Energy
A
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The exact home location is not public. The information shown describes the area.
- Asking price
- €695,000
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 84 m²
- Energy class
- A
- Floor
- 2
In line with the commune median per m²98 similar adverts
- Balcony
- Open kitchen
- Open-plan living
- Separate WC
Description
The agency's description, word for wordTranslated by ChatHome. The agency's own words are one press away.
Découvrez cet appartement charmant situé au 2ème étage du bâtiment A de la résidence "CHARLOTTE" à Mersch. Avec une surface habitable de 84 m², cet espace moderne se compose de deux chambres confortables, d'une salle de bain et d'un lumineux salon spacieux avec une cuisine ouverte à aménager. Un balcon de 6,65 m² vous invite à profiter de moments de détente à l'extérieur tout en étant au cœur de la ville. La résidence, qui comprend 15 appartements et un espace commercial, est idéalement placée à proximité des commerces, des écoles et des transports en commun. Ce bien se distingue par sa performance énergétique de classe A, témoignant d'une construction de qualité avec des finitions soignées, des matériaux durables et un design architectural contemporain. L'isolation thermique et acoustique renforcée assure un confort optimal dans un cadre de vie agréable. Que vous soyez un couple, une petite famille ou un investisseur à la recherche d'un bien moderne dans un environnement dynamique, cet appartement saura répondre à vos attentes. N'hésitez pas à contacter notre agence pour organiser une visite et découvrir ce bien d'exception.
Discover this charming apartment located on the 2nd floor of Building A of the "CHARLOTTE" residence in Mersch. With a living area of 84 m², this modern space consists of 2 comfortable bedrooms, a bathroom, and a bright, spacious living room with an open kitchen to be fitted out.
A 6,65 m² balcony invites you to enjoy relaxing moments outdoors while being in the heart of the town. The residence, which includes 15 apartments and a commercial space, is ideally situated close to shops, schools, and public transport.
Full description
This property stands out for its class A energy performance, testifying to quality construction with meticulous finishes, sustainable materials, and a contemporary architectural design. Reinforced thermal and acoustic insulation ensures optimal comfort in a pleasant living environment.
Whether you are a couple, a small family, or an investor looking for a modern property in a dynamic environment, this apartment will meet your expectations. Do not hesitate to contact our agency to arrange a viewing and discover this exceptional property.
Photo groups use stored image labels, not verified property facts.
1 / 2
Architectural rendering of the CHARLOTTE I and CHARLOTTE II buildings.
Original listing photo
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Listing documents · 1
Every fact
Every fact
Home essentials
- Property type
- Apartment
- Price
- €695,000
- Living area
- 84 m²
- Bedrooms
- 2
- Bathrooms
- 2
- Listing type
- For sale
- Location
- MerschPosition is approximate
- Energy · thermal class
- A · A
- Floor
- 2
Full record
- CPE · énergie primaire
- A
- CPE · isolation thermique
- A
- Advertised asking price
- €695,000
- Price basis
- Asking price
Features
- Offer type
- For sale
- Usable area
- 81.04 m²
- Storage area
- 2.17 m²
- Bedrooms
- 2 count
- Bathrooms
- 2 count
- Floor
- 2 count
- Floor plan
- Yes
- Architectural style (source)
- design architectural contemporain
- Interior features (source)
- deux chambres confortables, salle de bain, salon spacieux avec une cuisine ouverte à aménager, isolation thermique et acoustique renforcée
- Exterior features (source)
- balcon de 6,65 m²
- Balcony
- Yes
- Private outdoor area
- 6.65 m²
- Storage space
- Yes
- Open kitchen
- Yes
- Fitted kitchen
- No
- Separate WC
- Yes
- Open-plan living
Rooms, Construction state, Heating, Lift, Parking, Orientation · Not stated.
Price
- Asking price
- €695,000
- Per m²
- €8,274
- Commune median / m²
- €8,303
Estimated range
Asking price: €695,000
€657,145 – €753,775
An indicative range, not a valuation or a promised selling price.
- Estimated range
- €657,145 – €753,775
- Estimate dated
- 4 Nov 2026
- Against the commune median
- -0.4%
- Comparable adverts
- 98
- Reference period
- 2026-11
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ.
