference period
- 2026-11
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 11 Jul 2026 · €804,079
- 11 Oct 2026 · €804,079
- days on ChatHome
- 126
- First seen
- 11 Jul 2026
- Source checked
- 11 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
- Comparable adverts
- 226
- Reference period
- 2026-11
- Area at the commune median
- 97.6 m²
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €804,079
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €219,056
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €862,319
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €862,319
Estimated acquisition subtotal
- Asking price
- €804,079
- registration duty
- €48,245
- transcription duty
- €8,041
- municipal surcharge
- €0
- Transfer taxes
- €56,286
- Notary remuneration estimate (excluding VAT)
- €1,954
Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €643,263
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Source and method
Monthly costs · upfront cash · assumptions
Running costs
Our estimate
- To move in
- €56,286Calculated from the facts above · as of 11 Oct 2026
Not stated: Running costs
Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, notary fees, professional fees
Buy vs Rent Simulation
Should you buy or rent in Sanem?
Example only — review the assumptions below and calculate with your own figures before using the result.
Use a comparable rent, excluding charges. Change it if your current home is different.
Costs and assumptions
0 means confirmed none; blank means unknown.
Your scenario
€
%
%
Loading the stored starting rate…
years
years
No starting rate or example rent is available. Enter both to draw the chart.
Projected net worth by year
No starting rate or example rent is available. Enter both to draw the chart.
Monthly cash flow (Investors) · Estimated
Loading the stored starting rate…
Default
Loading the stored starting rate…
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Rent defaults to a Luxembourg-oriented gross-yield estimate until you replace it.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
Energy
A+ABCDEFGHI
The advert does not state an energy class. Ask the agency for the energy certificate: the seller or landlord has to provide one.
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Sanem
- Year built
- —
This section is much better with the address. Do you know it?
Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.
Published search area · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
Loading map records…
Source and map details
Géoportail / ACTPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
Loading map records…
Source and map details
Administration de l’environnementPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
Loading map records…
Source and map details
Administration de la gestion de l’eauAround Sanem
- Locality
- Sanem
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
Places shown
Supermarket3
Pharmacy1
Shopping centre2
Cafés10
The exact home location is not public. The information shown describes the area.
Published search areaEveryday
The exact home location is not public. The information shown describes the area.
- Places shown
- 16
Earlier area record
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
11 Oct 2026
Commute · transit · neighbourhood · local context
What is around it?
The exact home location is not public. The information shown describes the area.
Earlier area record
The address is needed to check distances, noise and flood exposure for this home.
Official figures for Sanem — For the whole commune, not for this home
- Population
- 19,611
- 2026 · +2.8 % in one year · STATEC
- Recorded apartment prices
- €7,149/m² (€5,053 – €9,573)
- 07/2025 – 06/2026 · 117 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Police region
- Sud-Ouest
- nearest station: Commissariat Belvaux
Sanem in numbers
What is nearby — counted within the search radius, not rated
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
11 Oct 2026
- Supermarket3Search radius: 1 km
- Pharmacy2Search radius: 1 km
- Restaurants33Search radius: 1 km
- Cafés12Search radius: 1 km
- Nightlife4Search radius: 1 km
- Gym5Search radius: 1 km
- Playground6Search radius: 1 km
- Schools7Search radius: 1 km
- Crèche5Search radius: 1 km
- Park5Search radius: 1 km
- HospitalNone within 1000 mSearch radius: 1 km
- Swimming poolNone within 1000 mSearch radius: 1 km
- TennisNone within 1000 mSearch radius: 1 km
Local context
ChatHome POI snapshot · 9 Nov 2026
Published search areaSchools and crèches
The exact home location is not public. The information shown describes the area.
- Places shown
- 18
A nearby school does not confirm catchment, places or admission.
Published search areaSports hall
The exact home location is not public. The information shown describes the area.
- Places shown
- 3
Commute
- Routes recorded
- 11 Oct 2026
Choose a destination and transport mode to compare the route with your time budget.
The exact home location is not public. The information shown describes the area.
- Luxembourg stationArea estimate20–24 min
- KirchbergArea estimate28–31 min
- Cloche d'OrArea estimate21–24 min
- Luxembourg City centreArea estimate25–29 min
- Belval / EschArea estimate2–6 min
- Findel airportArea estimate33–37 min
0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub
Sources and recorded routes
Recorded commute estimates
Recorded . Travel times may vary.
