Energy
G
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The exact home location is not public. The information shown describes the area.
- Asking price
- €530,000
- Bedrooms
- 2
- Bathrooms
- 1
- Living area
- 78 m²
- Energy class
- G
13% below the commune median per m²81 similar adverts
- Terrace
- Garage
- Indoor parking
- Parking
- Cellar
Description
The agency's description, word for wordTranslated by ChatHome. The agency's own words are one press away.
L'appartement se compose comme suit: - Hall d'entrée: - Vestiaire: - Séjour: - Cuisine indépendante: - Chambre à coucher (1): - Chambre à coucher (2): - Salle de douche: - Terrasse: De plus, l'appartement profite d'une grande cave privative avec fonctionnalité de buanderie et d'un garage pour 1-2 voitures (plutôt pour 2 smarts) + un parking extérieur devant le garage. Données techniques: - Dalles en béton - Chaudière privative -> gaz - Fenêtres en double vitrage PVC - Volets manuels - Électricité en bon état - Toiture vérifiée - Cuisine complètement équipée - Revêtement du sol en carrelage - Terrasse ouest Descriptions : - Emplacement : Situé dans un quartier résidentiel prisé de Kayl, à proximité de toutes les commodités telles que les écoles, les commerces et les transports en commun. - Confort : Un agencement optimal et des matériaux de qualité pour un cadre de vie agréable et raffiné. - Économie d'énergie : Chaudière privative à gaz pour un chauffage efficace et des charges maîtrisées. - Extérieur : Grande terrasse pour profiter des moments de détente en plein air et accueillir vos invités en toute convivialité.
The apartment comprises as follows: - Entrance hall: - Cloakroom: - Living room: - Separate kitchen: - Bedroom (1): - Bedroom (2): - Shower room: - Terrace: In addition, the apartment benefits from a large private cellar with laundry facilities and a garage for 1-2 cars (more suitable for 2 smarts), as well as an outdoor parking space in front of the garage. Technical data: - Concrete slabs - Private gas boiler - PVC windows with double glazing - Manual shutters - Electricity in good condition - Roof inspected - Fully equipped kitchen - Tiled flooring - West-facing terrace Descriptions: - Location: Situated in a sought-after residential neighbourhood of Kayl, close to all amenities such as schools, shops and public transport. - Comfort: An optimal layout and quality materials for a pleasant and refined living environment. - Energy savings: Private gas boiler for efficient heating and controlled running costs. - Exterior: Large terrace to enjoy relaxing moments outdoors and welcome your guests in a convivial setting.
Photo groups use stored image labels, not verified property facts.
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Outdoor terrace with rattan seating beside exterior stairs
Original listing photo
Start with your own routine
No score and no pressure. Use the photos, recorded facts and maps to test what matters to you.
Every fact
Every fact
Home essentials
- Property type
- Apartment
- Price
- €530,000
- Living area
- 78 m²
- Bedrooms
- 2
- Bathrooms
- 1
- Listing type
- For sale
- Location
- KaylPosition is approximate
- Energy · thermal class
- G · G
- Heating
- Chaudière privative -> gaz
- Parking
- Indoor parking
- Year built
- 1990
- Terrace
- Yes
- Garage
- Yes
- Construction state
- Existing building
Full record
- CPE · énergie primaire
- G
- CPE · isolation thermique
- G
- Advertised asking price
- €530,000
- Price basis
- Asking price
Features
- Offer type
- For sale
- Construction status
- Existing building
- Bedrooms
- 2 count
- Bathrooms
- 1 count
- Building floors
- 1 count
- Heating system (source)
- Chaudière privative -> gaz
- Heating supply
- Individual heating
- Heating energy
- gas
- Interior features (source)
- Hall d'entrée, Vestiaire, Séjour, Cuisine indépendante, Chambre à coucher (1), Chambre à coucher (2), Salle de douche, Dalles en béton, Fenêtres en double vitrage PVC, Volets manuels, Électricité en bon état, Cuisine complètement équipée, Revêtement du sol en carrelage, grande cave privative avec fonctionnalité de buanderie
- Exterior features (source)
- Toiture vérifiée, Grande terrasse, Terrasse ouest, garage pour 1-2 voitures, parking extérieur devant le garage
- Parking spaces
- 1 count
- Parking type (source)
- indoor, outdoor
- Parking
- Yes
- Indoor parking
- Yes
- Cellar
- Yes
- Storage space
- Yes
- Open kitchen
- No
- Glazing
- double
- Fitted kitchen
- Yes
- Laundry room
- Yes
- Double glazing
Rooms, Lift, Orientation · Not stated.