Source and method
Advertised price vs our estimate
This compares the advertised price with our own estimate for a home like this one. It is not a valuation of the property.
Our estimate for a home like this €657,145 – €753,775
For homes like this one, 9 out of 10 of our estimates land within 27% of the advertised price.
Method version: fair-price-2026.4
Every price change recorded since this offer began. Earlier offers of this home are not shown.
Source and method
- 19 Oct 2026 · €695,000
- 26 Oct 2026 · €695,000
- days on ChatHome
- 27
- First seen
- 19 Oct 2026
- Source checked
- 26 Oct 2026
- Recorded changes
- 0
A longer listing period or a reduction does not prove the seller will accept less.
How this is calculated
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Official national house-price index for purchases of existing dwellings, all dwelling types together; it is country-level context, not a commune or apartment/house index. Quarters flagged provisional or estimated by Eurostat may be revised.
Illustrative path: today's asking price is rebased with the named official source's transaction-price index for existing homes. It is not this property's price history or a valuation.
Source and method
Luxembourg (whole country) · official existing-home indexObservation period: 2018-Q1 – 2026-Q2Source updated: 2026-10-01T09:00:00.000Z2015=100Latest point provisionalSource: Eurostat — House price index — quarterly data (prc_hpi_q), purchases of existing dwellingsSource: Eurostat (prc_hpi_q), data compiled by STATEC · Creative Commons Attribution 4.0 International (CC BY 4.0)
- Against the commune median
- -0.4%
- Comparable adverts
- 98
- Reference period
- 2026-11
- Area at the commune median
- 83.7 m²
An official market index shows the wider trend. It is separate from this advert’s history and does not predict this home’s sale price.
Same property type and offer type. Asking prices, not completed sales; condition and exact location can differ. A price comparison only; it does not describe another home.
A private working amount. Saving it does not send an offer to the agency.
- Asking price
- €695,000
An indicative range, not a valuation or a promised selling price.
Finance
Cash needed≥ €189,495
Mortgage / monthAdd your amount
Monthly costAdd your amount
Project budget≥ €745,495
Financing assumptions · 20% · 25 years
Add the missing amounts in the cost controls to complete this result.
- Project budget
- ≥ €745,495
Estimated acquisition subtotal
- Asking price
- €695,000
- registration duty
- €41,700
- transcription duty
- €6,950
- municipal surcharge
- €0
- Transfer taxes
- €48,650
- Notary remuneration estimate (excluding VAT)
- €1,845
Not included: Bëllegen Akt tax credit, VAT on notary remuneration, notary disbursements, professional fees, mortgage deed costs, lender fees. Ask your bank and notary.
- Mortgage balance
- €556,000
Financing assumptions · 20% · 25 years
Costs and assumptions
6% registration + 1% transcription are taxes collected by the notary. The notary’s fees and bank costs require separate quotes. Guichet.lu
Bëllegen Akt tax credit · VAT on notary remuneration · notary disbursements · professional fees · mortgage deed costs · lender fees
Monthly budget
Add the missing amounts in the cost controls to complete this result.
Known costs only
Financing assumptions · 20% · 25 years
Costs and assumptions
Count the building reserve once. Check the charge statement and approved major works; keep a separate budget for your own repairs.
0 means confirmed none; blank means unknown.
Blank costs remain unknown. Included costs need a confirmed charge amount. These totals use your inputs, not a bank offer.
Loan payment only. Running costs and fees are separate. · 25
Source and method
Monthly costs · upfront cash · assumptions
Running costs
Our estimate
- To move in
- €50,495Calculated from the facts above · as of 4 Nov 2026
Not stated: Running costs
Not counted, because the listing does not state them: Bëllegen Akt tax credit, how the purchase is financed, lender fees, mortgage deed costs, notary disbursements, VAT on notary remuneration, professional fees
Buy vs Rent Simulation
Should you buy or rent in Mersch?
Example only — review the assumptions below and calculate with your own figures before using the result.
Use a comparable rent, excluding charges. Change it if your current home is different.
Costs and assumptions
0 means confirmed none; blank means unknown.
