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House for sale · Esch-sur-Alzette

House for sale in Esch-sur-Alzette

Asking price
€595,000
Bedrooms
5
Bathrooms
1
Living area
240 m²

56% below the commune median per m²100 similar adverts

  • Terrace
  • Cellar
  • Laundry room
  • Fitted kitchen
  • Home office

Description

Translated by ChatHome. The agency's own words are one press away.

Floor real estate agency presents for sale this terraced house built in the 1950s in the heart of Esch-sur-Alzette, situated on a plot of 1,30 Ares. Adresse: 45, Rue des Charbons ; L-4053 Esch-sur-Alzette.

The house, with a living area of +/- 240 m2, is arranged as follows: In the basement: – Large cellar – Boiler room On the ground floor – Entrance hall – Former commercial space – Former workshop – Storage room – Laundry room – Access to the terrace On the 1st floor – Living room with dining area – Fitted & separate kitchen – Separate WC On the 2nd floor: – 2 bedrooms – Office – Separate WC On the 3rd floor: – 2 bedrooms – Bathroom Attic: – Non-convertible attic

Photo groups use stored image labels, not verified property facts.

1 / 11

Multi-storey attached house facade with an orange entrance door

Original listing photo

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Every fact

Every fact

Home essentials

Property type
House
Price
€595,000
Living area
240 m²
Bedrooms
5
Bathrooms
1
Listing type
For sale
Location
Esch-sur-Alzette
Lift
No
Plot
130 m²
Terrace
Yes
Cellar
Yes
Construction state
Existing building

Full record

Advertised asking price
€595,000
Price basis
Asking price

Features

Offer type
For sale
Construction status
Existing building
Plot area
130 m²
Bedrooms
5 count
Bathrooms
1 count
Step-free access
No
Wheelchair access
No
Air conditioning
No
Interior features (source)
Grande cave (au sous-sol), Chaufferie (au sous-sol), Hall d’entrée (au rez-de-chaussée), Ancien commerce (au rez-de-chaussée), Ancien atelier (au rez-de-chaussée), Débarras (au rez-de-chaussée), Buanderie (au rez-de-chaussée), Séjour avec salle à manger (au 1er étage), Cuisine équipée & fermée (au 1er étage), WC séparé (au 1er étage), 2 chambres à coucher (au 2ème étage), Bureau (au 2ème étage), WC séparé (au 2ème étage), 2 chambres à coucher (au 3ème étage), Salle de bains (au 3ème étage), Grenier non-aménageable (Combles)
Exterior features (source)
Terrain de 1,30 Ares, Accès à la terrasse (au rez-de-chaussée)
Storage space
Yes
Open kitchen
No
Fitted kitchen
Yes
Laundry room
Yes
Fireplace
No
Separate WC
Yes
Home office

Rooms, Energy · thermal class, Heating, Parking, Orientation · Not stated.

Price

Asking price
€595,000
Per m²
€2,479
Commune median / m²
€5,672
No price estimate for this home yet.

Local asking-price comparison

Per m²
€2,479
Commune median / m²
€5,672
Against the commune median
-56.3%
Comparable adverts
100
Reference period
2026-11

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.

Every price change recorded since this offer began. Earlier offers of this home are not shown.

Source and method
  1. 23 Oct 2026 · €595,000
  2. 25 Oct 2026 · €595,000
days on ChatHome
23
First seen
23 Oct 2026
Source checked
25 Oct 2026
Recorded changes
0

A longer listing period or a reduction does not prove the seller will accept less.

2018-Q1 · €426,624

Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.

Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
Against the commune median
-56.3%
Comparable adverts
100
Reference period
2026-11
Area at the commune median
104.9 m²

An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.

Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.

Asking price€595,000

Enter an amount to compare

A private working amount. Saving it does not send an offer to the agency.

Asking price
€595,000

An indicative range, not a valuation or a promised selling price.

Finance

Cash needed≥ €162,395
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €638,395
Financing assumptions · 20% · 25 years
What financing would suit you?
Down payment

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Add the missing amounts in the cost controls to complete this result.

