Energy
F
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Apartment for sale · Belvaux, Sanem
Page title: Apartment for sale in Belvaux, Luxembourg, Ref.: 38326058 | Braun-Immo
- Asking price
- €510,000
- Bedrooms
- 2
- Bathrooms
- 1
- Living area
- 83 m²
- Energy class
- F
25% below the commune median per m²226 similar adverts
- Balcony
- Balcony with a view
- Garage
- Indoor parking
- Parking
Description
The agency's description, word for wordTranslated by ChatHome. The agency's own words are one press away.
En exclusivité: Appartement d'une surface utile de 83m2. Comprenant: Hall d'entrée, salon-salle à manger, une cuisine équipée, 2 chambres à coucher, une salle de bains avec wc, balcon de 5.35m2, une cave de 5.24m2, un garage de 17.44m2 et un emplacement extérieure. Disponibilité: de suite. Situation: Calme, à proximité des commerces, université (Belval), écoles, crèches, hôpital, installations sportives, transports publics etc.
Exclusive: Apartment with a usable floor area of 83m2. Comprising: Entrance hall, living-dining room, a fitted kitchen, 2 bedrooms, a bathroom with WC, balcony of 5.35m2, a cellar of 5.24m2, a garage of 17.44m2 and an outdoor parking space.
Availability: immediately. Location: Quiet, close to shops, university (Belval), schools, crèches, hospital, sports facilities, public transport etc.
Photo groups use stored image labels, not verified property facts.
1 / 12
View from the apartment balcony over a street, houses and trees.
Original listing photo
Start with your own routine
No score and no pressure. Use the photos, recorded facts and maps to test what matters to you.
Every fact
Every fact
Home essentials
- Property type
- Apartment
- Price
- €510,000
- Living area
- 83 m²
- Bedrooms
- 2
- Bathrooms
- 1
- Listing type
- For sale
- Location
- SanemPosition is approximate
- Energy · thermal class
- F
- Parking
- Indoor parking
- Garage
- Yes
- Cellar
- Yes
- Construction state
- Existing building
Full record
- CPE · énergie primaire
- F
- Advertised asking price
- €510,000
- Agency fee payer
- Seller
- Agency fee included
- Yes
- Price basis
- Asking price
Features
- Offer type
- For sale
- Construction status
- Existing building
- Storage area
- 5.24 m²
- Bedrooms
- 2 count
- Bathrooms
- 1 count
- Available from
- de suite
- Interior features (source)
- Hall d'entrée, salon-salle à manger, double vitrage, une cave de 5.24m2, cuisine équipée, lave-vaisselle, alarme anti-incendie
- Exterior features (source)
- balcon de 5.35m2, un garage de 17.44m2, un emplacement extérieure, parking
- Parking type (source)
- box, outdoor
- Parking
- Yes
- Indoor parking
- Yes
- Balcony
- Yes
- Balcony view
- Yes
- Private outdoor area
- 5.35 m²
- Storage space
- Yes
- Glazing
- double
- Fitted kitchen
- Yes
- Bathtub
- Yes
- Separate WC
- No
- Balcony with a view
- Double glazing
Rooms, Heating, Lift, Orientation · Not stated.
Price
- Asking price
- €510,000
- Per m²
- €6,145
- Commune median / m²
- €8,237
Estimated range
Asking price: €510,000
€544,021 – €576,444
An indicative range, not a valuation or a promised selling price.
- Estimated range
- €544,021 – €576,444
- Estimate dated
- 5 Nov 2026
- Against the commune median
- -25.4%
- Comparable adverts
- 226
- Reference period
- 2026-11
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Source and method
Advertised price vs our estimate
This compares the advertised price with our own estimate for a home like this one. It is not a valuation of the property.
Our estimate for a home like this €544,021 – €576,444
For homes like this one, 9 out of 10 of our estimates land within 27% of the advertised price.