Price
- Asking price
- €530,000
- Per m²
- €6,795
- Commune median / m²
- €7,849
Estimated range
Asking price: €530,000
€496,734 – €519,806
An indicative range, not a valuation or a promised selling price.
- Estimated range
- €496,734 – €519,806
- Estimate dated
- 5 Nov 2026
- Against the commune median
- -13.4%
- Comparable adverts
- 81
- Reference period
- 2026-11
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Source and method
Advertised price vs our estimate
This compares the advertised price with our own estimate for a home like this one. It is not a valuation of the property.
Our estimate for a home like this €496,734 – €519,806
For homes like this one, 9 out of 10 of our estimates land within 27% of the advertised price.
Method version: fair-price-2026.4
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 19 Oct 2026 · €530,000
- 19 Oct 2026 · €530,000
- days on ChatHome
- 26
- First seen
- 19 Oct 2026
- Source checked
- 19 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
- Against the commune median
- -13.4%
- Comparable adverts
- 81
- Reference period
- 2026-11
- Area at the commune median
- 67.5 m²
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €530,000
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €144,780
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €568,780
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €568,780
Estimated acquisition subtotal
- Asking price
- €530,000
- registration duty
- €31,800
- transcription duty
- €5,300
- municipal surcharge
- €0
- Transfer taxes
- €37,100
- Notary remuneration estimate (excluding VAT)
- €1,680
Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €424,000
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Source and method
Monthly costs · upfront cash · assumptions
Running costs
Our estimate
- To move in
- €38,780Calculated from the facts above · as of 5 Nov 2026
Not stated: Running costs
Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, VAT on notary remuneration, professional fees
Buy vs Rent Simulation
Should you buy or rent in Kayl?
Example only — review the assumptions below and calculate with your own figures before using the result.
Use a comparable rent, excluding charges. Change it if your current home is different.
Costs and assumptions
0 means confirmed none; blank means unknown.
Your scenario
€
Editable example rent: €25.65/m² × 78 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
%
%
Loading the stored starting rate…
years
years
No starting rate is available. Enter a rate to draw the chart.
Projected net worth by year
No starting rate is available. Enter a rate to draw the chart.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 20 years
The chart is a conditional known-cost scenario; missing costs may change the result.
Our estimate: Kayl asking rents for a home of this size, €20.83/m² × 78 m². · Q4 2026 · €1,620
- Scheduled mortgage payment
- €2,569
- Owner outflow in month one
- €3,012
- Renter outflow in month one
- €1,620
Key assumptions
- Down payment
- 20.0%
- Time horizon
- 20 years
- Annual property appreciation
- 2.0%
- Annual rent increase
- 2.0%
- Expected net investment return
- 4.0%
- Annual maintenance reserve
- 1.0%
- Selling costs
- 3.5%
- Assumed unused Bëllegen Akt credit (one buyer)
- €40,000
Example only — review the assumptions below and calculate with your own figures before using the result.
Monthly cash flow (Investors) · Estimated
Loading the stored starting rate…
Default
Editable example rent: €25.65/m² × 78 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Loading the stored starting rate…
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Editable example rent: €25.65/m² × 78 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
The initial renovation budget is estimated from size, age, and energy signals and should be treated as a placeholder.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 25 years
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Our estimate: Kayl asking rents for a home of this size, €20.83/m² × 78 m². · Q4 2026 · €1,620
- before vacancy
- 3.7%
- after a 5.0% vacancy reserve
- 3.5%
- Monthly mortgage
- €2,238
- Monthly cash flow · known costs only · before property tax
- -€935
Energy
G
Energy class G · Thermal class G
Heating: Chaudière privative -> gaz
A+ABCDEFGHI
Verified
- Energy class
- G
- Thermal class
- G
- Heating
- Chaudière privative -> gaz
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Kayl
- Year built
- 1990
This section is much better with the address. Do you know it?
Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.