Your scenario
€
Editable example rent: €23.12/m² × 84 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
%
%
Loading the stored starting rate…
years
years
No starting rate is available. Enter a rate to draw the chart.
Projected net worth by year
No starting rate is available. Enter a rate to draw the chart.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 20 years
The chart is a conditional known-cost scenario; missing costs may change the result.
Our estimate: Mersch asking rents for a home of this size, €14.28/m² × 84 m². · Q4 2026 · €1,200
- Scheduled mortgage payment
- €3,369
- Owner outflow in month one
- €3,949
- Renter outflow in month one
- €1,200
Key assumptions
- Down payment
- 20.0%
- Time horizon
- 20 years
- Annual property appreciation
- 2.0%
- Annual rent increase
- 2.0%
- Expected net investment return
- 4.0%
- Annual maintenance reserve
- 1.0%
- Selling costs
- 3.5%
- Assumed unused Bëllegen Akt credit (one buyer)
- €40,000
Example only — review the assumptions below and calculate with your own figures before using the result.
Monthly cash flow (Investors) · Estimated
Loading the stored starting rate…
Default
Editable example rent: €23.12/m² × 84 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Loading the stored starting rate…
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Assumptions you can tune
Without a documented building value, no depreciation deduction is assumed. The 4% illustration needs documented eligibility and assumes up to five eligible full years, then 2%. Deductible costs and interest reduce taxable rent; Mortgage principal does not reduce taxable rent. Depreciation reduces taxable rent but is not a cash expense.
ACD — LIR 106Assumptions you can tune
Adjust the inputs below to match your financing, taxes, operating costs, and hold strategy.
What is estimated
Indicative investor planning only, not regulated financial or tax advice. Check Luxembourg tax treatment and transaction costs with a qualified advisor before acting.
Default
Editable example rent: €23.12/m² × 84 m², from Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire (2026-Q2, 2025-07-01 – 2026-06-30). This is the commune’s announced average, not this home’s rent.
Sale tax starts from a Luxembourg-oriented holding-period estimate and should be adjusted to your own situation.
The ETF comparison uses the same upfront cash and automatically mirrors any negative monthly property carry.
No copro charges were provided, so the model starts from a Luxembourg apartment default until you replace it.
Earlier saved calculation
These dated results use their recorded assumptions; the editable calculation uses the shared inputs shown above.
Saved constant-rate scenario: 4% · 30 Oct 2026.
Loan term: 25 years
Upfront cash includes known statutory duties; notary, lender and any municipal costs still require quotes.
Our estimate: Mersch asking rents for a home of this size, €14.28/m² × 84 m². · Q4 2026 · €1,200
- before vacancy
- 2.1%
- after a 5.0% vacancy reserve
- 2.0%
- Monthly mortgage
- €2,935
- Monthly cash flow · known costs only · before property tax
- -€1,997
Energy
A
Energy class A · Thermal class A
A+ABCDEFGHI
Verified
- Energy class
- A
- Thermal class
- A
Not stated: Heating
No certificate document is recorded for this listing.
Private file · unverified · PDF or image, up to 15 MiB. Uploading does not change the public listing.
Country-specific model and source assumptions
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
A model is not a measured bill. Check the fuels, tariff period and included costs before using the total.
Next verification
Ask for recent consumption, bills and building charge statements.
Costs & classes →Land
- Location
- Mersch
- Year built
- —
This section is much better with the address. Do you know it?
Saved privately on your profile, including as a guest. Your observation stays unverified and does not replace the advert’s facts. Kept until changed or your account is deleted.
Published search area · Géoportail · Orthophoto 2025
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
Loading map records…
Source and map details
Géoportail / ACTPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped thresholds · dB Lden
- Not established
Lden models average outdoor noise over a year, with evening and night weighting. It does not describe noise peaks or indoor conditions.
Loading map records…
Source and map details
Administration de l’environnementPublished search area
Only an area is public for this home. A public parcel location is needed to establish its zoning, planning rules and exposure. The map describes the surrounding area.
- Mapped flood scenarios
- Not established
The colours show modelled flood extents for different scenarios. They do not establish water depth at this home.