Method version: fair-price-2026.4
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 22 Oct 2026 · €510,000
- 22 Oct 2026 · €510,000
- days on ChatHome
- 24
- First seen
- 22 Oct 2026
- Source checked
- 22 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
- Against the commune median
- -25.4%
- Comparable adverts
- 226
- Reference period
- 2026-11
- Area at the commune median
- 61.9 m²
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €510,000
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €139,360
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €547,360
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €547,360
Estimated acquisition subtotal
- Asking price
- €510,000
- registration duty
- €30,600
- transcription duty
- €5,100
- municipal surcharge
- €0
- Transfer taxes
- €35,700
- Notary remuneration estimate (excluding VAT)
- €1,660
Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €408,000
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Source and method
Monthly costs · upfront cash · assumptions
Running costs
Our estimate
- To move in
- €37,360Calculated from the facts above · as of 5 Nov 2026
Not stated: Running costs
Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, VAT on notary remuneration, professional fees
Buy vs Rent Simulation
Should you buy or rent in Sanem?
Example only — review the assumptions below and calculate with your own figures before using the result.
Use a comparable rent, excluding charges. Change it if your current home is different.
Costs and assumptions
0 means confirmed none; blank means unknown.
Your scenario
€
Editable example rent: €29.27/m² × 83 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
%
%
Loading the stored starting rate…
years
years
No starting rate is available. Enter a rate to draw the chart.
Projected net worth by year
No starting rate is available. Enter a rate to draw the chart.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 20 years
The chart is a conditional known-cost scenario; missing costs may change the result.
Our estimate: Sanem asking rents for a home of this size, €26.17/m² × 83 m². · Q4 2026 · €2,170
- Scheduled mortgage payment
- €2,472
- Owner outflow in month one
- €2,898
- Renter outflow in month one
- €2,170
Key assumptions
- Down payment
- 20.0%
- Time horizon
- 20 years
- Annual property appreciation
- 2.0%
- Annual rent increase
- 2.0%
- Expected net investment return
- 4.0%
- Annual maintenance reserve
- 1.0%
- Selling costs
- 3.5%
- Assumed unused Bëllegen Akt credit (one buyer)
- €40,000
Example only — review the assumptions below and calculate with your own figures before using the result.
Monthly cash flow (Investors) · Estimated
Loading the stored starting rate…
Default
Editable example rent: €29.27/m² × 83 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Loading the stored starting rate…
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Editable example rent: €29.27/m² × 83 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
The initial renovation budget is estimated from size, age, and energy signals and should be treated as a placeholder.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 25 years
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Our estimate: Sanem asking rents for a home of this size, €26.17/m² × 83 m². · Q4 2026 · €2,170
- before vacancy
- 5.1%
- after a 5.0% vacancy reserve
- 4.8%
- Monthly mortgage
- €2,154
- Monthly cash flow · known costs only · before property tax
- -€557
Energy
F
Energy class F
A+ABCDEFGHI
Verified
- Energy class
- F
Not stated: Thermal class · Heating
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Sanem
- Year built
- —
This section is much better with the address. Do you know it?
Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.
Commune area · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
Loading map records…
Source and map details
Géoportail / ACTCommune area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
Loading map records…
Source and map details
Administration de l’environnementCommune area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
Loading map records…
Source and map details
Administration de la gestion de l’eauAround Sanem
- Locality
- Sanem
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
Places shown
Supermarket1
Pharmacy0
No places recorded in this category within 2 km.
Shopping centre0
No places recorded in this category within 2 km.
Cafés0
No places recorded in this category within 2 km.
The exact home location is not public. The information shown describes the area.
No public map position is available.Everyday
The exact home location is not public. The information shown describes the area.
- Places shown
- 1
Earlier area record
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
5 Nov 2026
Commute · transit · neighbourhood · local context
What is around it?
The exact home location is not public. The information shown describes the area.
Earlier area record
The address is needed to check distances, noise and flood exposure for this home.