Project budget
≥ €638,395

Estimated acquisition subtotal

Asking price
€595,000
registration duty
€35,700
transcription duty
€5,950
municipal surcharge
€0
Transfer taxes
€41,650
Notary remuneration estimate (excluding VAT)
€1,745

Estimate from the official notary tariff (RGD 24.07.1971 · Art. 6, barème 7 · Art. 19(89); checked 29 Oct 2026). Excluding VAT, copies and disbursements. Ask the notary for the exact amount.

Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.

Mortgage balance
€476,000
Financing assumptions · 20% · 25 years
What financing would suit you?
Down payment

Loading the stored starting rate…

Use for the tax calculation
Costs and assumptions

6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu

Fees and other costs · € (enter 0 only if confirmed)

Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees

Monthly budget

Add the missing amounts in the cost controls to complete this result.

Known costs only

Financing assumptions · 20% · 25 years
What financing would suit you?
Down payment

Loading the stored starting rate…

Costs and assumptions

0 means confirmed none; blank means unknown.

Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.

Loan payment only. Running costs and fees are separate. · 25

Source and method

Monthly costs · upfront cash · assumptions

Running costs

Our estimate
To move in
€43,395
Calculated from the facts above · as of 4 Nov 2026

Not stated: Running costs

Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, VAT on notary remuneration, professional fees

Use a comparable rent, excluding charges. Change it if your current home is different.

Costs and assumptions

0 means confirmed none; blank means unknown.

Your scenario

€
%
%

Loading the stored starting rate…

years
years

Projected net worth by year

No starting rate or example rent is available. Enter both to draw the chart.

Earlier saved calculation

These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.

Saved constant-rate scenario: 4% · 30 Oct 2026.

Loan term: 20 years

The chart is a conditional known-cost scenario; missing costs may change the result.

Our estimate from Esch-sur-Alzette's sale prices: asking rents for a home of this size, €16.16/m² × 240 m² (Esch-sur-Alzette has too few rentals). · Q4 2026 · €3,880

Scheduled mortgage payment
€2,884
Owner outflow in month one
€3,381
Renter outflow in month one
€3,880
Key assumptions
Down payment
20.0%
Time horizon
20 years
Annual property appreciation
2.0%
Annual rent increase
2.0%
Expected net investment return
4.0%
Annual maintenance reserve
1.0%
Selling costs
3.5%
Assumed unused Bëllegen Akt credit (one buyer)
€40,000

Example only — review the assumptions below and calculate with your own figures before using the result.

Monthly cash flow (Investors) · Estimated

Loading the stored starting rate…

Default

Loading the stored starting rate…

Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.

Assumptions you can tune

Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.

ACD — LIR 106

Assumptions you can tune

Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.

What is estimated

Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.

Default
Rent defaults to a Luxembourg-oriented gross-yield estimate until you replace it.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
House maintenance starts from a monthly reserve based on the current buy-side calculator defaults.
Earlier saved calculation

These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.

Saved constant-rate scenario: 4% · 30 Oct 2026.

Loan term: 25 years

Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.

Our estimate from Esch-sur-Alzette's sale prices: asking rents for a home of this size, €16.16/m² × 240 m² (Esch-sur-Alzette has too few rentals). · Q4 2026 · €3,880

before vacancy
7.8%
after a 5.0% vacancy reserve
7.4%
Monthly mortgage
€2,513
Monthly cash flow · known costs only · before property tax
€163

Energy

The advert does not state an energy class. Ask the agency for the energy certificate: the seller or landlord has to provide one.

No certificate document is recorded for this listing.

Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.

Country-specific model and source assumptions

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.

Next verification

Ask for recent consumption, bills and building charge statements.

Costs & classes →

Land

Location
Esch-sur-Alzette
Year built
—
Plot
130 m²

Published location · Géoportail · Orthophoto 2025

Loading map records…

Source and map detailsGéoportail / ACT

Published location

Road noise
None mapped
Rail noise
None mapped
Aircraft noise
None mapped
Mapped thresholds · dB Lden
Not established

Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.

Loading map records…

Source and map detailsAdministration de l’environnement

Published location

Flood zone
None mapped
Mapped flood scenarios
Not established

The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.

