Simulate monthly payments and full amortization
Beta · This tool is still being refined. Treat results as guidance, not a binding financial assessment.
Calculate the monthly repayment, the total interest and the full amortization schedule for the loan amount, interest rate and term that you enter.
Monthly payments use the standard constant annuity formula. The calculator applies it to the loan amount, the monthly interest rate and the number of monthly payments.
Total interest grows with the term. A shorter term lowers the total interest and raises the monthly payment. The calculator shows both figures.
The monthly payment covers the loan only. Duties and purchase costs are not part of it. Use the purchase cost calculator for those lines.
General information, not legal, tax, or valuation advice. Confirm your specific situation with a notary, tax advisor, or the competent authority.
You may repay a mortgage credit in full or in part at any time. A lender may claim compensation that is fair, objectively justified by directly related costs, and no greater than its financial loss.
The term sets the number of monthly payments. A longer term lowers the monthly payment and raises the total interest.