Investor tools
Rental Investment Cash Flow Projections in Luxembourg
20-year cashflow projections and refinance breakeven
BetaThis tool is still being refined. Treat results as guidance, not a binding financial assessment.
This tool uses Luxembourg transactions, rules and rates. It can't give a reliable answer for a property in France, Belgium or Germany, so we'd rather say so than show you a number that looks right.
Project the yearly cash flow, loan balance, property value and equity of a buy-to-let property over the chart's horizon, from the figures you enter.
Yearly cash flow
Each year, the rent after vacancy, management fee, maintenance reserve, charges and property tax you enter is set against the mortgage payments. Rent growth and vacancy apply every year.
Equity from loan repayment
Equity is the property value minus the loan balance that remains. Each payment reduces that balance.
Total return
Total return is equity plus cumulative cash flow. It is shown only when every acquisition cost is known; otherwise it is not shown.
Sources and verified statutory dates
- Administration de l'Enregistrement, des Domaines et de la TVA (AED)Verified on 2026-07-26
General information, not legal, tax, or valuation advice. Confirm your specific situation with a notary, tax advisor, or the competent authority.
Frequently asked questions
How is rent growth applied?
The yearly rent increase you enter is applied to the previous year's rent, so each year builds on the one before.
Does the projection show a rate of return?
Only the total return, and only when every acquisition cost is known. It does not show an internal rate of return.