Loading map records…
Source and map details
Administration de la gestion de l’eauAround Mersch (town level; exact home location unavailable)
- Locality
- Mersch
- Search radius
- 2 km
- Snapshot dated
- 9 Nov 2026
Places shown
Supermarket3
Pharmacy2
Shopping centre3
Cafés1
The exact home location is not public. The information shown describes the area.
Published search areaEveryday
The exact home location is not public. The information shown describes the area.
- Places shown
- 9
Earlier area record
These saved counts use their recorded search radii and date; they are separate from the named places shown above.
Commute · transit · neighbourhood · local context
What is around it?
The exact home location is not public. The information shown describes the area.
Earlier area record
The address is needed to check distances, noise and flood exposure for this home.
Official figures for Mersch — For the whole commune, not for this home
- Population
- 10,888
- 2026 · +2.2 % in one year · STATEC
- Announced rent, apartments
- €1,710 per month · €23.1/m²
- 07/2025 – 06/2026 · 53 offers · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Recorded apartment prices
- €7,618/m² (€5,618 – €9,491)
- 07/2025 – 06/2026 · 41 sales · Observatoire de l'Habitat — Ministère du Logement et de l'Aménagement du territoire
- Police region
- Centre-Est
- nearest station: Commissariat Mersch
Mersch in numbers
Local context
ChatHome POI snapshot · 9 Nov 2026
Published search areaSchools and crèches
The exact home location is not public. The information shown describes the area.
- Places shown
- 3
A nearby school does not confirm catchment, places or admission.
Published search areaPlayground
The exact home location is not public. The information shown describes the area.
- Places shown
- 1
Commute
- Routes recorded
- 4 Nov 2026
Choose a destination and transport mode to compare the route with your time budget.
The exact home location is not public. The information shown describes the area.
- Luxembourg stationArea estimate27 min
- KirchbergArea estimate22 min
- Cloche d'OrArea estimate28 min
- Luxembourg City centreArea estimate32 min
- Belval / EschArea estimate37 min
- Findel airportArea estimate28 min
0–60 min · bars capped at 60 min · Recorded morning peak · towards the hub
Sources and recorded routes
Recorded commute estimates
Recorded . Travel times may vary.
- To Luxembourg station · Driving · Peak · Commune area3–51 min
- To Kirchberg · Driving · Peak · Commune area0–46 min
- To Cloche d'Or · Driving · Peak · Commune area4–51 min
- To Luxembourg City centre · Driving · Peak · Commune area8–56 min
- To Belval / Esch · Driving · Peak · Commune area14–61 min
- To Findel airport · Driving · Peak · Commune area4–52 min
- To Luxembourg station · Public transport · Peak · Commune area14–78 min
- To Kirchberg · Public transport · Peak · Commune area28–104 min
- To Cloche d'Or · Public transport · Peak · Commune area34–89 min
- To Luxembourg City centre · Public transport · Peak · Commune area26–96 min
- To Belval / Esch · Public transport · Peak · Commune area53–129 min
- To Findel airport · Public transport · Peak · Commune area40–114 min
All recorded routes
- To Luxembourg station · Driving · Off-peak · Commune area0–48 min
- To Kirchberg · Driving · Off-peak · Commune area0–43 min
- To Cloche d'Or · Driving · Off-peak · Commune area1–49 min
- To Luxembourg City centre · Driving · Off-peak · Commune area5–52 min
- To Belval / Esch · Driving · Off-peak · Commune area11–59 min
- To Findel airport · Driving · Off-peak · Commune area1–48 min
- To Luxembourg station · Driving · Peak · Commune area3–51 min
- To Kirchberg · Driving · Peak · Commune area0–46 min
- To Cloche d'Or · Driving · Peak · Commune area4–51 min
- To Luxembourg City centre · Driving · Peak · Commune area8–56 min
- To Belval / Esch · Driving · Peak · Commune area14–61 min
- To Findel airport · Driving · Peak · Commune area4–52 min
- From Luxembourg station · Driving · Off-peak · Commune area2–50 min