Loading map records…

Source and map detailsAdministration de la gestion de l’eau

Neighbourhood

Locality
Esch-sur-Alzette
Search radius
2 km
Snapshot dated
9 Nov 2026

Places shown

Supermarket1

Pharmacy4

Shopping centre0

No places recorded in this category within 2 km.

Cafés11

Straight-line distances · 2 km search, not journey times

Published home locationEveryday

Straight-line distances · 2 km search, not journey times

Places shown
16
Nearest listed place
Pharmacie du Nord · 180 m
Earlier area record

These saved counts use their recorded search radii and date; they are separate from the named places shown above.

4 Nov 2026

Commute · transit · neighbourhood · local context

What is around it?

Nearest, on foot

Our estimate
Nearest crèche
5 min
Nearest bus or tram stop
1 min7.5 departures an hour on weekday mornings
Nearest park
5 min
Nearest school
2 min
Nearest train station
7 min

Flood zone

Not in a flood zoneOfficial flood maps · measured from the address

Noise and air

  • None mappedRoad noise
  • None mappedRail noise
  • None mappedAircraft noise

Not checked yet: Air quality · Traffic exposure

Official figures for Esch-sur-Alzette — For the whole commune, not for this home

Population
38,275
2026 · +0.9 % in one year · STATEC
Announced rent, apartments
€1,088 per month · €45.4/m²
07/2025 – 06/2026 · 623 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Recorded apartment prices
€6,427/m² (€4,147 – €8,709)
07/2025 – 06/2026 · 239 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
Police region
Sud-Ouest
nearest station: Commissariat Esch / Esch Centre (600 m)

Esch-sur-Alzette in numbers

What is nearby — counted within the search radius, not rated

4 Nov 2026

  • Supermarket2Search radius: 1 km
  • Pharmacy6Search radius: 1 km
  • Hospital1Search radius: 1 km
  • Restaurants31Search radius: 1 km
  • Cafés18Search radius: 1 km
  • Nightlife22Search radius: 1 km
  • Gym4Search radius: 1 km
  • Swimming pool2Search radius: 1 km
  • Tennis5Search radius: 1 km
  • Playground14Search radius: 1 km
  • Schools5· 2 min walkSearch radius: 1 km
  • Crèche13· 5 min walkSearch radius: 1 km
  • Park10· 5 min walkSearch radius: 1 km

ChatHome POI snapshot · 9 Nov 2026

Published home locationSchools and crèches

Straight-line distances · 2 km search, not journey times

Places shown
25
Nearest listed place
École Jean Jaurès · 350 m

A nearby school does not confirm catchment, places or admission.

Published home locationSports hall

Straight-line distances · 2 km search, not journey times

Places shown
7
Nearest listed place
Les Bains du parc · 390 m

Commute

Routes recorded
4 Nov 2026

Choose a destination and transport mode to compare the route with your time budget.

  1. Luxembourg station24 min
  2. Kirchberg31 min
  3. Cloche d'Or24 min
  4. Luxembourg City centre29 min
  5. Belval / Esch12 min
  6. Findel airport37 min

0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub

Sources and recorded routes

Recorded commute estimates

Recorded . Travel times may vary.