- To Luxembourg station · Driving · Peak · District area20–24 min
- To Kirchberg · Driving · Peak · District area28–31 min
- To Cloche d'Or · Driving · Peak · District area21–24 min
- To Luxembourg City centre · Driving · Peak · District area25–29 min
- To Belval / Esch · Driving · Peak · District area2–6 min
- To Findel airport · Driving · Peak · District area33–37 min
- To Luxembourg station · Public transport · Peak · District area41–47 min
- To Kirchberg · Public transport · Peak · District area64–69 min
- To Cloche d'Or · Public transport · Peak · District area32–39 min
- To Luxembourg City centre · Public transport · Peak · District area47–52 min
- To Findel airport · Public transport · Peak · District area65–72 min
All recorded routes
- To Luxembourg station · Driving · Off-peak · District area17–21 min
- To Kirchberg · Driving · Off-peak · District area25–28 min
- To Cloche d'Or · Driving · Off-peak · District area17–21 min
- To Luxembourg City centre · Driving · Off-peak · District area22–25 min
- To Belval / Esch · Driving · Off-peak · District area2–5 min
- To Findel airport · Driving · Off-peak · District area30–33 min
- To Luxembourg station · Driving · Peak · District area20–24 min
- To Kirchberg · Driving · Peak · District area28–31 min
- To Cloche d'Or · Driving · Peak · District area21–24 min
- To Luxembourg City centre · Driving · Peak · District area25–29 min
- To Belval / Esch · Driving · Peak · District area2–6 min
- To Findel airport · Driving · Peak · District area33–37 min
- From Luxembourg station · Driving · Off-peak · District area17–21 min
- From Kirchberg · Driving · Off-peak · District area27–30 min
- From Cloche d'Or · Driving · Off-peak · District area18–21 min
- From Luxembourg City centre · Driving · Off-peak · District area21–25 min
- From Belval / Esch · Driving · Off-peak · District area2–6 min
- From Findel airport · Driving · Off-peak · District area31–35 min
- From Luxembourg station · Driving · Peak · District area19–23 min
- From Kirchberg · Driving · Peak · District area28–32 min
- From Cloche d'Or · Driving · Peak · District area19–23 min
- From Luxembourg City centre · Driving · Peak · District area23–27 min
- From Belval / Esch · Driving · Peak · District area2–7 min
- From Findel airport · Driving · Peak · District area33–37 min
- To Luxembourg station · Public transport · Peak · District area41–47 min
- To Kirchberg · Public transport · Peak · District area64–69 min
- To Cloche d'Or · Public transport · Peak · District area32–39 min
- To Luxembourg City centre · Public transport · Peak · District area47–52 min
- To Findel airport · Public transport · Peak · District area65–72 min
- From Luxembourg station · Public transport · Peak · District area45–55 min
- From Kirchberg · Public transport · Peak · District area72–80 min
- From Cloche d'Or · Public transport · Peak · District area43–49 min
- From Luxembourg City centre · Public transport · Peak · District area57–63 min
- From Findel airport · Public transport · Peak · District area87–91 min
- To Belval / Esch · Walking · Off-peak · District area5–14 min
- To Luxembourg station · Cycling · Off-peak · District area73–77 min
- To Kirchberg · Cycling · Off-peak · District area88–92 min
- To Cloche d'Or · Cycling · Off-peak · District area63–68 min
- To Luxembourg City centre · Cycling · Off-peak · District area77–81 min
- To Belval / Esch · Cycling · Off-peak · District area2–6 min
- To Findel airport · Cycling · Off-peak · District area100–104 min
- To Luxembourg station · Public transport · Off-peak · District area42–49 min
- To Kirchberg · Public transport · Off-peak · District area62–67 min
- To Cloche d'Or · Public transport · Off-peak · District area31–36 min
- To Luxembourg City centre · Public transport · Off-peak · District area47–53 min
- To Findel airport · Public transport · Off-peak · District area66–71 min
- From Luxembourg station · Public transport · Off-peak · District area44–51 min
- From Kirchberg · Public transport · Off-peak · District area75–82 min
- From Cloche d'Or · Public transport · Off-peak · District area40–48 min
- From Luxembourg City centre · Public transport · Off-peak · District area49–54 min
- From Findel airport · Public transport · Off-peak · District area71–77 min
property-location-commute-v2.5
Straight-line distances · 2 km search, not walking times
Area results, not a measurement from the home.
- Stops shown
- 16
- Belvaux, Um BeddingPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Porte de FrancePublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Porte des SciencesPublic-transport stop · Mobiliteit.lu
- Belvaux, Belval LycéePublic-transport stop · Mobiliteit.lu
- Belvaux, BelvalPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Avenue du Rock'n'RollPublic-transport stop · Mobiliteit.lu
- Belval Université GarePublic-transport stop · NVBW — Nahverkehrsgesellschaft Baden-Württemberg
- Belval (Université), GareTrain station · Mobiliteit.lu
- ESCH SUR ALZETTE - Gare Belval UniversitéPublic-transport stop · Région Grand Est
- Esch-sur-Alzette, Uni (Av. des Hauts Fourneaux)Public-transport stop · Mobiliteit.lu
- Belval (Université), Gare routièrePublic-transport stop · Mobiliteit.lu
- Belval (Lycée), GareTrain station · Mobiliteit.lu
- Belvaux, BrillPublic-transport stop · Mobiliteit.lu
- Belval (Lycée), Gare routièrePublic-transport stop · Mobiliteit.lu
- Belvaux, Kannercampus/CIPAPublic-transport stop · Mobiliteit.lu
- Esch-sur-Alzette, Iewescht HomeschtPublic-transport stop · Mobiliteit.lu
GTFS / ChatHome POI snapshot · 9 Nov 2026
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