Published search area · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
Loading map records…
Source and map details
Géoportail / ACTPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
Loading map records…
Source and map details
Administration de l’environnementPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
Loading map records…
Source and map details
Administration de la gestion de l’eauAround Kayl (town level; exact home location unavailable)
- Locality
- Kayl
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
Places shown
Supermarket1
Pharmacy1
Shopping centre0
No places recorded in this category within 2 km.
Cafés2
The exact home location is not public. The information shown describes the area.
Published search areaEveryday
The exact home location is not public. The information shown describes the area.
- Places shown
- 4
Earlier area record
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
Commute · transit · neighbourhood · local context
What is around it?
The exact home location is not public. The information shown describes the area.
Earlier area record
The address is needed to check distances, noise and flood exposure for this home.
Official figures for Kayl — For the whole commune, not for this home
- Population
- 9,989
- 2026 · +0.2 % in one year · STATEC
- Announced rent, apartments
- €1,579 per month · €25.7/m²
- 07/2025 – 06/2026 · 36 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Recorded apartment prices
- €7,257/m² (€4,539 – €9,467)
- 07/2025 – 06/2026 · 60 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Police region
- Sud-Ouest
- nearest station: Commissariat Kayldall
Kayl in numbers
Local context
ChatHome POI snapshot · 9 Nov 2026
Published search areaSchools and crèches
The exact home location is not public. The information shown describes the area.
- Places shown
- 8
A nearby school does not confirm catchment, places or admission.
Published search areaFootball pitch
The exact home location is not public. The information shown describes the area.
- Places shown
- 2
Commute
- Routes recorded
- 5 Nov 2026
Choose a destination and transport mode to compare the route with your time budget.
The exact home location is not public. The information shown describes the area.
- Luxembourg stationArea estimate28 min
- KirchbergArea estimate35 min
- Cloche d'OrArea estimate28 min
- Luxembourg City centreArea estimate33 min
- Belval / EschArea estimate24 min
- Findel airportArea estimate40 min
0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub
Sources and recorded routes
Recorded commute estimates
Recorded . Travel times may vary.
- To Luxembourg station · Driving · Peak · Commune area4–52 min
- To Kirchberg · Driving · Peak · Commune area11–58 min
- To Cloche d'Or · Driving · Peak · Commune area5–52 min
- To Luxembourg City centre · Driving · Peak · Commune area10–57 min
- To Belval / Esch · Driving · Peak · Commune area0–47 min
- To Findel airport · Driving · Peak · Commune area17–64 min
- To Luxembourg station · Public transport · Peak · Commune area24–85 min
- To Kirchberg · Public transport · Peak · Commune area49–120 min
- To Cloche d'Or · Public transport · Peak · Commune area31–96 min
- To Luxembourg City centre · Public transport · Peak · Commune area40–106 min
- To Belval / Esch · Public transport · Peak · Commune area18–69 min
- To Findel airport · Public transport · Peak · Commune area49–119 min
All recorded routes
- To Luxembourg station · Driving · Off-peak · Commune area0–48 min
- To Kirchberg · Driving · Off-peak · Commune area7–55 min
- To Cloche d'Or · Driving · Off-peak · Commune area1–48 min
- To Luxembourg City centre · Driving · Off-peak · Commune area6–53 min
- To Belval / Esch · Driving · Off-peak · Commune area0–43 min
- To Findel airport · Driving · Off-peak · Commune area12–60 min
- To Luxembourg station · Driving · Peak · Commune area4–52 min
- To Kirchberg · Driving · Peak · Commune area11–58 min
- To Cloche d'Or · Driving · Peak · Commune area5–52 min
- To Luxembourg City centre · Driving · Peak · Commune area10–57 min
- To Belval / Esch · Driving · Peak · Commune area0–47 min
