Articles & Insights — Luxembourg Housing

Budget Guides

Rent indexation in Luxembourg: the 10% rule, the cap, and what an increase means for current rents

Your rent is not automatically indexed like a salary. The law caps each adjustment at +10%, at most every two years, within the limit of 5% of the invested capital per year.

25 Aug 2026→

budget guide

Rental scams in Luxembourg: what each check can prove

A payment-safe verification sequence for private landlords, agents, cadastral references, GouvCheck documents and victim support.

13 Aug 2026→

budget guide

Agency fees and rental deposit in Luxembourg

For new residential leases, the commission is shared equally and the deposit is limited to two months' rent excluding charges.

13 Aug 2026→

budget guide

Rental Deposit Not Returned in Luxembourg: Deadlines and Next Steps

The legal clock starts with the return of the keys; Guichet’s procedure places a registered formal notice before the late-payment increase is claimed.

13 Aug 2026→

budget guide

Total cost of buying property in Luxembourg

Fees, credit, notary, insurance and a verified example without invented percentages

13 Aug 2026→

budget guide

Luxembourg housing aid: who qualifies, how much, and where to run your number

Renting or buying, here is every aid you can actually claim in 2026, the limits that rule you out, and the calculator that gives you your amount.

13 Aug 2026→

budget guide

What Really Determines the Cost of Your Home Loan in Luxembourg

Three public schemes — Bëllegen Akt, interest subsidy, and Klimaprêt — affect three different cost items, and two of them are not negotiable with your bank.

13 Aug 2026→

Policy Briefs

policy brief

"Booster fir de Wunnengsbau": the 7 measures of July 2026 and how far the thresholds reach the market

Bëllegen Akt €45,000, exemption from transfer duties in off-plan sales, 8% VAT, 3×6 depreciation, €300,000 interest subsidy: status as of 24 August 2026 — what is announced, what awaits the vote on the law, and what share of the real new-build stock falls below the caps.

24 Aug 2026→

policy brief

Affordable housing in Luxembourg: is the RENLA register worth joining?

Luxembourg opened its national affordable-housing register (RENLA) on 1 January 2026 and put registration online via MyGuichet on 15 April 2026. One application reaches every social landlord. Here is who qualifies, what rent you would pay, and how that compares with renting privately.

13 Aug 2026→

policy brief

A single building regulation for all of Luxembourg from 2028

The government replaces the construction rules of 100 municipalities with a single national text of 83 articles — here's what changes, and what doesn't change yet.

13 Aug 2026→

Cross-Border

cross border

Price per m² on the German side: about half that of Luxembourg border communes

Trier, Perl, Saarbrücken, Konz, Merzig: what our active listings show on both sides of the border, and what the cross-border employment figures (IGSS) say.

16 Aug 2026→

Data Stories

data story

Luxembourg's two-speed rental market: new tenants pay about 75% more than long-standing tenants

The new official rent cadastre shows what tenants actually pay — and it is far below what new tenants are asked to pay today. Leases signed in 2024–25 run about 75% higher than pre-2010 leases, while sale prices barely move.

14 Aug 2026→

data story