  • To Luxembourg station · Driving · Peak · Public property location18–29 min
  • To Kirchberg · Driving · Peak · Public property location26–37 min
  • To Cloche d'Or · Driving · Peak · Public property location19–30 min
  • To Luxembourg City centre · Driving · Peak · Public property location23–34 min
  • To Belval / Esch · Driving · Peak · Public property location7–18 min
  • To Findel airport · Driving · Peak · Public property location31–42 min
  • To Luxembourg station · Public transport · Peak · Public property location29–65 min
  • To Kirchberg · Public transport · Peak · Public property location57–92 min
  • To Cloche d'Or · Public transport · Peak · Public property location29–63 min
  • To Luxembourg City centre · Public transport · Peak · Public property location46–81 min
  • To Belval / Esch · Public transport · Peak · Public property location9–40 min
  • To Findel airport · Public transport · Peak · Public property location54–92 min
All recorded routes
  • To Luxembourg station · Driving · Off-peak · Public property location15–26 min
  • To Kirchberg · Driving · Off-peak · Public property location22–33 min
  • To Cloche d'Or · Driving · Off-peak · Public property location15–26 min
  • To Luxembourg City centre · Driving · Off-peak · Public property location19–30 min
  • To Belval / Esch · Driving · Off-peak · Public property location4–15 min
  • To Findel airport · Driving · Off-peak · Public property location27–38 min
  • To Luxembourg station · Driving · Peak · Public property location18–29 min
  • To Kirchberg · Driving · Peak · Public property location26–37 min
  • To Cloche d'Or · Driving · Peak · Public property location19–30 min
  • To Luxembourg City centre · Driving · Peak · Public property location23–34 min
  • To Belval / Esch · Driving · Peak · Public property location7–18 min
  • To Findel airport · Driving · Peak · Public property location31–42 min
  • From Luxembourg station · Driving · Off-peak · Public property location16–27 min
  • From Kirchberg · Driving · Off-peak · Public property location25–36 min
  • From Cloche d'Or · Driving · Off-peak · Public property location16–27 min
  • From Luxembourg City centre · Driving · Off-peak · Public property location19–30 min
  • From Belval / Esch · Driving · Off-peak · Public property location4–15 min
  • From Findel airport · Driving · Off-peak · Public property location29–40 min
  • From Luxembourg station · Driving · Peak · Public property location18–29 min
  • From Kirchberg · Driving · Peak · Public property location27–38 min
  • From Cloche d'Or · Driving · Peak · Public property location18–29 min
  • From Luxembourg City centre · Driving · Peak · Public property location22–33 min
  • From Belval / Esch · Driving · Peak · Public property location6–17 min
  • From Findel airport · Driving · Peak · Public property location32–43 min
  • To Luxembourg station · Public transport · Peak · Public property location29–65 min
  • To Kirchberg · Public transport · Peak · Public property location57–92 min
  • To Cloche d'Or · Public transport · Peak · Public property location29–63 min
  • To Luxembourg City centre · Public transport · Peak · Public property location46–81 min
  • To Belval / Esch · Public transport · Peak · Public property location9–40 min
  • To Findel airport · Public transport · Peak · Public property location54–92 min
  • From Luxembourg station · Public transport · Peak · Public property location32–69 min
  • From Kirchberg · Public transport · Peak · Public property location50–96 min
  • From Cloche d'Or · Public transport · Peak · Public property location24–66 min
  • From Luxembourg City centre · Public transport · Peak · Public property location41–87 min
  • From Belval / Esch · Public transport · Peak · Public property location7–42 min
  • From Findel airport · Public transport · Peak · Public property location56–105 min
  • To Belval / Esch · Walking · Off-peak · Public property location31–38 min
  • To Luxembourg station · Cycling · Off-peak · Public property location64–69 min
  • To Kirchberg · Cycling · Off-peak · Public property location79–84 min
  • To Cloche d'Or · Cycling · Off-peak · Public property location54–59 min
  • To Luxembourg City centre · Cycling · Off-peak · Public property location67–72 min
  • To Belval / Esch · Cycling · Off-peak · Public property location9–14 min
  • To Findel airport · Cycling · Off-peak · Public property location91–96 min
  • To Luxembourg station · Public transport · Off-peak · Public property location31–60 min
  • To Kirchberg · Public transport · Off-peak · Public property location55–94 min
  • To Cloche d'Or · Public transport · Off-peak · Public property location29–61 min
  • To Luxembourg City centre · Public transport · Off-peak · Public property location42–80 min
  • To Belval / Esch · Public transport · Off-peak · Public property location9–40 min
  • To Findel airport · Public transport · Off-peak · Public property location51–94 min
  • From Luxembourg station · Public transport · Off-peak · Public property location32–69 min
  • From Kirchberg · Public transport · Off-peak · Public property location55–100 min
  • From Cloche d'Or · Public transport · Off-peak · Public property location22–68 min
  • From Luxembourg City centre · Public transport · Off-peak · Public property location41–87 min
  • From Belval / Esch · Public transport · Off-peak · Public property location7–42 min
  • From Findel airport · Public transport · Off-peak · Public property location43–99 min

property-location-commute-v2.12

Straight-line distances · 2 km search, not walking times

Stops shown
16
Nearest listed stop
Esch-sur-Alzette, Rue Victor Hugo · 90 m
Walk to nearest public-transport stop
1 min
Walk to nearest train station
7 min

8 departures an hour on weekday mornings.