Official figures for Sanem — For the whole commune, not for this home
- Population
- 19,611
- 2026 · +2.8 % in one year · STATEC
- Announced rent, apartments
- €1,677 per month · €29.3/m²
- 07/2025 – 06/2026 · 60 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Recorded apartment prices
- €7,149/m² (€5,053 – €9,573)
- 07/2025 – 06/2026 · 117 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Police region
- Sud-Ouest
- nearest station: Commissariat Belvaux
Sanem in numbers
What is nearby — counted within the search radius, not rated
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
5 Nov 2026
- Supermarket1Search radius: 1 km
- Pharmacy1Search radius: 1 km
- Restaurants13Search radius: 1 km
- Cafés3Search radius: 1 km
- Nightlife3Search radius: 1 km
- Gym7Search radius: 1 km
- Tennis6Search radius: 1 km
- Playground14Search radius: 1 km
- Schools0Search radius: 1 km
- Crèche8Search radius: 1 km
- Park12Search radius: 1 km
- HospitalNone within 1000 mSearch radius: 1 km
- Swimming poolNone within 1000 mSearch radius: 1 km
Local context
ChatHome POI snapshot · 9 Nov 2026
No public map position is available.Schools and crèches
The exact home location is not public. The information shown describes the area.
- Places shown
- 4
A nearby school does not confirm catchment, places or admission.
No public map position is available.Cycling route
The exact home location is not public. The information shown describes the area.
Cycling route
- Route length
- 5.8 km
- Snapshot dated
- 8 Nov 2026
Published routes. Distance is measured to the nearest point on the route, from the public location shown.
Commute
- Routes recorded
- 5 Nov 2026
Choose a destination and transport mode to compare the route with your time budget.
The exact home location is not public. The information shown describes the area.
- Luxembourg stationArea estimate25 min
- KirchbergArea estimate32 min
- Cloche d'OrArea estimate25 min
- Luxembourg City centreArea estimate30 min
- Belval / EschArea estimate8 min
- Findel airportArea estimate38 min
0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub
Sources and recorded routes
Recorded commute estimates
Recorded . Travel times may vary.
- To Luxembourg station · Driving · Peak · District area0–82 min
- To Kirchberg · Driving · Peak · District area0–89 min
- To Cloche d'Or · Driving · Peak · District area0–83 min
- To Luxembourg City centre · Driving · Peak · District area0–87 min
- To Belval / Esch · Driving · Peak · District area0–65 min
- To Findel airport · Driving · Peak · District area0–95 min
- To Luxembourg station · Public transport · Peak · District area0–117 min
- To Kirchberg · Public transport · Peak · District area0–137 min
- To Cloche d'Or · Public transport · Peak · District area0–104 min
- To Luxembourg City centre · Public transport · Peak · District area0–125 min
- To Belval / Esch · Public transport · Peak · District area0–80 min
- To Findel airport · Public transport · Peak · District area4–138 min
All recorded routes
- To Luxembourg station · Driving · Off-peak · District area0–79 min
- To Kirchberg · Driving · Off-peak · District area0–86 min
- To Cloche d'Or · Driving · Off-peak · District area0–79 min
- To Luxembourg City centre · Driving · Off-peak · District area0–83 min
- To Belval / Esch · Driving · Off-peak · District area0–63 min
- To Findel airport · Driving · Off-peak · District area0–91 min
- To Luxembourg station · Driving · Peak · District area0–82 min
- To Kirchberg · Driving · Peak · District area0–89 min
- To Cloche d'Or · Driving · Peak · District area0–83 min
- To Luxembourg City centre · Driving · Peak · District area0–87 min
- To Belval / Esch · Driving · Peak · District area0–65 min
- To Findel airport · Driving · Peak · District area0–95 min
- From Luxembourg station · Driving · Off-peak · District area0–77 min
- From Kirchberg · Driving · Off-peak · District area0–86 min