- From Kirchberg · Driving · Off-peak · Commune area0–45 min
- From Cloche d'Or · Driving · Off-peak · Commune area3–50 min
- From Luxembourg City centre · Driving · Off-peak · Commune area2–50 min
- From Belval / Esch · Driving · Off-peak · Commune area11–59 min
- From Findel airport · Driving · Off-peak · Commune area2–49 min
- From Luxembourg station · Driving · Peak · Commune area4–52 min
- From Kirchberg · Driving · Peak · Commune area0–47 min
- From Cloche d'Or · Driving · Peak · Commune area4–52 min
- From Luxembourg City centre · Driving · Peak · Commune area4–52 min
- From Belval / Esch · Driving · Peak · Commune area13–60 min
- From Findel airport · Driving · Peak · Commune area4–51 min
- To Luxembourg station · Public transport · Peak · Commune area14–78 min
- To Kirchberg · Public transport · Peak · Commune area28–104 min
- To Cloche d'Or · Public transport · Peak · Commune area34–89 min
- To Luxembourg City centre · Public transport · Peak · Commune area26–96 min
- To Belval / Esch · Public transport · Peak · Commune area53–129 min
- To Findel airport · Public transport · Peak · Commune area40–114 min
- From Luxembourg station · Public transport · Peak · Commune area11–88 min
- From Kirchberg · Public transport · Peak · Commune area29–106 min
- From Cloche d'Or · Public transport · Peak · Commune area30–108 min
- From Luxembourg City centre · Public transport · Peak · Commune area24–99 min
- From Belval / Esch · Public transport · Peak · Commune area52–143 min
- From Findel airport · Public transport · Peak · Commune area40–119 min
- To Luxembourg station · Cycling · Off-peak · Commune area62–86 min
- To Kirchberg · Cycling · Off-peak · Commune area61–85 min
- To Cloche d'Or · Cycling · Off-peak · Commune area69–93 min
- To Luxembourg City centre · Cycling · Off-peak · Commune area56–81 min
- To Findel airport · Cycling · Off-peak · Commune area79–104 min
- To Luxembourg station · Public transport · Off-peak · Commune area16–98 min
- To Kirchberg · Public transport · Off-peak · Commune area30–108 min
- To Cloche d'Or · Public transport · Off-peak · Commune area35–108 min
- To Luxembourg City centre · Public transport · Off-peak · Commune area28–100 min
- To Belval / Esch · Public transport · Off-peak · Commune area54–131 min
- To Findel airport · Public transport · Off-peak · Commune area42–120 min
- From Luxembourg station · Public transport · Off-peak · Commune area11–98 min
- From Kirchberg · Public transport · Off-peak · Commune area30–107 min
- From Cloche d'Or · Public transport · Off-peak · Commune area31–114 min
- From Luxembourg City centre · Public transport · Off-peak · Commune area22–101 min
- From Belval / Esch · Public transport · Off-peak · Commune area52–143 min
- From Findel airport · Public transport · Off-peak · Commune area40–118 min
property-location-commute-v2.12
Straight-line distances · 2 km search, not walking times
Area results, not a measurement from the home.
- Stops shown
- 14
- Reckange (Mersch), Hunnebourerstr.Public-transport stop · Mobiliteit.lu
- Reckange (Mersch), bei der SchoulPublic-transport stop · Mobiliteit.lu
- Reckange (Mersch), Um neie LehmPublic-transport stop · Mobiliteit.lu
- Reckange (Mersch), HosbichPublic-transport stop · Mobiliteit.lu
- Reckange (Mersch), Beim BurPublic-transport stop · Mobiliteit.lu
- Mersch, UewermierschPublic-transport stop · Mobiliteit.lu
- Mersch, LankheckPublic-transport stop · Mobiliteit.lu
- Mersch, Nic. WelterPublic-transport stop · Mobiliteit.lu
- Mersch, ReckenerstroossPublic-transport stop · Mobiliteit.lu
- Mersch, MaartplazPublic-transport stop · Mobiliteit.lu
- Mersch, HunnebourPublic-transport stop · Mobiliteit.lu
- Mersch, MierscherbiergPublic-transport stop · Mobiliteit.lu
- Mersch, Beim KlouschterPublic-transport stop · Mobiliteit.lu
- Mersch, StäereplazPublic-transport stop · Mobiliteit.lu
GTFS / ChatHome POI snapshot · 9 Nov 2026
Do you need help? Please contact hello@chathome.lu