  1. Esch-sur-Alzette, Rue Victor HugoPublic-transport stop · Mobiliteit.lu90 m
  2. Esch-sur-Alzette, EIDEPublic-transport stop · Mobiliteit.lu150 m
  3. Esch-sur-Alzette, Rue LargePublic-transport stop · Mobiliteit.lu290 m
  4. Esch-sur-Alzette, Place de StalingradPublic-transport stop · Mobiliteit.lu350 m
  5. Esch-sur-Alzette, rue Large provisoirePublic-transport stop · Mobiliteit.lu370 m
  6. Esch-sur-Alzette, Grand-ruePublic-transport stop · Mobiliteit.lu440 m
  7. Esch-sur-Alzette, Piscine Bains du ParcPublic-transport stop · Mobiliteit.lu460 m
  8. Esch-sur-Alzette, Bd Prince HenriPublic-transport stop · Mobiliteit.lu500 m
  9. Esch-sur-Alzette, Terres RougesPublic-transport stop · Mobiliteit.lu530 m
  10. Esch-sur-Alzette, AuszéibréckPublic-transport stop · Mobiliteit.lu530 m
  11. Esch-sur-Alzette, Lycée des GarçonsPublic-transport stop · Mobiliteit.lu550 m
  12. Esch-sur-Alzette, Auberge de JeunessePublic-transport stop · Mobiliteit.lu590 m
  13. Esch-sur-Alzette, Passerelle GaalgebiergPublic-transport stop · Mobiliteit.lu600 m
  14. Esch-sur-Alzette, Place de l'Hôtel de VillePublic-transport stop · Mobiliteit.lu610 m
  15. Esch-sur-Alzette, PeckeschhaffPublic-transport stop · Mobiliteit.lu630 m
  16. Esch-sur-Alzette, DellhéichtPublic-transport stop · Mobiliteit.lu630 m

GTFS / ChatHome POI snapshot · 9 Nov 2026

Next step

4/5
Facts we can prove
23 Oct 2026
First seen

Buying

Asking price
€595,000
To move in
€43,395
Costs & energy →

Typical planning ranges from the official procedure — not a promise; tap a step for who does what.

FLOOR Real Estate

Source · FLOOR Real Estate
First seen
23 Oct 2026
Last checked
25 Oct 2026

Facts we can prove · 4/5

Next step · FLOOR Real Estate

Contact

Who to speak to

FLOOR Real Estate

Last checked · 25 Oct 2026

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Property truth report

About this data

Asking details as the agency published them, not a completed-sale value. Every figure carries a dot saying who established it.

Is this your agency?

Your message

Energy

Not stated

Ask to see the energy certificate and check its date.

Contact →

Terrace

Yes

Measure the outdoor space and check its condition.

Contact →

Parking

Not stated

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Contact →

Monthly charges

Not stated

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Questions

The obvious questions

Answered by ChatHome from the facts on this page. Answers about the area name the public data behind them. None of this is the agency's own wording.

How much does this house cost?

The agency's asking price is €595,000.

How far is the nearest bus or tram stop?

About 1 minute on foot. Estimated at walking pace from the straight-line distance. Source: Published public-transport timetables. Measured from the address.

How far is the nearest train station?

About 7 minutes on foot. Estimated at walking pace from the straight-line distance. Source: Published public-transport timetables. Measured from the address.

Is this location in a flood zone?

The official flood maps show no flood zone at the measured point. Measured from the address.

What is the price per m²?

€2,479 per m²: €595,000 divided by the stated living area of 240 m².

How big is it, and how many bedrooms and bathrooms?

The living area is 240 m². It has 5 bedrooms. It has 1 bathroom.

Show all 8 questions

Where is this property located?

The property is in Esch-sur-Alzette, Luxembourg.

What type of property is this?

This is a house.

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