- From Cloche d'Or · Driving · Off-peak · District area0–77 min
- From Luxembourg City centre · Driving · Off-peak · District area0–80 min
- From Belval / Esch · Driving · Off-peak · District area0–61 min
- From Findel airport · Driving · Off-peak · District area0–90 min
- From Luxembourg station · Driving · Peak · District area0–78 min
- From Kirchberg · Driving · Peak · District area0–88 min
- From Cloche d'Or · Driving · Peak · District area0–79 min
- From Luxembourg City centre · Driving · Peak · District area0–82 min
- From Belval / Esch · Driving · Peak · District area0–62 min
- From Findel airport · Driving · Peak · District area0–92 min
- To Luxembourg station · Public transport · Peak · District area0–117 min
- To Kirchberg · Public transport · Peak · District area0–137 min
- To Cloche d'Or · Public transport · Peak · District area0–104 min
- To Luxembourg City centre · Public transport · Peak · District area0–125 min
- To Belval / Esch · Public transport · Peak · District area0–80 min
- To Findel airport · Public transport · Peak · District area4–138 min
- From Luxembourg station · Public transport · Peak · District area0–118 min
- From Kirchberg · Public transport · Peak · District area2–137 min
- From Cloche d'Or · Public transport · Peak · District area0–106 min
- From Luxembourg City centre · Public transport · Peak · District area0–128 min
- From Belval / Esch · Public transport · Peak · District area0–84 min
- From Findel airport · Public transport · Peak · District area9–146 min
- To Belval / Esch · Walking · Off-peak · District area0–76 min
- To Luxembourg station · Cycling · Off-peak · District area45–103 min
- To Kirchberg · Cycling · Off-peak · District area60–118 min
- To Cloche d'Or · Cycling · Off-peak · District area36–93 min
- To Luxembourg City centre · Cycling · Off-peak · District area50–107 min
- To Belval / Esch · Cycling · Off-peak · District area0–35 min
- To Findel airport · Cycling · Off-peak · District area72–130 min
- To Luxembourg station · Public transport · Off-peak · District area0–116 min
- To Kirchberg · Public transport · Off-peak · District area0–140 min
- To Cloche d'Or · Public transport · Off-peak · District area0–107 min
- To Luxembourg City centre · Public transport · Off-peak · District area0–126 min
- To Belval / Esch · Public transport · Off-peak · District area0–81 min
- To Findel airport · Public transport · Off-peak · District area10–132 min
- From Luxembourg station · Public transport · Off-peak · District area0–118 min
- From Kirchberg · Public transport · Off-peak · District area0–139 min
- From Cloche d'Or · Public transport · Off-peak · District area0–106 min
- From Luxembourg City centre · Public transport · Off-peak · District area0–125 min
- From Belval / Esch · Public transport · Off-peak · District area0–84 min
- From Findel airport · Public transport · Off-peak · District area0–149 min
property-location-commute-v2.12
Straight-line distances · 2 km search, not walking times
Area results, not a measurement from the home.
- Stops shown
- 14
- Sanem, W.S.A.Public-transport stop · Mobiliteit.lu
- Sanem, UerschterhaffPublic-transport stop · Mobiliteit.lu
- Soleuvre, ReitschoulPublic-transport stop · Mobiliteit.lu
- Sanem, ChâteauPublic-transport stop · Mobiliteit.lu
- Soleuvre, AessenPublic-transport stop · Mobiliteit.lu
- Sanem, ZentrumPublic-transport stop · Mobiliteit.lu
- Soleuvre, CollectricePublic-transport stop · Mobiliteit.lu
- Sanem, KierchPublic-transport stop · Mobiliteit.lu
- Sanem, Place TornacoPublic-transport stop · Mobiliteit.lu
- Ehlerange, DännebëschPublic-transport stop · Mobiliteit.lu
- Sanem, Op LohrPublic-transport stop · Mobiliteit.lu
- Sanem, Cité TornacoPublic-transport stop · Mobiliteit.lu
- Ehlerange, RousebëschPublic-transport stop · Mobiliteit.lu
- Soleuvre, Um BurPublic-transport stop · Mobiliteit.lu
GTFS / ChatHome POI snapshot · 9 Nov 2026
Do you need help? Please contact hello@chathome.lu