- To Findel airport · Driving · Peak · Commune area17–64 min
- From Luxembourg station · Driving · Off-peak · Commune area0–47 min
- From Kirchberg · Driving · Off-peak · Commune area9–56 min
- From Cloche d'Or · Driving · Off-peak · Commune area0–48 min
- From Luxembourg City centre · Driving · Off-peak · Commune area5–53 min
- From Belval / Esch · Driving · Off-peak · Commune area0–42 min
- From Findel airport · Driving · Off-peak · Commune area13–61 min
- From Luxembourg station · Driving · Peak · Commune area2–50 min
- From Kirchberg · Driving · Peak · Commune area11–58 min
- From Cloche d'Or · Driving · Peak · Commune area2–50 min
- From Luxembourg City centre · Driving · Peak · Commune area7–55 min
- From Belval / Esch · Driving · Peak · Commune area0–45 min
- From Findel airport · Driving · Peak · Commune area16–63 min
- To Luxembourg station · Public transport · Peak · Commune area24–85 min
- To Kirchberg · Public transport · Peak · Commune area49–120 min
- To Cloche d'Or · Public transport · Peak · Commune area31–96 min
- To Luxembourg City centre · Public transport · Peak · Commune area40–106 min
- To Belval / Esch · Public transport · Peak · Commune area18–69 min
- To Findel airport · Public transport · Peak · Commune area49–119 min
- From Luxembourg station · Public transport · Peak · Commune area22–93 min
- From Kirchberg · Public transport · Peak · Commune area51–118 min
- From Cloche d'Or · Public transport · Peak · Commune area30–103 min
- From Luxembourg City centre · Public transport · Peak · Commune area40–108 min
- From Belval / Esch · Public transport · Peak · Commune area17–79 min
- From Findel airport · Public transport · Peak · Commune area54–126 min
- To Belval / Esch · Walking · Off-peak · Commune area81–129 min
- To Luxembourg station · Cycling · Off-peak · Commune area58–82 min
- To Kirchberg · Cycling · Off-peak · Commune area73–98 min
- To Cloche d'Or · Cycling · Off-peak · Commune area48–72 min
- To Luxembourg City centre · Cycling · Off-peak · Commune area62–86 min
- To Belval / Esch · Cycling · Off-peak · Commune area26–50 min
- To Findel airport · Cycling · Off-peak · Commune area85–109 min
- To Luxembourg station · Public transport · Off-peak · Commune area24–93 min
- To Kirchberg · Public transport · Off-peak · Commune area49–111 min
- To Cloche d'Or · Public transport · Off-peak · Commune area31–95 min
- To Luxembourg City centre · Public transport · Off-peak · Commune area42–109 min
- To Belval / Esch · Public transport · Off-peak · Commune area18–69 min
- To Findel airport · Public transport · Off-peak · Commune area49–106 min
- From Luxembourg station · Public transport · Off-peak · Commune area22–101 min
- From Kirchberg · Public transport · Off-peak · Commune area50–122 min
- From Cloche d'Or · Public transport · Off-peak · Commune area30–102 min
- From Luxembourg City centre · Public transport · Off-peak · Commune area39–114 min
- From Belval / Esch · Public transport · Off-peak · Commune area17–79 min
- From Findel airport · Public transport · Off-peak · Commune area50–127 min
property-location-commute-v2.12
Straight-line distances · 2 km search, not walking times
Area results, not a measurement from the home.
- Stops shown
- 16
- Kayl, SportshalPublic-transport stop · Mobiliteit.lu
- Tétange, GareTrain station · Mobiliteit.lu
- Tétange, SchungfabrikPublic-transport stop · Mobiliteit.lu
- Tétange, BréckPublic-transport stop · Mobiliteit.lu
- Kayl, GareTrain station · Mobiliteit.lu
- Kayl, Cité BerensPublic-transport stop · Mobiliteit.lu
- Tétange, KiirfechtPublic-transport stop · Mobiliteit.lu
- Kayl, route d'EschPublic-transport stop · Mobiliteit.lu
- Kayl, EecherweePublic-transport stop · Mobiliteit.lu
- Kayl, Cimetière KaylPublic-transport stop · Mobiliteit.lu
- Kayl, BréckPublic-transport stop · Mobiliteit.lu
- Tétange, SchoulPublic-transport stop · Mobiliteit.lu
- Kayl, PolicePublic-transport stop · Mobiliteit.lu
- Tétange, DuerfPublic-transport stop · Mobiliteit.lu
- Kayl, PostPublic-transport stop · Mobiliteit.lu
- Kayl, Um BrillPublic-transport stop · Mobiliteit.lu
GTFS / ChatHome POI snapshot · 9 Nov 2026
Do you need help? Please contact hello@chathome.lu